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Last check just now·570 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Back to the comparison

Rate no longer confirmed. We have not been able to confirm this rate since 15 Sep 2026 so the offer is not in the comparison; below is the last known rate and the history. See the current offers

What pays the most now

  • Banca PiùTermijndeposito · 3 months2.57%
  • IBL BancaTermijndeposito · 3 months2.54%
  • Brocc FinanceTermijndeposito · 3 months2.52%

All current offers from MeDirect →

MeDirectFixed Term Deposit

Deposit · 3 months · MeDirect Bank (Malta) plc · Malta · Directly at the bank
Rate
1.00%
3 months fixed
Your return on €25,000
€251
per year, annualised · €63 total over 3 months
Deposit guarantee
€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 months: €63.
Interest built up over 3 months
€ 0€ 25€ 50start€62After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.67 rate · balance €25,041.67After 3 months: €62.50 rate · balance €25,062.50
€ 0€ 25€ 50start3 mo€62

Rate and conditions

BalanceRate
€0 – and up1.00%
Interest payout
end of term, paid out
Fees
none
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€100
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor de hele looptijd, geen tussentijdse opname; rente-uitkering naar keuze per kwartaal, halfjaar of jaar (maandelijks vanaf € 20.000)
  • Rente bruto op jaarbasis; Malta houdt geen bronbelasting in op rente aan niet-ingezetenen
  • Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart

Deposit guarantee

€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
MeDirect Bank (Malta) plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Malta Depositor Compensation Scheme deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of MeDirect →All savings products of MeDirect →

  • 15 Sep 2026New: MeDirect – Fixed Term Deposit (3 mo) 1.00%

Rate checked on 15 Sep 2026.

Other offers from MeDirect

With notice period · 0.20% · DirectWith notice period · 0.30% · DirectWith notice period · 0.50% · DirectInstant access · 2.00% · Direct6 months · 1.90% · Direct1 year · 2.35% · Direct2 years · 2.40% · Direct3 years · 2.40% · Direct4 years · 2.40% · Direct5 years · · Direct
After 1 month: €20.83 rate · balance €25,020.83After 2 months: €41.67 rate · balance €25,041.67After 3 months: €62.50 rate · balance €25,062.50

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.40%