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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Knab
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KnabDeposito Sparen

Deposit · 5 years · BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Austria · Directly at the bank
Current account required
Open an account at Knab
Rate
2.10%
5 years fixed
since 2 Sep 2026
Your return on €10,000
€210
per year, annualised · €1,050 total over 5 years
Deposit guarantee
€10,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,050.
Interest built up over 5 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,050

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Feb 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€1,000
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Voor Deposito Sparen heb je een bankrekening bij Knab nodig
  • Voortijdige opname: kosten op basis van renteverschil plus € 50 administratiekosten
  • Rente is effectief op jaarbasis; bij één jaar aan het einde van de looptijd, anders jaarlijks

Deposit guarantee

€10,000 fully protected
Austrian scheme

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG · Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) · €100,000 per person per bank

Licence and verification
Institution
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG
Status
Verified European deposit guarantee scheme
Scheme
Einlagensicherung AUSTRIA Ges.m.b.H. (ESA) (Austria)
Guarantee
€100,000 per person per institution
Verification
Knab/BAWAG eigen DGS-informatie
detailsfusie 29-11-2025); Oostenrijkse wettelijke depositogarantie (ESA) geldt voor alle Oostenrijkse kredietinstellingen
source ↗ · 2 Sep 2026
Taxes
Country
Austria
Withholding tax
No withholding tax
Standard rate

Rate history

1.75%2.00%2.25%2.50%10 Oct 202531 Mar 2026now2.10%2.10% from 10 Oct 2025 until 2 Sep 20262.10% from 2 Sep 2026 until now
1.75%2.00%2.25%2.50%10 Oct 202531 Mar 2026now2.10%2.10% from 10 Oct 2025 until 2 Sep 20262.10% from 2 Sep 2026 until now

Other offers from Knab

Instant access · 1.25% · Direct1 year · 1.80% · Direct2 years · 1.90% · Direct3 years · 2.00% · Direct4 years · 2.05% · Direct
After 1 month: €17.50 rate · balance €10,017.50After 2 months: €35 rate · balance €10,035After 3 months: €52.50 rate · balance €10,052.50After 4 months: €70 rate · balance €10,070After 5 months: €87.50 rate · balance €10,087.50After 6 months: €105 rate · balance €10,105After 7 months: €122.50 rate · balance €10,122.50After 8 months: €140 rate · balance €10,140After 9 months: €157.50 rate · balance €10,157.50After 10 months: €175 rate · balance €10,175After 11 months: €192.50 rate · balance €10,192.50After 12 months: €210 rate · balance €10,210After 13 months: €227.50 rate · balance €10,227.50After 14 months: €245 rate · balance €10,245After 15 months: €262.50 rate · balance €10,262.50After 16 months: €280 rate · balance €10,280After 17 months: €297.50 rate · balance €10,297.50After 18 months: €315 rate · balance €10,315After 19 months: €332.50 rate · balance €10,332.50After 20 months: €350 rate · balance €10,350After 21 months: €367.50 rate · balance €10,367.50After 22 months: €385 rate · balance €10,385After 23 months: €402.50 rate · balance €10,402.50After 24 months: €420 rate · balance €10,420After 25 months: €437.50 rate · balance €10,437.50After 26 months: €455 rate · balance €10,455After 27 months: €472.50 rate · balance €10,472.50After 28 months: €490 rate · balance €10,490After 29 months: €507.50 rate · balance €10,507.50After 30 months: €525 rate · balance €10,525After 31 months: €542.50 rate · balance €10,542.50After 32 months: €560 rate · balance €10,560After 33 months: €577.50 rate · balance €10,577.50After 34 months: €595 rate · balance €10,595After 35 months: €612.50 rate · balance €10,612.50After 36 months: €630 rate · balance €10,630After 37 months: €647.50 rate · balance €10,647.50After 38 months: €665 rate · balance €10,665After 39 months: €682.50 rate · balance €10,682.50After 40 months: €700 rate · balance €10,700After 41 months: €717.50 rate · balance €10,717.50After 42 months: €735 rate · balance €10,735After 43 months: €752.50 rate · balance €10,752.50After 44 months: €770 rate · balance €10,770After 45 months: €787.50 rate · balance €10,787.50After 46 months: €805 rate · balance €10,805After 47 months: €822.50 rate · balance €10,822.50After 48 months: €840 rate · balance €10,840After 49 months: €857.50 rate · balance €10,857.50After 50 months: €875 rate · balance €10,875After 51 months: €892.50 rate · balance €10,892.50After 52 months: €910 rate · balance €10,910After 53 months: €927.50 rate · balance €10,927.50After 54 months: €945 rate · balance €10,945After 55 months: €962.50 rate · balance €10,962.50After 56 months: €980 rate · balance €10,980After 57 months: €997.50 rate · balance €10,997.50After 58 months: €1,015 rate · balance €11,015After 59 months: €1,032.50 rate · balance €11,032.50After 60 months: €1,050 rate · balance €11,050
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,050After 1 month: €17.50 rate · balance €10,017.50After 2 months: €35 rate · balance €10,035After 3 months: €52.50 rate · balance €10,052.50After 4 months: €70 rate · balance €10,070After 5 months: €87.50 rate · balance €10,087.50After 6 months: €105 rate · balance €10,105After 7 months: €122.50 rate · balance €10,122.50After 8 months: €140 rate · balance €10,140After 9 months: €157.50 rate · balance €10,157.50After 10 months: €175 rate · balance €10,175After 11 months: €192.50 rate · balance €10,192.50After 12 months: €210 rate · balance €10,210After 13 months: €227.50 rate · balance €10,227.50After 14 months: €245 rate · balance €10,245After 15 months: €262.50 rate · balance €10,262.50After 16 months: €280 rate · balance €10,280After 17 months: €297.50 rate · balance €10,297.50After 18 months: €315 rate · balance €10,315After 19 months: €332.50 rate · balance €10,332.50After 20 months: €350 rate · balance €10,350After 21 months: €367.50 rate · balance €10,367.50After 22 months: €385 rate · balance €10,385After 23 months: €402.50 rate · balance €10,402.50After 24 months: €420 rate · balance €10,420After 25 months: €437.50 rate · balance €10,437.50After 26 months: €455 rate · balance €10,455After 27 months: €472.50 rate · balance €10,472.50After 28 months: €490 rate · balance €10,490After 29 months: €507.50 rate · balance €10,507.50After 30 months: €525 rate · balance €10,525After 31 months: €542.50 rate · balance €10,542.50After 32 months: €560 rate · balance €10,560After 33 months: €577.50 rate · balance €10,577.50After 34 months: €595 rate · balance €10,595After 35 months: €612.50 rate · balance €10,612.50After 36 months: €630 rate · balance €10,630After 37 months: €647.50 rate · balance €10,647.50After 38 months: €665 rate · balance €10,665After 39 months: €682.50 rate · balance €10,682.50After 40 months: €700 rate · balance €10,700After 41 months: €717.50 rate · balance €10,717.50After 42 months: €735 rate · balance €10,735After 43 months: €752.50 rate · balance €10,752.50After 44 months: €770 rate · balance €10,770After 45 months: €787.50 rate · balance €10,787.50After 46 months: €805 rate · balance €10,805After 47 months: €822.50 rate · balance €10,822.50After 48 months: €840 rate · balance €10,840After 49 months: €857.50 rate · balance €10,857.50After 50 months: €875 rate · balance €10,875After 51 months: €892.50 rate · balance €10,892.50After 52 months: €910 rate · balance €10,910After 53 months: €927.50 rate · balance €10,927.50After 54 months: €945 rate · balance €10,945After 55 months: €962.50 rate · balance €10,962.50After 56 months: €980 rate · balance €10,980After 57 months: €997.50 rate · balance €10,997.50After 58 months: €1,015 rate · balance €11,015After 59 months: €1,032.50 rate · balance €11,032.50After 60 months: €1,050 rate · balance €11,050
Per year
AfterInterest up to thenBalance
1 year€210€10,210
2 years€420€10,420
3 years€630€10,630
4 years€840€10,840
5 years€1,050€11,050
0.00%
For a Dutch saver
0.00%
Notes
Oostenrijk heft geen KESt op bankrente van niet-ingezetenen. Niet geverifieerd op een officiële pagina. (not verified yet)

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
2 Sep 20262.10%current
10 Oct 20252.10%2 Sep 2026web archive

All historic rates of Knab →All savings products of Knab →

  • 2 Sep 2026New: Knab – Deposito Sparen (60 mo) 2.10%

Rate checked on 18 Sep 2026.