MeDirectMeMax Savings Account
Instant access · MeDirect Bank (Malta) plc · Malta · Directly at the bank
- Rate
- 2.00%
- variable
- since 15 Sep 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 2.02%
- for €25,000
- Your return on €25,000
- €505
- interest per year
- Deposit guarantee
- €25,000 fully protectedMaltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €505.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.00% |
- Interest payout
- monthly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- €100,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Inleg maximaal € 4.000 per maand tot een saldo van € 100.000; direct opneembaar
- Rente maandelijks uitgekeerd en samengesteld; alleen in euro
- Te openen door inwoners van een EER-land (dus ook Nederland) op het Engelstalige platform van MeDirect Bank (Malta) plc; identificatie met paspoort of ID-kaart
Deposit guarantee
€25,000 fully protected
Maltese scheme
MeDirect Bank (Malta) plc · Depositor Compensation Scheme (Malta) · €100,000 per person per bank
Licence and verification
- Institution
- MeDirect Bank (Malta) plc
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta) (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Malta Depositor Compensation Scheme deelnemerslijstsource ↗ · 2 Sep 2026
details
gelezen 2026-09-02
Taxes
- Country
- Malta
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Malta withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 15 Sep 2026 | 2.00% | current |
| 6 Aug 2025 | 2.00% | 15 Sep 2026web archive |
All historic rates of MeDirect →All savings products of MeDirect →
- 15 Sep 2026New: MeDirect – MeMax Savings Account 2.00%
Rate checked on 2 Nov 2026.