Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Back to the comparison

Rate no longer confirmed. We have not been able to confirm this rate since 15 Sep 2026 so the offer is not in the comparison; below is the last known rate and the history. See the current offers

What pays the most now

  • Trade RepublicRente op kassaldo3.04%
  • Klarna BankFlex rekening2.66%
  • Santander Consumer BankSpaarrekening2.59%

All current offers from MeDirect →

MeDirectMeMax Savings Account

Instant access · MeDirect Bank (Malta) plc · Malta · Directly at the bank
Rate
2.00%
variable
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
2.02%
for €25,000
Your return on €25,000
€505
interest per year
Deposit guarantee
€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €505.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€505After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.40 rate · balance €25,083.40After 3 months: €125.21 rate · balance €25,125.21After 4 months: €167.08 rate · balance €25,167.08After 5 months: €209.03 rate · balance €25,209.03After 6 months: €251.04 rate · balance €25,251.04After 7 months: €293.13 rate · balance €25,293.13After 8 months: €335.28 rate · balance €25,335.28After 9 months: €377.51 rate · balance €25,377.51

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
monthly, compounded (interest on interest)
Fees
none
Access
Instant access
Minimum deposit
none
Maximum deposit
€100,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Inleg maximaal € 4.000 per maand tot een saldo van € 100.000; direct opneembaar
  • Rente maandelijks uitgekeerd en samengesteld; alleen in euro
  • Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart

Deposit guarantee

€25,000 fully protected
Maltese scheme

MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank

Licence and verification
Institution
MeDirect Bank (Malta) plc
Status
Verified European deposit guarantee scheme
Scheme
Depositor Compensation Scheme (Malta) (Malta)
Guarantee
€100,000 per person per institution
Verification
Malta Depositor Compensation Scheme deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Malta
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Malta heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.00% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of MeDirect →All savings products of MeDirect →

  • 15 Sep 2026New: MeDirect – MeMax Savings Account 2.00%

Rate checked on 15 Sep 2026.

Other offers from MeDirect

With notice period · 0.20% · DirectWith notice period · 0.30% · DirectWith notice period · 0.50% · Direct3 months · 1.00% · Direct6 months · 1.90% · Direct1 year · 2.35% · Direct2 years · 2.40% · Direct3 years · 2.40% · Direct4 years · 2.40% · Direct5 years · · Direct
After 10 months: €419.81 rate · balance €25,419.81After 11 months: €462.17 rate · balance €25,462.17After 12 months: €504.61 rate · balance €25,504.61
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€505After 1 month: €41.67 rate · balance €25,041.67After 2 months: €83.40 rate · balance €25,083.40After 3 months: €125.21 rate · balance €25,125.21After 4 months: €167.08 rate · balance €25,167.08After 5 months: €209.03 rate · balance €25,209.03After 6 months: €251.04 rate · balance €25,251.04After 7 months: €293.13 rate · balance €25,293.13After 8 months: €335.28 rate · balance €25,335.28After 9 months: €377.51 rate · balance €25,377.51After 10 months: €419.81 rate · balance €25,419.81After 11 months: €462.17 rate · balance €25,462.17After 12 months: €504.61 rate · balance €25,504.61

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.40%