Spaarradar

MeDirectMe6 Savings Account

Notice period 6 months · MeDirect Bank (Malta) plc · Malta · Directly at the bank
Open an account at MeDirect
Rate
0.50%
variable
since 15 Sep 2026
Your return on €25,000
€125
interest per year
Deposit guarantee
€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €125.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 50€ 100start6 mo1 yr€125After 1 month: €10.42 rate · balance €25,010.42After 2 months: €20.83 rate · balance €25,020.83After 3 months: €31.25 rate · balance €25,031.25After 4 months: €41.67 rate · balance €25,041.67After 5 months: €52.08 rate · balance €25,052.08After 6 months: €62.50 rate · balance €25,062.50After 7 months: €72.92 rate · balance €25,072.92After 8 months: €83.33 rate · balance €25,083.33After 9 months: €93.75 rate · balance €25,093.75After 10 months: €104.17 rate · balance €25,104.17After 11 months: €114.58 rate · balance €25,114.58After 12 months: €125.00 rate · balance €25,125.00

Rate and conditions

BalanceRate
€0 – and up0.50%
Interest payout
other, compounded (interest on interest)
Fees
none
Access
Notice period 6 months
Notice period
6 months
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Opnemen na een opzegtermijn van 6 maanden
  • Rente twee keer per jaar uitgekeerd (eind juni en eind december), samengesteld
  • Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart

Deposit guarantee

€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
MeDirect Bank (Malta) plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Malta Depositor Compensation Scheme deelnemerslijst
detailsgelezen 2026-09-02
 source ↗ · 2 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

0.00%0.25%0.50%0.75%6 Aug 202521 Mar 2026now0.50%0.20% from 6 Aug 2025 until 9 Sep 20250.30% from 6 Aug 2025 until 9 Sep 20250.50% from 6 Aug 2025 until 9 Sep 20250.20% from 9 Sep 2025 until 1 Jan 20260.30% from 9 Sep 2025 until 1 Jan 20260.50% from 9 Sep 2025 until 1 Jan 20260.20% from 9 Sep 2025 until 1 Jan 20260.30% from 9 Sep 2025 until 1 Jan 20260.50% from 9 Sep 2025 until 1 Jan 20260.20% from 1 Jan 2026 until 7 Mar 20260.30% from 1 Jan 2026 until 7 Mar 20260.50% from 1 Jan 2026 until 7 Mar 20260.50% from 7 Mar 2026 until 20 Apr 20260.30% from 7 Mar 2026 until 20 Apr 20260.20% from 7 Mar 2026 until 20 Apr 20260.20% from 20 Apr 2026 until 18 May 20260.30% from 20 Apr 2026 until 18 May 20260.50% from 20 Apr 2026 until 18 May 20260.30% from 18 May 2026 until 13 Jun 20260.50% from 18 May 2026 until 13 Jun 20260.20% from 18 May 2026 until 13 Jun 20260.20% from 13 Jun 2026 until 26 Aug 20260.50% from 13 Jun 2026 until 26 Aug 20260.30% from 13 Jun 2026 until 26 Aug 20260.20% from 13 Jun 2026 until 26 Aug 20260.30% from 13 Jun 2026 until 26 Aug 20260.50% from 13 Jun 2026 until 26 Aug 20260.20% from 26 Aug 2026 until 15 Sep 20260.30% from 26 Aug 2026 until 15 Sep 20260.50% from 26 Aug 2026 until 15 Sep 20260.50% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20260.50%current
26 Aug 20260.20%15 Sep 2026web archive
26 Aug 20260.30%15 Sep 2026web archive
26 Aug 20260.50%15 Sep 2026web archive
13 Jun 20260.20%26 Aug 2026web archive
13 Jun 20260.50%26 Aug 2026web archive
13 Jun 20260.30%26 Aug 2026web archive
13 Jun 20260.20%26 Aug 2026web archive
13 Jun 20260.30%26 Aug 2026web archive
13 Jun 20260.50%26 Aug 2026web archive
18 May 20260.30%13 Jun 2026web archive
18 May 20260.50%13 Jun 2026web archive
18 May 20260.20%13 Jun 2026web archive
20 Apr 20260.20%18 May 2026web archive
20 Apr 20260.30%18 May 2026web archive
20 Apr 20260.50%18 May 2026web archive
7 Mar 20260.50%20 Apr 2026web archive
7 Mar 20260.30%20 Apr 2026web archive
7 Mar 20260.20%20 Apr 2026web archive
1 Jan 20260.20%7 Mar 2026web archive
1 Jan 20260.30%7 Mar 2026web archive
1 Jan 20260.50%7 Mar 2026web archive
9 Sep 20250.20%1 Jan 2026web archive
9 Sep 20250.30%1 Jan 2026web archive
9 Sep 20250.50%1 Jan 2026web archive
9 Sep 20250.20%1 Jan 2026web archive
9 Sep 20250.30%1 Jan 2026web archive
9 Sep 20250.50%1 Jan 2026web archive
6 Aug 20250.20%9 Sep 2025web archive
6 Aug 20250.30%9 Sep 2025web archive
6 Aug 20250.50%9 Sep 2025web archive

All historic rates of MeDirect →All savings products of MeDirect →

  • 15 Sep 2026New: MeDirect – Me6 Savings Account 0.50%

Rate checked on 2 Nov 2026.

Other offers from MeDirect

With notice period · 0.30% · DirectWith notice period · 0.20% · DirectInstant access · 2.00% · Direct3 months · 1.00% · Direct6 months · 1.90% · Direct1 year · 2.35% · Direct2 years · 2.40% · Direct3 years · 2.40% · Direct4 years · 2.40% · Direct5 years · 2.40% · Direct