KnabDeposito Sparen
Deposit · 3 years · BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Austria · Directly at the bank
Current account required
- Rate
- 2.50%
- 3 years fixed
- since 21 Oct 2026
- Your return on €50,000
- €1,250
- per year, annualised · €3,750 total over 3 years
- Deposit guarantee
- €50,000 fully protectedAustrian scheme
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 3 years: €3,750.
Interest built up over 3 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,250 | €51,250 |
| 2 years | €2,500 | €52,500 |
| 3 years | €3,750 | €53,750 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.50% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 22 Oct 2026
- Access
- 3 years fixed · early withdrawal with loss of interest
- Term
- 3 years
- Minimum deposit
- €1,000
- Maximum deposit
- €500,000
- Current account required
- yes
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Voor Deposito Sparen heb je een bankrekening bij Knab nodig
- Voortijdige opname: kosten op basis van renteverschil plus € 50 administratiekosten
- Rente is effectief op jaarbasis; bij één jaar aan het einde van de looptijd, anders jaarlijks
Deposit guarantee
€50,000 fully protected
Austrian scheme
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank
Licence and verification
- Institution
- BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) (Austria)
- Guarantee
- €100,000 per person per institution
- Verification
- Knab/BAWAG eigen DGS-informatiesource ↗ · 2 Sep 2026
details
fusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
Taxes
- Country
- Austria
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Austria withholds no tax on savings interest of non-residents: you receive the full interest. (not verified yet)
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 21 Oct 2026 | 2.50% | current |
| 2 Sep 2026 | 2.00% | 21 Oct 2026 |
| 10 Oct 2025 | 2.00% | 2 Sep 2026web archive |
All historic rates of Knab →All savings products of Knab →
- 21 Oct 2026Knab – Deposito Sparen (36 mo): 2.00% → 2.50%
- 2 Sep 2026New: Knab – Deposito Sparen (36 mo) 2.00%
Rate checked on 2 Nov 2026.