Rate no longer confirmed. We have not been able to confirm this rate since 15 Sep 2026 so the offer is not in the comparison; below is the last known rate and the history. See the current offers
What pays the most now
Garanti BBVA InternationalGouden Termijn Deposito
Deposit · 5 years · GarantiBank International N.V. · Netherlands · Directly at the bank
- Rate
- 3.05%
- 5 years fixed
- Your return on €25,000
- €763
- per year, annualised · €3,813 total over 5 years
- Deposit guarantee
- €25,000 fully protectedDutch scheme
GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 5 years: €3,813.
Interest built up over 5 years
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.05% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 13 May 2026
- Access
- 5 years fixed · no early withdrawal
- Term
- 5 years
- Minimum deposit
- €1,000
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente, rente effectief op jaarbasis; geen automatische verlenging na afloop
- Aanvragen via het depositoformulier; een Gouden Internet Rekening dient als tegenrekening
Deposit guarantee
€25,000 fully protected
Dutch scheme
GarantiBank International N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- GarantiBank International N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rate history
3.05% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Garanti BBVA International →All savings products of Garanti BBVA International →
- 15 Sep 2026New: Garanti BBVA International – Gouden Termijn Deposito (60 mo) 3.05%
Rate checked on 15 Sep 2026.