MeDirectMe3 Savings Account
Notice period 3 months · MeDirect Bank (Malta) plc · Malta · Directly at the bank
- Rate
- 0.30%
- variable
- Your return on €10,000
- €30
- interest per year
- Deposit guarantee
- €10,000 fully protectedMaltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Your calculation for €10,000
Gross interest over 1 year: €30.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 0.30% |
- Interest payout
- other, compounded (interest on interest)
- Fees
- none
- Access
- Notice period 3 months
- Notice period
- 3 months
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Opnemen na een opzegtermijn van 3 maanden
- Rente twee keer per jaar uitgekeerd (eind juni en eind december), samengesteld
- Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart
Deposit guarantee
€10,000 fully protected
Maltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Licence and verification
- Institution
- MeDirect Bank (Malta) plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta) (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Malta Depositor Compensation Scheme deelnemerslijstsource ↗ · 2 Sep 2026
details
gelezen 2026-09-02
Taxes
- Country
- Malta
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Malta withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
0.30% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of MeDirect →All savings products of MeDirect →
- 15 Sep 2026New: MeDirect – Me3 Savings Account 0.30%
Rate checked on 2 Nov 2026.