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Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 9 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.60%
9 years fixed
since 2 Sep 2026
Your return on €10,000
€260
per year, annualised · €2,340 total over 9 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 years: €2,340.
Interest built up over 9 years
€ 0€ 1k€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, paid out
Fees
none
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct8 years · · Direct
€2,340After 1 month: €21.67 rate · balance €10,021.67After 2 months: €43.33 rate · balance €10,043.33After 3 months: €65.00 rate · balance €10,065.00After 4 months: €86.67 rate · balance €10,086.67After 5 months: €108.33 rate · balance €10,108.33After 6 months: €130.00 rate · balance €10,130.00After 7 months: €151.67 rate · balance €10,151.67After 8 months: €173.33 rate · balance €10,173.33After 9 months: €195.00 rate · balance €10,195.00After 10 months: €216.67 rate · balance €10,216.67After 11 months: €238.33 rate · balance €10,238.33After 12 months: €260.00 rate · balance €10,260.00After 13 months: €281.67 rate · balance €10,281.67After 14 months: €303.33 rate · balance €10,303.33After 15 months: €325.00 rate · balance €10,325.00After 16 months: €346.67 rate · balance €10,346.67After 17 months: €368.33 rate · balance €10,368.33After 18 months: €390.00 rate · balance €10,390.00After 19 months: €411.67 rate · balance €10,411.67After 20 months: €433.33 rate · balance €10,433.33After 21 months: €455.00 rate · balance €10,455.00After 22 months: €476.67 rate · balance €10,476.67After 23 months: €498.33 rate · balance €10,498.33After 24 months: €520.00 rate · balance €10,520.00After 25 months: €541.67 rate · balance €10,541.67After 26 months: €563.33 rate · balance €10,563.33After 27 months: €585.00 rate · balance €10,585.00After 28 months: €606.67 rate · balance €10,606.67After 29 months: €628.33 rate · balance €10,628.33After 30 months: €650.00 rate · balance €10,650.00After 31 months: €671.67 rate · balance €10,671.67After 32 months: €693.33 rate · balance €10,693.33After 33 months: €715.00 rate · balance €10,715.00After 34 months: €736.67 rate · balance €10,736.67After 35 months: €758.33 rate · balance €10,758.33After 36 months: €780.00 rate · balance €10,780.00After 37 months: €801.67 rate · balance €10,801.67After 38 months: €823.33 rate · balance €10,823.33After 39 months: €845.00 rate · balance €10,845.00After 40 months: €866.67 rate · balance €10,866.67After 41 months: €888.33 rate · balance €10,888.33After 42 months: €910.00 rate · balance €10,910.00After 43 months: €931.67 rate · balance €10,931.67After 44 months: €953.33 rate · balance €10,953.33After 45 months: €975.00 rate · balance €10,975.00After 46 months: €996.67 rate · balance €10,996.67After 47 months: €1,018.33 rate · balance €11,018.33After 48 months: €1,040.00 rate · balance €11,040.00After 49 months: €1,061.67 rate · balance €11,061.67After 50 months: €1,083.33 rate · balance €11,083.33After 51 months: €1,105.00 rate · balance €11,105.00After 52 months: €1,126.67 rate · balance €11,126.67After 53 months: €1,148.34 rate · balance €11,148.34After 54 months: €1,170.00 rate · balance €11,170.00After 55 months: €1,191.67 rate · balance €11,191.67After 56 months: €1,213.34 rate · balance €11,213.34After 57 months: €1,235.00 rate · balance €11,235.00After 58 months: €1,256.67 rate · balance €11,256.67After 59 months: €1,278.34 rate · balance €11,278.34After 60 months: €1,300.00 rate · balance €11,300.00After 61 months: €1,321.67 rate · balance €11,321.67After 62 months: €1,343.34 rate · balance €11,343.34After 63 months: €1,365.00 rate · balance €11,365.00After 64 months: €1,386.67 rate · balance €11,386.67After 65 months: €1,408.34 rate · balance €11,408.34After 66 months: €1,430.00 rate · balance €11,430.00After 67 months: €1,451.67 rate · balance €11,451.67After 68 months: €1,473.34 rate · balance €11,473.34After 69 months: €1,495.00 rate · balance €11,495.00After 70 months: €1,516.67 rate · balance €11,516.67After 71 months: €1,538.34 rate · balance €11,538.34After 72 months: €1,560.00 rate · balance €11,560.00After 73 months: €1,581.67 rate · balance €11,581.67After 74 months: €1,603.34 rate · balance €11,603.34After 75 months: €1,625.00 rate · balance €11,625.00After 76 months: €1,646.67 rate · balance €11,646.67After 77 months: €1,668.34 rate · balance €11,668.34After 78 months: €1,690.00 rate · balance €11,690.00After 79 months: €1,711.67 rate · balance €11,711.67After 80 months: €1,733.34 rate · balance €11,733.34After 81 months: €1,755.00 rate · balance €11,755.00After 82 months: €1,776.67 rate · balance €11,776.67After 83 months: €1,798.34 rate · balance €11,798.34After 84 months: €1,820.00 rate · balance €11,820.00After 85 months: €1,841.67 rate · balance €11,841.67After 86 months: €1,863.34 rate · balance €11,863.34After 87 months: €1,885.00 rate · balance €11,885.00After 88 months: €1,906.67 rate · balance €11,906.67After 89 months: €1,928.34 rate · balance €11,928.34After 90 months: €1,950.00 rate · balance €11,950.00After 91 months: €1,971.67 rate · balance €11,971.67After 92 months: €1,993.34 rate · balance €11,993.34After 93 months: €2,015.00 rate · balance €12,015.00After 94 months: €2,036.67 rate · balance €12,036.67After 95 months: €2,058.34 rate · balance €12,058.34After 96 months: €2,080.00 rate · balance €12,080.00After 97 months: €2,101.67 rate · balance €12,101.67After 98 months: €2,123.34 rate · balance €12,123.34After 99 months: €2,145.00 rate · balance €12,145.00After 100 months: €2,166.67 rate · balance €12,166.67After 101 months: €2,188.34 rate · balance €12,188.34After 102 months: €2,210.00 rate · balance €12,210.00After 103 months: €2,231.67 rate · balance €12,231.67After 104 months: €2,253.34 rate · balance €12,253.34After 105 months: €2,275.00 rate · balance €12,275.00After 106 months: €2,296.67 rate · balance €12,296.67After 107 months: €2,318.34 rate · balance €12,318.34After 108 months: €2,340.00 rate · balance €12,340.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€2,340After 1 month: €21.67 rate · balance €10,021.67After 2 months: €43.33 rate · balance €10,043.33After 3 months: €65.00 rate · balance €10,065.00After 4 months: €86.67 rate · balance €10,086.67After 5 months: €108.33 rate · balance €10,108.33After 6 months: €130.00 rate · balance €10,130.00After 7 months: €151.67 rate · balance €10,151.67After 8 months: €173.33 rate · balance €10,173.33After 9 months: €195.00 rate · balance €10,195.00After 10 months: €216.67 rate · balance €10,216.67After 11 months: €238.33 rate · balance €10,238.33After 12 months: €260.00 rate · balance €10,260.00After 13 months: €281.67 rate · balance €10,281.67After 14 months: €303.33 rate · balance €10,303.33After 15 months: €325.00 rate · balance €10,325.00After 16 months: €346.67 rate · balance €10,346.67After 17 months: €368.33 rate · balance €10,368.33After 18 months: €390.00 rate · balance €10,390.00After 19 months: €411.67 rate · balance €10,411.67After 20 months: €433.33 rate · balance €10,433.33After 21 months: €455.00 rate · balance €10,455.00After 22 months: €476.67 rate · balance €10,476.67After 23 months: €498.33 rate · balance €10,498.33After 24 months: €520.00 rate · balance €10,520.00After 25 months: €541.67 rate · balance €10,541.67After 26 months: €563.33 rate · balance €10,563.33After 27 months: €585.00 rate · balance €10,585.00After 28 months: €606.67 rate · balance €10,606.67After 29 months: €628.33 rate · balance €10,628.33After 30 months: €650.00 rate · balance €10,650.00After 31 months: €671.67 rate · balance €10,671.67After 32 months: €693.33 rate · balance €10,693.33After 33 months: €715.00 rate · balance €10,715.00After 34 months: €736.67 rate · balance €10,736.67After 35 months: €758.33 rate · balance €10,758.33After 36 months: €780.00 rate · balance €10,780.00After 37 months: €801.67 rate · balance €10,801.67After 38 months: €823.33 rate · balance €10,823.33After 39 months: €845.00 rate · balance €10,845.00After 40 months: €866.67 rate · balance €10,866.67After 41 months: €888.33 rate · balance €10,888.33After 42 months: €910.00 rate · balance €10,910.00After 43 months: €931.67 rate · balance €10,931.67After 44 months: €953.33 rate · balance €10,953.33After 45 months: €975.00 rate · balance €10,975.00After 46 months: €996.67 rate · balance €10,996.67After 47 months: €1,018.33 rate · balance €11,018.33After 48 months: €1,040.00 rate · balance €11,040.00After 49 months: €1,061.67 rate · balance €11,061.67After 50 months: €1,083.33 rate · balance €11,083.33After 51 months: €1,105.00 rate · balance €11,105.00After 52 months: €1,126.67 rate · balance €11,126.67After 53 months: €1,148.34 rate · balance €11,148.34After 54 months: €1,170.00 rate · balance €11,170.00After 55 months: €1,191.67 rate · balance €11,191.67After 56 months: €1,213.34 rate · balance €11,213.34After 57 months: €1,235.00 rate · balance €11,235.00After 58 months: €1,256.67 rate · balance €11,256.67After 59 months: €1,278.34 rate · balance €11,278.34After 60 months: €1,300.00 rate · balance €11,300.00After 61 months: €1,321.67 rate · balance €11,321.67After 62 months: €1,343.34 rate · balance €11,343.34After 63 months: €1,365.00 rate · balance €11,365.00After 64 months: €1,386.67 rate · balance €11,386.67After 65 months: €1,408.34 rate · balance €11,408.34After 66 months: €1,430.00 rate · balance €11,430.00After 67 months: €1,451.67 rate · balance €11,451.67After 68 months: €1,473.34 rate · balance €11,473.34After 69 months: €1,495.00 rate · balance €11,495.00After 70 months: €1,516.67 rate · balance €11,516.67After 71 months: €1,538.34 rate · balance €11,538.34After 72 months: €1,560.00 rate · balance €11,560.00After 73 months: €1,581.67 rate · balance €11,581.67After 74 months: €1,603.34 rate · balance €11,603.34After 75 months: €1,625.00 rate · balance €11,625.00After 76 months: €1,646.67 rate · balance €11,646.67After 77 months: €1,668.34 rate · balance €11,668.34After 78 months: €1,690.00 rate · balance €11,690.00After 79 months: €1,711.67 rate · balance €11,711.67After 80 months: €1,733.34 rate · balance €11,733.34After 81 months: €1,755.00 rate · balance €11,755.00After 82 months: €1,776.67 rate · balance €11,776.67After 83 months: €1,798.34 rate · balance €11,798.34After 84 months: €1,820.00 rate · balance €11,820.00After 85 months: €1,841.67 rate · balance €11,841.67After 86 months: €1,863.34 rate · balance €11,863.34After 87 months: €1,885.00 rate · balance €11,885.00After 88 months: €1,906.67 rate · balance €11,906.67After 89 months: €1,928.34 rate · balance €11,928.34After 90 months: €1,950.00 rate · balance €11,950.00After 91 months: €1,971.67 rate · balance €11,971.67After 92 months: €1,993.34 rate · balance €11,993.34After 93 months: €2,015.00 rate · balance €12,015.00After 94 months: €2,036.67 rate · balance €12,036.67After 95 months: €2,058.34 rate · balance €12,058.34After 96 months: €2,080.00 rate · balance €12,080.00After 97 months: €2,101.67 rate · balance €12,101.67After 98 months: €2,123.34 rate · balance €12,123.34After 99 months: €2,145.00 rate · balance €12,145.00After 100 months: €2,166.67 rate · balance €12,166.67After 101 months: €2,188.34 rate · balance €12,188.34After 102 months: €2,210.00 rate · balance €12,210.00After 103 months: €2,231.67 rate · balance €12,231.67After 104 months: €2,253.34 rate · balance €12,253.34After 105 months: €2,275.00 rate · balance €12,275.00After 106 months: €2,296.67 rate · balance €12,296.67After 107 months: €2,318.34 rate · balance €12,318.34After 108 months: €2,340.00 rate · balance €12,340.00
Per year
AfterInterest up to thenBalance
1 year€260€10,260
2 years€520€10,520
3 years€780€10,780
4 years€1,040€11,040
5 years€1,300€11,300
6 years€1,560€11,560
7 years€1,820€11,820
8 years€2,080€12,080
9 years€2,340€12,340

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.60%current
15 Oct 20252.60%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.15%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.95%11 Apr 2023web archive
29 Sep 20221.80%4 Feb 2023web archive
18 May 20221.00%29 Sep 2022web archive
13 Aug 20210.05%18 May 2022web archive
22 Jun 20210.13%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (108 mo) 2.60%

Rate checked on 18 Sep 2026.

2.55%
10 years · 2.90% · Direct