Lloyds BankInternet Spaarrekening
Instant access · Lloyds Bank GmbH · Germany · Directly at the bank
- Rate
- 1.50%
- variable
- since 2 Sep 2026
- Your return on €10,000
- €150
- interest per year
- Deposit guarantee
- €10,000 fully protectedGerman scheme
Lloyds Bank GmbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 1 year: €150.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.50% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Geen minimuminleg en geen kosten; spaargeld altijd vrij opneembaar
- Eigen betaalrekening bij een andere bank als tegenrekening
- Variabele rente op jaarbasis; wijzigingen worden per e-mail aangekondigd
Deposit guarantee
€10,000 fully protected
German scheme
Lloyds Bank GmbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Licence and verification
- Institution
- Lloyds Bank GmbH
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- EdBsource ↗ · 2 Sep 2026
details
handmatig gecontroleerd
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 2 Sep 2026 | 1.50% | current |
| 1 Jul 2025 | 1.50% | 2 Sep 2026web archive |
| 28 Feb 2025 | 2.00% | 1 Jul 2025web archive |
All historic rates of Lloyds Bank →All savings products of Lloyds Bank →
- 2 Sep 2026New: Lloyds Bank – Internet Spaarrekening 1.50%
Rate checked on 2 Nov 2026.