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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Ayvens Bank
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Ayvens BankDeposito Sparen

Deposit · 5 years · Ayvens Bank N.V. · Netherlands · Directly at the bank
Open an account at Ayvens Bank
Rate
3.00%
5 years fixed
Your return on €16,800
€504
per year, annualised · €2,520 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,520.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,520

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€1,000
Maximum deposit
€2,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Termijndeposito vanaf € 1.000, maximaal € 2.000.000 voor alle termijndeposito's samen; geld wordt vanaf de Online Spaarrekening vastgezet
  • Rente wordt jaarlijks op de openingsdatum op de Online Spaarrekening gestort

Deposit guarantee

€16,800 fully protected
Dutch scheme

Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Ayvens Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.00% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Ayvens Bank →All savings products of Ayvens Bank →

  • 2 Sep 2026New: Ayvens Bank – Deposito Sparen (60 mo) 3.00%

Rate checked on 18 Sep 2026.

Other offers from Ayvens Bank

Instant access · 1.85% · Direct3 months · 1.30% · Direct6 months · 1.60% · Direct9 months · 1.60% · Direct1 year · 2.75% · Direct2 years · 2.85% · Direct3 years · 2.95% · Direct4 years · 3.10% · Direct
After 1 month: €42 rate · balance €16,842After 2 months: €84 rate · balance €16,884After 3 months: €126 rate · balance €16,926After 4 months: €168 rate · balance €16,968After 5 months: €210 rate · balance €17,010After 6 months: €252 rate · balance €17,052After 7 months: €294 rate · balance €17,094After 8 months: €336 rate · balance €17,136After 9 months: €378 rate · balance €17,178After 10 months: €420 rate · balance €17,220After 11 months: €462 rate · balance €17,262After 12 months: €504 rate · balance €17,304After 13 months: €546 rate · balance €17,346After 14 months: €588 rate · balance €17,388After 15 months: €630 rate · balance €17,430After 16 months: €672 rate · balance €17,472After 17 months: €714 rate · balance €17,514After 18 months: €756 rate · balance €17,556After 19 months: €798 rate · balance €17,598After 20 months: €840 rate · balance €17,640After 21 months: €882 rate · balance €17,682After 22 months: €924 rate · balance €17,724After 23 months: €966 rate · balance €17,766After 24 months: €1,008 rate · balance €17,808After 25 months: €1,050 rate · balance €17,850After 26 months: €1,092 rate · balance €17,892After 27 months: €1,134 rate · balance €17,934After 28 months: €1,176 rate · balance €17,976After 29 months: €1,218 rate · balance €18,018After 30 months: €1,260 rate · balance €18,060After 31 months: €1,302 rate · balance €18,102After 32 months: €1,344 rate · balance €18,144After 33 months: €1,386 rate · balance €18,186After 34 months: €1,428 rate · balance €18,228After 35 months: €1,470 rate · balance €18,270After 36 months: €1,512 rate · balance €18,312After 37 months: €1,554 rate · balance €18,354After 38 months: €1,596 rate · balance €18,396After 39 months: €1,638 rate · balance €18,438After 40 months: €1,680 rate · balance €18,480After 41 months: €1,722 rate · balance €18,522After 42 months: €1,764 rate · balance €18,564After 43 months: €1,806 rate · balance €18,606After 44 months: €1,848 rate · balance €18,648After 45 months: €1,890 rate · balance €18,690After 46 months: €1,932 rate · balance €18,732After 47 months: €1,974 rate · balance €18,774After 48 months: €2,016 rate · balance €18,816After 49 months: €2,058 rate · balance €18,858After 50 months: €2,100 rate · balance €18,900After 51 months: €2,142 rate · balance €18,942After 52 months: €2,184 rate · balance €18,984After 53 months: €2,226 rate · balance €19,026After 54 months: €2,268 rate · balance €19,068After 55 months: €2,310 rate · balance €19,110After 56 months: €2,352 rate · balance €19,152After 57 months: €2,394 rate · balance €19,194After 58 months: €2,436 rate · balance €19,236After 59 months: €2,478 rate · balance €19,278After 60 months: €2,520 rate · balance €19,320
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,520After 1 month: €42 rate · balance €16,842After 2 months: €84 rate · balance €16,884After 3 months: €126 rate · balance €16,926After 4 months: €168 rate · balance €16,968After 5 months: €210 rate · balance €17,010After 6 months: €252 rate · balance €17,052After 7 months: €294 rate · balance €17,094After 8 months: €336 rate · balance €17,136After 9 months: €378 rate · balance €17,178After 10 months: €420 rate · balance €17,220After 11 months: €462 rate · balance €17,262After 12 months: €504 rate · balance €17,304After 13 months: €546 rate · balance €17,346After 14 months: €588 rate · balance €17,388After 15 months: €630 rate · balance €17,430After 16 months: €672 rate · balance €17,472After 17 months: €714 rate · balance €17,514After 18 months: €756 rate · balance €17,556After 19 months: €798 rate · balance €17,598After 20 months: €840 rate · balance €17,640After 21 months: €882 rate · balance €17,682After 22 months: €924 rate · balance €17,724After 23 months: €966 rate · balance €17,766After 24 months: €1,008 rate · balance €17,808After 25 months: €1,050 rate · balance €17,850After 26 months: €1,092 rate · balance €17,892After 27 months: €1,134 rate · balance €17,934After 28 months: €1,176 rate · balance €17,976After 29 months: €1,218 rate · balance €18,018After 30 months: €1,260 rate · balance €18,060After 31 months: €1,302 rate · balance €18,102After 32 months: €1,344 rate · balance €18,144After 33 months: €1,386 rate · balance €18,186After 34 months: €1,428 rate · balance €18,228After 35 months: €1,470 rate · balance €18,270After 36 months: €1,512 rate · balance €18,312After 37 months: €1,554 rate · balance €18,354After 38 months: €1,596 rate · balance €18,396After 39 months: €1,638 rate · balance €18,438After 40 months: €1,680 rate · balance €18,480After 41 months: €1,722 rate · balance €18,522After 42 months: €1,764 rate · balance €18,564After 43 months: €1,806 rate · balance €18,606After 44 months: €1,848 rate · balance €18,648After 45 months: €1,890 rate · balance €18,690After 46 months: €1,932 rate · balance €18,732After 47 months: €1,974 rate · balance €18,774After 48 months: €2,016 rate · balance €18,816After 49 months: €2,058 rate · balance €18,858After 50 months: €2,100 rate · balance €18,900After 51 months: €2,142 rate · balance €18,942After 52 months: €2,184 rate · balance €18,984After 53 months: €2,226 rate · balance €19,026After 54 months: €2,268 rate · balance €19,068After 55 months: €2,310 rate · balance €19,110After 56 months: €2,352 rate · balance €19,152After 57 months: €2,394 rate · balance €19,194After 58 months: €2,436 rate · balance €19,236After 59 months: €2,478 rate · balance €19,278After 60 months: €2,520 rate · balance €19,320
Per year
AfterInterest up to thenBalance
1 year€504€17,304
2 years€1,008€17,808
3 years€1,512€18,312
4 years€2,016€18,816
5 years€2,520€19,320

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe