Ayvens BankFlexibel Sparen (Online Spaarrekening)
Instant access · Ayvens Bank N.V. · Netherlands · Directly at the bank
- Rate
- 1.85%
- variable
- Your return on €10,000
- €185
- interest per year
- Deposit guarantee
- €10,000 fully protectedDutch scheme
Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 1 year: €185.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.85% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Nominale rente op jaarbasis; geen minimuminleg
- Vrij opneembaar
Deposit guarantee
€10,000 fully protected
Dutch scheme
Ayvens Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Ayvens Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Rate history
1.85% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of Ayvens Bank →All savings products of Ayvens Bank →
- 2 Sep 2026New: Ayvens Bank – Flexibel Sparen (Online Spaarrekening) 1.85%
Rate checked on 18 Sep 2026.