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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Ayvens Bank
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Ayvens BankDeposito Sparen

Deposit · 9 months · Ayvens Bank N.V. · Netherlands · Directly at the bank
Open an account at Ayvens Bank
Rate
1.60%
9 months fixed
Your return on €16,800
€269
per year, annualised · €202 total over 9 months
Deposit guarantee
€16,800 fully protected
Dutch scheme

Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 9 months: €202.
Interest built up over 9 months
€ 0€ 100€ 200start6 mo€202After 1 month: €22.40 rate · balance €16,822.40After 2 months: €44.80 rate · balance €16,844.80After 3 months: €67.20 rate · balance €16,867.20After 4 months: €89.60 rate · balance €16,889.60After 5 months: €112 rate · balance €16,912After 6 months: €134.40 rate · balance €16,934.40After 7 months: €156.80 rate · balance €16,956.80After 8 months: €179.20 rate · balance €16,979.20After 9 months: €201.60 rate · balance €17,001.60
€ 0

Rate and conditions

BalanceRate
€0 – and up1.60%
Interest payout
end of term, paid out
Fees
none
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€1,000
Maximum deposit
€2,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Termijndeposito vanaf € 1.000, maximaal € 2.000.000 voor alle termijndeposito's samen; geld wordt vanaf de Online Spaarrekening vastgezet
  • Rente wordt aan het einde van de looptijd op de Online Spaarrekening gestort

Deposit guarantee

€16,800 fully protected
Dutch scheme

Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Ayvens Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.60% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Ayvens Bank →All savings products of Ayvens Bank →

  • 2 Sep 2026New: Ayvens Bank – Deposito Sparen (9 mo) 1.60%

Rate checked on 18 Sep 2026.

Other offers from Ayvens Bank

Instant access · 1.85% · Direct3 months · 1.30% · Direct6 months · 1.60% · Direct1 year · 2.75% · Direct2 years · 2.85% · Direct3 years · 2.95% · Direct4 years · 3.10% · Direct5 years · 3.00% · Direct
€ 100€ 200start3 mo6 mo9 mo€202After 1 month: €22.40 rate · balance €16,822.40After 2 months: €44.80 rate · balance €16,844.80After 3 months: €67.20 rate · balance €16,867.20After 4 months: €89.60 rate · balance €16,889.60After 5 months: €112 rate · balance €16,912After 6 months: €134.40 rate · balance €16,934.40After 7 months: €156.80 rate · balance €16,956.80After 8 months: €179.20 rate · balance €16,979.20After 9 months: €201.60 rate · balance €17,001.60

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe