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Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 9 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.60%
9 years fixed
since 2 Sep 2026
Your return on €16,600
€432
per year, annualised · €3,884 total over 9 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 9 years: €3,884.
Interest built up over 9 years
€ 0€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, paid out
Fees
none
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct8 years · · Direct
€3,884After 1 month: €35.97 rate · balance €16,635.97After 2 months: €71.93 rate · balance €16,671.93After 3 months: €107.90 rate · balance €16,707.90After 4 months: €143.87 rate · balance €16,743.87After 5 months: €179.83 rate · balance €16,779.83After 6 months: €215.80 rate · balance €16,815.80After 7 months: €251.77 rate · balance €16,851.77After 8 months: €287.73 rate · balance €16,887.73After 9 months: €323.70 rate · balance €16,923.70After 10 months: €359.67 rate · balance €16,959.67After 11 months: €395.63 rate · balance €16,995.63After 12 months: €431.60 rate · balance €17,031.60After 13 months: €467.57 rate · balance €17,067.57After 14 months: €503.53 rate · balance €17,103.53After 15 months: €539.50 rate · balance €17,139.50After 16 months: €575.47 rate · balance €17,175.47After 17 months: €611.43 rate · balance €17,211.43After 18 months: €647.40 rate · balance €17,247.40After 19 months: €683.37 rate · balance €17,283.37After 20 months: €719.33 rate · balance €17,319.33After 21 months: €755.30 rate · balance €17,355.30After 22 months: €791.27 rate · balance €17,391.27After 23 months: €827.23 rate · balance €17,427.23After 24 months: €863.20 rate · balance €17,463.20After 25 months: €899.17 rate · balance €17,499.17After 26 months: €935.13 rate · balance €17,535.13After 27 months: €971.10 rate · balance €17,571.10After 28 months: €1,007.07 rate · balance €17,607.07After 29 months: €1,043.03 rate · balance €17,643.03After 30 months: €1,079.00 rate · balance €17,679.00After 31 months: €1,114.97 rate · balance €17,714.97After 32 months: €1,150.93 rate · balance €17,750.93After 33 months: €1,186.90 rate · balance €17,786.90After 34 months: €1,222.87 rate · balance €17,822.87After 35 months: €1,258.83 rate · balance €17,858.83After 36 months: €1,294.80 rate · balance €17,894.80After 37 months: €1,330.77 rate · balance €17,930.77After 38 months: €1,366.73 rate · balance €17,966.73After 39 months: €1,402.70 rate · balance €18,002.70After 40 months: €1,438.67 rate · balance €18,038.67After 41 months: €1,474.63 rate · balance €18,074.63After 42 months: €1,510.60 rate · balance €18,110.60After 43 months: €1,546.57 rate · balance €18,146.57After 44 months: €1,582.53 rate · balance €18,182.53After 45 months: €1,618.50 rate · balance €18,218.50After 46 months: €1,654.47 rate · balance €18,254.47After 47 months: €1,690.43 rate · balance €18,290.43After 48 months: €1,726.40 rate · balance €18,326.40After 49 months: €1,762.37 rate · balance €18,362.37After 50 months: €1,798.33 rate · balance €18,398.33After 51 months: €1,834.30 rate · balance €18,434.30After 52 months: €1,870.27 rate · balance €18,470.27After 53 months: €1,906.24 rate · balance €18,506.24After 54 months: €1,942.20 rate · balance €18,542.20After 55 months: €1,978.17 rate · balance €18,578.17After 56 months: €2,014.14 rate · balance €18,614.14After 57 months: €2,050.10 rate · balance €18,650.10After 58 months: €2,086.07 rate · balance €18,686.07After 59 months: €2,122.04 rate · balance €18,722.04After 60 months: €2,158.00 rate · balance €18,758.00After 61 months: €2,193.97 rate · balance €18,793.97After 62 months: €2,229.94 rate · balance €18,829.94After 63 months: €2,265.90 rate · balance €18,865.90After 64 months: €2,301.87 rate · balance €18,901.87After 65 months: €2,337.84 rate · balance €18,937.84After 66 months: €2,373.80 rate · balance €18,973.80After 67 months: €2,409.77 rate · balance €19,009.77After 68 months: €2,445.74 rate · balance €19,045.74After 69 months: €2,481.70 rate · balance €19,081.70After 70 months: €2,517.67 rate · balance €19,117.67After 71 months: €2,553.64 rate · balance €19,153.64After 72 months: €2,589.60 rate · balance €19,189.60After 73 months: €2,625.57 rate · balance €19,225.57After 74 months: €2,661.54 rate · balance €19,261.54After 75 months: €2,697.50 rate · balance €19,297.50After 76 months: €2,733.47 rate · balance €19,333.47After 77 months: €2,769.44 rate · balance €19,369.44After 78 months: €2,805.40 rate · balance €19,405.40After 79 months: €2,841.37 rate · balance €19,441.37After 80 months: €2,877.34 rate · balance €19,477.34After 81 months: €2,913.30 rate · balance €19,513.30After 82 months: €2,949.27 rate · balance €19,549.27After 83 months: €2,985.24 rate · balance €19,585.24After 84 months: €3,021.20 rate · balance €19,621.20After 85 months: €3,057.17 rate · balance €19,657.17After 86 months: €3,093.14 rate · balance €19,693.14After 87 months: €3,129.10 rate · balance €19,729.10After 88 months: €3,165.07 rate · balance €19,765.07After 89 months: €3,201.04 rate · balance €19,801.04After 90 months: €3,237.00 rate · balance €19,837.00After 91 months: €3,272.97 rate · balance €19,872.97After 92 months: €3,308.94 rate · balance €19,908.94After 93 months: €3,344.90 rate · balance €19,944.90After 94 months: €3,380.87 rate · balance €19,980.87After 95 months: €3,416.84 rate · balance €20,016.84After 96 months: €3,452.80 rate · balance €20,052.80After 97 months: €3,488.77 rate · balance €20,088.77After 98 months: €3,524.74 rate · balance €20,124.74After 99 months: €3,560.70 rate · balance €20,160.70After 100 months: €3,596.67 rate · balance €20,196.67After 101 months: €3,632.64 rate · balance €20,232.64After 102 months: €3,668.60 rate · balance €20,268.60After 103 months: €3,704.57 rate · balance €20,304.57After 104 months: €3,740.54 rate · balance €20,340.54After 105 months: €3,776.50 rate · balance €20,376.50After 106 months: €3,812.47 rate · balance €20,412.47After 107 months: €3,848.44 rate · balance €20,448.44After 108 months: €3,884.40 rate · balance €20,484.40
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€3,884After 1 month: €35.97 rate · balance €16,635.97After 2 months: €71.93 rate · balance €16,671.93After 3 months: €107.90 rate · balance €16,707.90After 4 months: €143.87 rate · balance €16,743.87After 5 months: €179.83 rate · balance €16,779.83After 6 months: €215.80 rate · balance €16,815.80After 7 months: €251.77 rate · balance €16,851.77After 8 months: €287.73 rate · balance €16,887.73After 9 months: €323.70 rate · balance €16,923.70After 10 months: €359.67 rate · balance €16,959.67After 11 months: €395.63 rate · balance €16,995.63After 12 months: €431.60 rate · balance €17,031.60After 13 months: €467.57 rate · balance €17,067.57After 14 months: €503.53 rate · balance €17,103.53After 15 months: €539.50 rate · balance €17,139.50After 16 months: €575.47 rate · balance €17,175.47After 17 months: €611.43 rate · balance €17,211.43After 18 months: €647.40 rate · balance €17,247.40After 19 months: €683.37 rate · balance €17,283.37After 20 months: €719.33 rate · balance €17,319.33After 21 months: €755.30 rate · balance €17,355.30After 22 months: €791.27 rate · balance €17,391.27After 23 months: €827.23 rate · balance €17,427.23After 24 months: €863.20 rate · balance €17,463.20After 25 months: €899.17 rate · balance €17,499.17After 26 months: €935.13 rate · balance €17,535.13After 27 months: €971.10 rate · balance €17,571.10After 28 months: €1,007.07 rate · balance €17,607.07After 29 months: €1,043.03 rate · balance €17,643.03After 30 months: €1,079.00 rate · balance €17,679.00After 31 months: €1,114.97 rate · balance €17,714.97After 32 months: €1,150.93 rate · balance €17,750.93After 33 months: €1,186.90 rate · balance €17,786.90After 34 months: €1,222.87 rate · balance €17,822.87After 35 months: €1,258.83 rate · balance €17,858.83After 36 months: €1,294.80 rate · balance €17,894.80After 37 months: €1,330.77 rate · balance €17,930.77After 38 months: €1,366.73 rate · balance €17,966.73After 39 months: €1,402.70 rate · balance €18,002.70After 40 months: €1,438.67 rate · balance €18,038.67After 41 months: €1,474.63 rate · balance €18,074.63After 42 months: €1,510.60 rate · balance €18,110.60After 43 months: €1,546.57 rate · balance €18,146.57After 44 months: €1,582.53 rate · balance €18,182.53After 45 months: €1,618.50 rate · balance €18,218.50After 46 months: €1,654.47 rate · balance €18,254.47After 47 months: €1,690.43 rate · balance €18,290.43After 48 months: €1,726.40 rate · balance €18,326.40After 49 months: €1,762.37 rate · balance €18,362.37After 50 months: €1,798.33 rate · balance €18,398.33After 51 months: €1,834.30 rate · balance €18,434.30After 52 months: €1,870.27 rate · balance €18,470.27After 53 months: €1,906.24 rate · balance €18,506.24After 54 months: €1,942.20 rate · balance €18,542.20After 55 months: €1,978.17 rate · balance €18,578.17After 56 months: €2,014.14 rate · balance €18,614.14After 57 months: €2,050.10 rate · balance €18,650.10After 58 months: €2,086.07 rate · balance €18,686.07After 59 months: €2,122.04 rate · balance €18,722.04After 60 months: €2,158.00 rate · balance €18,758.00After 61 months: €2,193.97 rate · balance €18,793.97After 62 months: €2,229.94 rate · balance €18,829.94After 63 months: €2,265.90 rate · balance €18,865.90After 64 months: €2,301.87 rate · balance €18,901.87After 65 months: €2,337.84 rate · balance €18,937.84After 66 months: €2,373.80 rate · balance €18,973.80After 67 months: €2,409.77 rate · balance €19,009.77After 68 months: €2,445.74 rate · balance €19,045.74After 69 months: €2,481.70 rate · balance €19,081.70After 70 months: €2,517.67 rate · balance €19,117.67After 71 months: €2,553.64 rate · balance €19,153.64After 72 months: €2,589.60 rate · balance €19,189.60After 73 months: €2,625.57 rate · balance €19,225.57After 74 months: €2,661.54 rate · balance €19,261.54After 75 months: €2,697.50 rate · balance €19,297.50After 76 months: €2,733.47 rate · balance €19,333.47After 77 months: €2,769.44 rate · balance €19,369.44After 78 months: €2,805.40 rate · balance €19,405.40After 79 months: €2,841.37 rate · balance €19,441.37After 80 months: €2,877.34 rate · balance €19,477.34After 81 months: €2,913.30 rate · balance €19,513.30After 82 months: €2,949.27 rate · balance €19,549.27After 83 months: €2,985.24 rate · balance €19,585.24After 84 months: €3,021.20 rate · balance €19,621.20After 85 months: €3,057.17 rate · balance €19,657.17After 86 months: €3,093.14 rate · balance €19,693.14After 87 months: €3,129.10 rate · balance €19,729.10After 88 months: €3,165.07 rate · balance €19,765.07After 89 months: €3,201.04 rate · balance €19,801.04After 90 months: €3,237.00 rate · balance €19,837.00After 91 months: €3,272.97 rate · balance €19,872.97After 92 months: €3,308.94 rate · balance €19,908.94After 93 months: €3,344.90 rate · balance €19,944.90After 94 months: €3,380.87 rate · balance €19,980.87After 95 months: €3,416.84 rate · balance €20,016.84After 96 months: €3,452.80 rate · balance €20,052.80After 97 months: €3,488.77 rate · balance €20,088.77After 98 months: €3,524.74 rate · balance €20,124.74After 99 months: €3,560.70 rate · balance €20,160.70After 100 months: €3,596.67 rate · balance €20,196.67After 101 months: €3,632.64 rate · balance €20,232.64After 102 months: €3,668.60 rate · balance €20,268.60After 103 months: €3,704.57 rate · balance €20,304.57After 104 months: €3,740.54 rate · balance €20,340.54After 105 months: €3,776.50 rate · balance €20,376.50After 106 months: €3,812.47 rate · balance €20,412.47After 107 months: €3,848.44 rate · balance €20,448.44After 108 months: €3,884.40 rate · balance €20,484.40
Per year
AfterInterest up to thenBalance
1 year€432€17,032
2 years€863€17,463
3 years€1,295€17,895
4 years€1,726€18,326
5 years€2,158€18,758
6 years€2,590€19,190
7 years€3,021€19,621
8 years€3,453€20,053
9 years€3,884€20,484

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.60%current
15 Oct 20252.60%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.15%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.95%11 Apr 2023web archive
29 Sep 20221.80%4 Feb 2023web archive
18 May 20221.00%29 Sep 2022web archive
13 Aug 20210.05%18 May 2022web archive
22 Jun 20210.13%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (108 mo) 2.60%

Rate checked on 19 Sep 2026.

2.55%
10 years · 2.90% · Direct