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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Knab
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KnabDeposito Sparen

Deposit · 4 years · BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Austria · Directly at the bank
Current account required
Open an account at Knab
Rate
2.05%
4 years fixed
since 2 Sep 2026
Your return on €100,000
€2,050
per year, annualised · €8,200 total over 4 years
Deposit guarantee
€100,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €8,200.
Interest built up over 4 years
€ 0€ 5kstart2 yrs4 yrs€8,200After 1 month: €170.83 rate · balance €100,170.83After 2 months: €341.67 rate · balance €100,341.67After 3 months: €512.50 rate · balance €100,512.50After 4 months: €683.33 rate · balance €100,683.33

Rate and conditions

BalanceRate
€0 – and up2.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Feb 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
€1,000
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Voor Deposito Sparen heb je een bankrekening bij Knab nodig
  • Voortijdige opname: kosten op basis van renteverschil plus € 50 administratiekosten
  • Rente is effectief op jaarbasis; bij één jaar aan het einde van de looptijd, anders jaarlijks

Deposit guarantee

€100,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Licence and verification
Institution
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Status
Verified European deposit guarantee scheme
Scheme
Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) (Austria)
Guarantee
€100,000 per person per institution
Verification
Knab/BAWAG eigen DGS-informatie
detailsfusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
source ↗ · 2 Sep 2026
Taxes
Country
Austria
Withholding tax
No withholding tax
Standard rate

Rate history

1.75%2.00%2.25%2.50%10 Oct 202531 Mar 2026now2.05%2.05% from 10 Oct 2025 until 2 Sep 20262.05% from 2 Sep 2026 until now
1.75%2.00%2.25%2.50%10 Oct 202531 Mar 2026now2.05%2.05% from 10 Oct 2025 until 2 Sep 20262.05% from 2 Sep 2026 until now

Other offers from Knab

Instant access · 1.25% · Direct1 year · 1.80% · Direct2 years · 1.90% · Direct3 years · 2.00% · Direct5 years · 2.10% · Direct
After 5 months: €854.17 rate · balance €100,854.17After 6 months: €1,025.00 rate · balance €101,025.00After 7 months: €1,195.83 rate · balance €101,195.83After 8 months: €1,366.67 rate · balance €101,366.67After 9 months: €1,537.50 rate · balance €101,537.50After 10 months: €1,708.33 rate · balance €101,708.33After 11 months: €1,879.17 rate · balance €101,879.17After 12 months: €2,050.00 rate · balance €102,050.00After 13 months: €2,220.83 rate · balance €102,220.83After 14 months: €2,391.67 rate · balance €102,391.67After 15 months: €2,562.50 rate · balance €102,562.50After 16 months: €2,733.33 rate · balance €102,733.33After 17 months: €2,904.17 rate · balance €102,904.17After 18 months: €3,075.00 rate · balance €103,075.00After 19 months: €3,245.83 rate · balance €103,245.83After 20 months: €3,416.67 rate · balance €103,416.67After 21 months: €3,587.50 rate · balance €103,587.50After 22 months: €3,758.33 rate · balance €103,758.33After 23 months: €3,929.17 rate · balance €103,929.17After 24 months: €4,100.00 rate · balance €104,100.00After 25 months: €4,270.83 rate · balance €104,270.83After 26 months: €4,441.67 rate · balance €104,441.67After 27 months: €4,612.50 rate · balance €104,612.50After 28 months: €4,783.33 rate · balance €104,783.33After 29 months: €4,954.17 rate · balance €104,954.17After 30 months: €5,125.00 rate · balance €105,125.00After 31 months: €5,295.83 rate · balance €105,295.83After 32 months: €5,466.67 rate · balance €105,466.67After 33 months: €5,637.50 rate · balance €105,637.50After 34 months: €5,808.33 rate · balance €105,808.33After 35 months: €5,979.17 rate · balance €105,979.17After 36 months: €6,150.00 rate · balance €106,150.00After 37 months: €6,320.83 rate · balance €106,320.83After 38 months: €6,491.67 rate · balance €106,491.67After 39 months: €6,662.50 rate · balance €106,662.50After 40 months: €6,833.33 rate · balance €106,833.33After 41 months: €7,004.17 rate · balance €107,004.17After 42 months: €7,175.00 rate · balance €107,175.00After 43 months: €7,345.83 rate · balance €107,345.83After 44 months: €7,516.67 rate · balance €107,516.67After 45 months: €7,687.50 rate · balance €107,687.50After 46 months: €7,858.33 rate · balance €107,858.33After 47 months: €8,029.17 rate · balance €108,029.17After 48 months: €8,200.00 rate · balance €108,200.00
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs€8,200After 1 month: €170.83 rate · balance €100,170.83After 2 months: €341.67 rate · balance €100,341.67After 3 months: €512.50 rate · balance €100,512.50After 4 months: €683.33 rate · balance €100,683.33After 5 months: €854.17 rate · balance €100,854.17After 6 months: €1,025.00 rate · balance €101,025.00After 7 months: €1,195.83 rate · balance €101,195.83After 8 months: €1,366.67 rate · balance €101,366.67After 9 months: €1,537.50 rate · balance €101,537.50After 10 months: €1,708.33 rate · balance €101,708.33After 11 months: €1,879.17 rate · balance €101,879.17After 12 months: €2,050.00 rate · balance €102,050.00After 13 months: €2,220.83 rate · balance €102,220.83After 14 months: €2,391.67 rate · balance €102,391.67After 15 months: €2,562.50 rate · balance €102,562.50After 16 months: €2,733.33 rate · balance €102,733.33After 17 months: €2,904.17 rate · balance €102,904.17After 18 months: €3,075.00 rate · balance €103,075.00After 19 months: €3,245.83 rate · balance €103,245.83After 20 months: €3,416.67 rate · balance €103,416.67After 21 months: €3,587.50 rate · balance €103,587.50After 22 months: €3,758.33 rate · balance €103,758.33After 23 months: €3,929.17 rate · balance €103,929.17After 24 months: €4,100.00 rate · balance €104,100.00After 25 months: €4,270.83 rate · balance €104,270.83After 26 months: €4,441.67 rate · balance €104,441.67After 27 months: €4,612.50 rate · balance €104,612.50After 28 months: €4,783.33 rate · balance €104,783.33After 29 months: €4,954.17 rate · balance €104,954.17After 30 months: €5,125.00 rate · balance €105,125.00After 31 months: €5,295.83 rate · balance €105,295.83After 32 months: €5,466.67 rate · balance €105,466.67After 33 months: €5,637.50 rate · balance €105,637.50After 34 months: €5,808.33 rate · balance €105,808.33After 35 months: €5,979.17 rate · balance €105,979.17After 36 months: €6,150.00 rate · balance €106,150.00After 37 months: €6,320.83 rate · balance €106,320.83After 38 months: €6,491.67 rate · balance €106,491.67After 39 months: €6,662.50 rate · balance €106,662.50After 40 months: €6,833.33 rate · balance €106,833.33After 41 months: €7,004.17 rate · balance €107,004.17After 42 months: €7,175.00 rate · balance €107,175.00After 43 months: €7,345.83 rate · balance €107,345.83After 44 months: €7,516.67 rate · balance €107,516.67After 45 months: €7,687.50 rate · balance €107,687.50After 46 months: €7,858.33 rate · balance €107,858.33After 47 months: €8,029.17 rate · balance €108,029.17After 48 months: €8,200.00 rate · balance €108,200.00
Per year
AfterInterest up to thenBalance
1 year€2,050€102,050
2 years€4,100€104,100
3 years€6,150€106,150
4 years€8,200€108,200
0.00%
For a Dutch saver
0.00%
Notes
Oostenrijk heft geen KESt op bankrente van niet-ingezetenen. Niet geverifieerd op een officiële pagina. (not verified yet)

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
2 Sep 20262.05%current
10 Oct 20252.05%2 Sep 2026web archive

All historic rates of Knab →All savings products of Knab →

  • 2 Sep 2026New: Knab – Deposito Sparen (48 mo) 2.05%

Rate checked on 19 Sep 2026.