No longer offered. We last saw this product on 28 Oct 2026; below is the last known rate and the history. See the current offers
What pays the most now
Klarna BankVaste rekening
Deposit · 6 months · Klarna Bank AB (publ) · Sweden · Directly at the bank
- Rate
- 2.15%
- 6 months fixed
- since 9 Oct 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.16%
- for €50,000
- Your return on €50,000
- €1,081
- per year, annualised · €538 total over 6 months
- Deposit guarantee
- €50,000 fully protectedSwedish scheme
Klarna Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Your calculation for €50,000
Gross interest over 6 months: €538.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.15% |
- Interest payout
- end of term, paid out
- Fees
- none
- Access
- 6 months fixed · early withdrawal unknown
- Term
- 6 months
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt bij een looptijd tot 12 maanden aan het einde uitbetaald, bij langere looptijden jaarlijks en aan het einde
- Geen beheerkosten, geen minimale storting
Deposit guarantee
€50,000 fully protected
Swedish scheme
Klarna Bank AB (publ) · Insättningsgarantin (Riksgälden) · €104,000 per person per bank
Licence and verification
- Institution
- Klarna Bank AB (publ)
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden) (Sweden)
- Guarantee
- 1150000.00 SEK per person per institution (≈ €104,000)
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Riksgälden
Taxes
- Country
- Sweden
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Sweden withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 9 Oct 2026 | 2.15% | current |
| 25 Sep 2026 | 2.59% | 9 Oct 2026 |
| 2 Sep 2026 | 2.89% | 25 Sep 2026 |
All historic rates of Klarna Bank →All savings products of Klarna Bank →
- 31 Oct 2026Klarna – Vaste rekening 6m not found in 12 consecutive runs; deactivated
- 28 Oct 2026Klarna – Vaste rekening 6m missing from the source (3 runs)
- 9 Oct 2026Klarna – Vaste rekening (6 mo): 2.59% → 2.15%
- 25 Sep 2026Klarna – Vaste rekening (6 mo): 2.89% → 2.59%
- 2 Sep 2026New: Klarna – Vaste rekening (6 mo) 2.89%
Rate checked on 28 Oct 2026.