Rate no longer confirmed. We have not been able to confirm this rate since 15 Sep 2026 so the offer is not in the comparison; below is the last known rate and the history. See the current offers
What pays the most now
MeDirectFixed Term Deposit
Deposit · 5 years · MeDirect Bank (Malta) plc · Malta · Directly at the bank
- Rate
- 2.40%
- 5 years fixed
- Your return on €25,000
- €600
- per year, annualised · €3,000 total over 5 years
- Deposit guarantee
- €25,000 fully protectedMaltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 5 years: €3,000.
Interest built up over 5 years
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.40% |
- Interest payout
- yearly, paid out
- Fees
- none
- Access
- 5 years fixed · no early withdrawal
- Term
- 5 years
- Minimum deposit
- €100
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vaste rente voor de hele looptijd, geen tussentijdse opname; rente-uitkering naar keuze per kwartaal, halfjaar of jaar (maandelijks vanaf € 20.000)
- Rente bruto op jaarbasis; Malta houdt geen bronbelasting in op rente aan niet-ingezetenen
- Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart
Deposit guarantee
€25,000 fully protected
Maltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Licence and verification
- Institution
- MeDirect Bank (Malta) plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta) (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Malta Depositor Compensation Scheme deelnemerslijstsource ↗ · 2 Sep 2026
details
gelezen 2026-09-02
Taxes
- Country
- Malta
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Rate history
2.40% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of MeDirect →All savings products of MeDirect →
- 15 Sep 2026New: MeDirect – Fixed Term Deposit (60 mo) 2.40%
Rate checked on 15 Sep 2026.