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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Knab
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KnabDeposito Sparen

Deposit · 2 years · BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Austria · Directly at the bank
Current account required
Open an account at Knab
Rate
1.90%
2 years fixed
since 2 Sep 2026
Your return on €25,000
€475
per year, annualised · €950 total over 2 years
Deposit guarantee
€25,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €950.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€950After 1 month: €39.58 rate · balance €25,039.58After 2 months: €79.17 rate · balance €25,079.17After 3 months: €118.75 rate · balance €25,118.75After 4 months: €158.33 rate · balance €25,158.33After 5 months: €197.92 rate · balance €25,197.92After 6 months: €237.50 rate · balance €25,237.50After 7 months: €277.08 rate · balance €25,277.08After 8 months: €316.67 rate · balance €25,316.67After 9 months: €356.25 rate · balance €25,356.25

Rate and conditions

BalanceRate
€0 – and up1.90%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Feb 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Voor Deposito Sparen heb je een bankrekening bij Knab nodig
  • Voortijdige opname: kosten op basis van renteverschil plus € 50 administratiekosten
  • Rente is effectief op jaarbasis; bij één jaar aan het einde van de looptijd, anders jaarlijks

Deposit guarantee

€25,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Licence and verification
Institution
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Status
Verified European deposit guarantee scheme
Scheme
Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) (Austria)
Guarantee
€100,000 per person per institution
Verification
Knab/BAWAG eigen DGS-informatie
detailsfusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
source ↗ · 2 Sep 2026
Taxes
Country
Austria
Withholding tax
No withholding tax
Standard rate

Rate history

1.50%1.75%2.00%2.25%10 Oct 202531 Mar 2026now1.90%1.90% from 10 Oct 2025 until 2 Sep 20261.90% from 2 Sep 2026 until now
1.50%1.75%2.00%2.25%10 Oct 202531 Mar 2026now1.90%1.90% from 10 Oct 2025 until 2 Sep 20261.90% from 2 Sep 2026 until now

Other offers from Knab

Instant access · 1.25% · Direct1 year · 1.80% · Direct3 years · 2.00% · Direct4 years · 2.05% · Direct5 years · 2.10% · Direct
After 10 months: €395.83 rate · balance €25,395.83After 11 months: €435.42 rate · balance €25,435.42After 12 months: €475.00 rate · balance €25,475.00After 13 months: €514.58 rate · balance €25,514.58After 14 months: €554.17 rate · balance €25,554.17After 15 months: €593.75 rate · balance €25,593.75After 16 months: €633.33 rate · balance €25,633.33After 17 months: €672.92 rate · balance €25,672.92After 18 months: €712.50 rate · balance €25,712.50After 19 months: €752.08 rate · balance €25,752.08After 20 months: €791.67 rate · balance €25,791.67After 21 months: €831.25 rate · balance €25,831.25After 22 months: €870.83 rate · balance €25,870.83After 23 months: €910.42 rate · balance €25,910.42After 24 months: €950.00 rate · balance €25,950.00
€ 0€ 500start1 yr2 yrs€950After 1 month: €39.58 rate · balance €25,039.58After 2 months: €79.17 rate · balance €25,079.17After 3 months: €118.75 rate · balance €25,118.75After 4 months: €158.33 rate · balance €25,158.33After 5 months: €197.92 rate · balance €25,197.92After 6 months: €237.50 rate · balance €25,237.50After 7 months: €277.08 rate · balance €25,277.08After 8 months: €316.67 rate · balance €25,316.67After 9 months: €356.25 rate · balance €25,356.25After 10 months: €395.83 rate · balance €25,395.83After 11 months: €435.42 rate · balance €25,435.42After 12 months: €475.00 rate · balance €25,475.00After 13 months: €514.58 rate · balance €25,514.58After 14 months: €554.17 rate · balance €25,554.17After 15 months: €593.75 rate · balance €25,593.75After 16 months: €633.33 rate · balance €25,633.33After 17 months: €672.92 rate · balance €25,672.92After 18 months: €712.50 rate · balance €25,712.50After 19 months: €752.08 rate · balance €25,752.08After 20 months: €791.67 rate · balance €25,791.67After 21 months: €831.25 rate · balance €25,831.25After 22 months: €870.83 rate · balance €25,870.83After 23 months: €910.42 rate · balance €25,910.42After 24 months: €950.00 rate · balance €25,950.00
Per year
AfterInterest up to thenBalance
1 year€475€25,475
2 years€950€25,950
0.00%
For a Dutch saver
0.00%
Notes
Oostenrijk heft geen KESt op bankrente van niet-ingezetenen. Niet geverifieerd op een officiële pagina. (not verified yet)

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
2 Sep 20261.90%current
10 Oct 20251.90%2 Sep 2026web archive

All historic rates of Knab →All savings products of Knab →

  • 2 Sep 2026New: Knab – Deposito Sparen (24 mo) 1.90%

Rate checked on 18 Sep 2026.