Garanti BBVA InternationalGouden Termijn Deposito
Deposit · 3 months · GarantiBank International N.V. · Netherlands · Directly at the bank
- Rate
- 2.35%
- 3 months fixed
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.37%
- for €50,000
- Your return on €50,000
- €1,185
- per year, annualised · €294 total over 3 months
- Deposit guarantee
- €50,000 fully protectedDutch scheme
GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 3 months: €294.
Interest built up over 3 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.35% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 19 Jun 2026
- Access
- 3 months fixed · no early withdrawal
- Term
- 3 months
- Minimum deposit
- €1,000
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente, rente effectief op jaarbasis; geen automatische verlenging na afloop
- Aanvragen via het depositoformulier; een Gouden Internet Rekening dient als tegenrekening
Deposit guarantee
€50,000 fully protected
Dutch scheme
GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- GarantiBank International N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rate history
2.35% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Garanti BBVA International →All savings products of Garanti BBVA International →
- 15 Sep 2026New: Garanti BBVA International – Gouden Termijn Deposito (3 mo) 2.35%
Rate checked on 15 Sep 2026.