Rate no longer confirmed. We have not been able to confirm this rate since 15 Sep 2026 so the offer is not in the comparison; below is the last known rate and the history. See the current offers
What pays the most now
Garanti BBVA InternationalGouden Internet Rekening
Instant access · GarantiBank International N.V. · Netherlands · Directly at the bank
Promotional rateNew customers only
- Promotional rate
- 3.00%
- then 1.55%
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 6 months; after that 1.55%.
- 2.27%
- for €25,000
- Your return on €25,000
- €569
- interest per year
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Your calculation for €25,000
Gross interest over 1 year: €569.
Existing customers do not get the promotional rate: 1.55% → €388 over 1 year.
In the calculation: 6 months promotional rate (€375), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.55% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 28 May 2025
Promotion conditions
- Promotional rate 3.00% for 6 months
- New customers only
- Nieuwe Spaarder Actie: 3,00% gegarandeerd gedurende de eerste 6 maanden na aanvraag (actie vanaf 09-07-2026) voor nieuwe klanten die in de afgelopen 12 maanden geen spaarrekening bij Garanti BBVA International hadden; daarna de reguliere rente. Geen minimum of maximum inleg.
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vrij opneembaar, geen minimum inleg, geen kosten
- Rente jaarlijks op 1 januari bijgeschreven
- 14 dagen bedenktijd na opening
Deposit guarantee
€25,000 fully protected
Dutch scheme
GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- GarantiBank International N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rate history
3.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Garanti BBVA International →All savings products of Garanti BBVA International →
- 15 Sep 2026New: Garanti BBVA International – Gouden Internet Rekening 3.00%
Rate checked on 15 Sep 2026.