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Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 9 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.60%
9 years fixed
since 2 Sep 2026
Your return on €16,800
€437
per year, annualised · €3,931 total over 9 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 9 years: €3,931.
Interest built up over 9 years
€ 0€ 2kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, paid out
Fees
none
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct8 years · · Direct
€3,931After 1 month: €36.40 rate · balance €16,836.40After 2 months: €72.80 rate · balance €16,872.80After 3 months: €109.20 rate · balance €16,909.20After 4 months: €145.60 rate · balance €16,945.60After 5 months: €182 rate · balance €16,982After 6 months: €218.40 rate · balance €17,018.40After 7 months: €254.80 rate · balance €17,054.80After 8 months: €291.20 rate · balance €17,091.20After 9 months: €327.60 rate · balance €17,127.60After 10 months: €364.00 rate · balance €17,164After 11 months: €400.40 rate · balance €17,200.40After 12 months: €436.80 rate · balance €17,236.80After 13 months: €473.20 rate · balance €17,273.20After 14 months: €509.60 rate · balance €17,309.60After 15 months: €546.00 rate · balance €17,346After 16 months: €582.40 rate · balance €17,382.40After 17 months: €618.80 rate · balance €17,418.80After 18 months: €655.20 rate · balance €17,455.20After 19 months: €691.60 rate · balance €17,491.60After 20 months: €728.00 rate · balance €17,528After 21 months: €764.40 rate · balance €17,564.40After 22 months: €800.80 rate · balance €17,600.80After 23 months: €837.20 rate · balance €17,637.20After 24 months: €873.60 rate · balance €17,673.60After 25 months: €910.00 rate · balance €17,710After 26 months: €946.40 rate · balance €17,746.40After 27 months: €982.80 rate · balance €17,782.80After 28 months: €1,019.20 rate · balance €17,819.20After 29 months: €1,055.60 rate · balance €17,855.60After 30 months: €1,092.00 rate · balance €17,892After 31 months: €1,128.40 rate · balance €17,928.40After 32 months: €1,164.80 rate · balance €17,964.80After 33 months: €1,201.20 rate · balance €18,001.20After 34 months: €1,237.60 rate · balance €18,037.60After 35 months: €1,274.00 rate · balance €18,074After 36 months: €1,310.40 rate · balance €18,110.40After 37 months: €1,346.80 rate · balance €18,146.80After 38 months: €1,383.20 rate · balance €18,183.20After 39 months: €1,419.60 rate · balance €18,219.60After 40 months: €1,456.00 rate · balance €18,256After 41 months: €1,492.40 rate · balance €18,292.40After 42 months: €1,528.80 rate · balance €18,328.80After 43 months: €1,565.20 rate · balance €18,365.20After 44 months: €1,601.60 rate · balance €18,401.60After 45 months: €1,638.00 rate · balance €18,438After 46 months: €1,674.40 rate · balance €18,474.40After 47 months: €1,710.80 rate · balance €18,510.80After 48 months: €1,747.20 rate · balance €18,547.20After 49 months: €1,783.60 rate · balance €18,583.60After 50 months: €1,820.00 rate · balance €18,620After 51 months: €1,856.40 rate · balance €18,656.40After 52 months: €1,892.80 rate · balance €18,692.80After 53 months: €1,929.20 rate · balance €18,729.20After 54 months: €1,965.60 rate · balance €18,765.60After 55 months: €2,002.00 rate · balance €18,802.00After 56 months: €2,038.40 rate · balance €18,838.40After 57 months: €2,074.80 rate · balance €18,874.80After 58 months: €2,111.20 rate · balance €18,911.20After 59 months: €2,147.60 rate · balance €18,947.60After 60 months: €2,184.00 rate · balance €18,984.00After 61 months: €2,220.40 rate · balance €19,020.40After 62 months: €2,256.80 rate · balance €19,056.80After 63 months: €2,293.20 rate · balance €19,093.20After 64 months: €2,329.60 rate · balance €19,129.60After 65 months: €2,366.00 rate · balance €19,166.00After 66 months: €2,402.40 rate · balance €19,202.40After 67 months: €2,438.80 rate · balance €19,238.80After 68 months: €2,475.20 rate · balance €19,275.20After 69 months: €2,511.60 rate · balance €19,311.60After 70 months: €2,548.00 rate · balance €19,348.00After 71 months: €2,584.40 rate · balance €19,384.40After 72 months: €2,620.80 rate · balance €19,420.80After 73 months: €2,657.20 rate · balance €19,457.20After 74 months: €2,693.60 rate · balance €19,493.60After 75 months: €2,730.00 rate · balance €19,530.00After 76 months: €2,766.40 rate · balance €19,566.40After 77 months: €2,802.80 rate · balance €19,602.80After 78 months: €2,839.20 rate · balance €19,639.20After 79 months: €2,875.60 rate · balance €19,675.60After 80 months: €2,912.00 rate · balance €19,712.00After 81 months: €2,948.40 rate · balance €19,748.40After 82 months: €2,984.80 rate · balance €19,784.80After 83 months: €3,021.20 rate · balance €19,821.20After 84 months: €3,057.60 rate · balance €19,857.60After 85 months: €3,094.00 rate · balance €19,894.00After 86 months: €3,130.40 rate · balance €19,930.40After 87 months: €3,166.80 rate · balance €19,966.80After 88 months: €3,203.20 rate · balance €20,003.20After 89 months: €3,239.60 rate · balance €20,039.60After 90 months: €3,276.00 rate · balance €20,076.00After 91 months: €3,312.40 rate · balance €20,112.40After 92 months: €3,348.80 rate · balance €20,148.80After 93 months: €3,385.20 rate · balance €20,185.20After 94 months: €3,421.60 rate · balance €20,221.60After 95 months: €3,458.00 rate · balance €20,258.00After 96 months: €3,494.40 rate · balance €20,294.40After 97 months: €3,530.80 rate · balance €20,330.80After 98 months: €3,567.20 rate · balance €20,367.20After 99 months: €3,603.60 rate · balance €20,403.60After 100 months: €3,640.00 rate · balance €20,440.00After 101 months: €3,676.40 rate · balance €20,476.40After 102 months: €3,712.80 rate · balance €20,512.80After 103 months: €3,749.20 rate · balance €20,549.20After 104 months: €3,785.60 rate · balance €20,585.60After 105 months: €3,822.00 rate · balance €20,622.00After 106 months: €3,858.40 rate · balance €20,658.40After 107 months: €3,894.80 rate · balance €20,694.80After 108 months: €3,931.20 rate · balance €20,731.20
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€3,931After 1 month: €36.40 rate · balance €16,836.40After 2 months: €72.80 rate · balance €16,872.80After 3 months: €109.20 rate · balance €16,909.20After 4 months: €145.60 rate · balance €16,945.60After 5 months: €182 rate · balance €16,982After 6 months: €218.40 rate · balance €17,018.40After 7 months: €254.80 rate · balance €17,054.80After 8 months: €291.20 rate · balance €17,091.20After 9 months: €327.60 rate · balance €17,127.60After 10 months: €364.00 rate · balance €17,164After 11 months: €400.40 rate · balance €17,200.40After 12 months: €436.80 rate · balance €17,236.80After 13 months: €473.20 rate · balance €17,273.20After 14 months: €509.60 rate · balance €17,309.60After 15 months: €546.00 rate · balance €17,346After 16 months: €582.40 rate · balance €17,382.40After 17 months: €618.80 rate · balance €17,418.80After 18 months: €655.20 rate · balance €17,455.20After 19 months: €691.60 rate · balance €17,491.60After 20 months: €728.00 rate · balance €17,528After 21 months: €764.40 rate · balance €17,564.40After 22 months: €800.80 rate · balance €17,600.80After 23 months: €837.20 rate · balance €17,637.20After 24 months: €873.60 rate · balance €17,673.60After 25 months: €910.00 rate · balance €17,710After 26 months: €946.40 rate · balance €17,746.40After 27 months: €982.80 rate · balance €17,782.80After 28 months: €1,019.20 rate · balance €17,819.20After 29 months: €1,055.60 rate · balance €17,855.60After 30 months: €1,092.00 rate · balance €17,892After 31 months: €1,128.40 rate · balance €17,928.40After 32 months: €1,164.80 rate · balance €17,964.80After 33 months: €1,201.20 rate · balance €18,001.20After 34 months: €1,237.60 rate · balance €18,037.60After 35 months: €1,274.00 rate · balance €18,074After 36 months: €1,310.40 rate · balance €18,110.40After 37 months: €1,346.80 rate · balance €18,146.80After 38 months: €1,383.20 rate · balance €18,183.20After 39 months: €1,419.60 rate · balance €18,219.60After 40 months: €1,456.00 rate · balance €18,256After 41 months: €1,492.40 rate · balance €18,292.40After 42 months: €1,528.80 rate · balance €18,328.80After 43 months: €1,565.20 rate · balance €18,365.20After 44 months: €1,601.60 rate · balance €18,401.60After 45 months: €1,638.00 rate · balance €18,438After 46 months: €1,674.40 rate · balance €18,474.40After 47 months: €1,710.80 rate · balance €18,510.80After 48 months: €1,747.20 rate · balance €18,547.20After 49 months: €1,783.60 rate · balance €18,583.60After 50 months: €1,820.00 rate · balance €18,620After 51 months: €1,856.40 rate · balance €18,656.40After 52 months: €1,892.80 rate · balance €18,692.80After 53 months: €1,929.20 rate · balance €18,729.20After 54 months: €1,965.60 rate · balance €18,765.60After 55 months: €2,002.00 rate · balance €18,802.00After 56 months: €2,038.40 rate · balance €18,838.40After 57 months: €2,074.80 rate · balance €18,874.80After 58 months: €2,111.20 rate · balance €18,911.20After 59 months: €2,147.60 rate · balance €18,947.60After 60 months: €2,184.00 rate · balance €18,984.00After 61 months: €2,220.40 rate · balance €19,020.40After 62 months: €2,256.80 rate · balance €19,056.80After 63 months: €2,293.20 rate · balance €19,093.20After 64 months: €2,329.60 rate · balance €19,129.60After 65 months: €2,366.00 rate · balance €19,166.00After 66 months: €2,402.40 rate · balance €19,202.40After 67 months: €2,438.80 rate · balance €19,238.80After 68 months: €2,475.20 rate · balance €19,275.20After 69 months: €2,511.60 rate · balance €19,311.60After 70 months: €2,548.00 rate · balance €19,348.00After 71 months: €2,584.40 rate · balance €19,384.40After 72 months: €2,620.80 rate · balance €19,420.80After 73 months: €2,657.20 rate · balance €19,457.20After 74 months: €2,693.60 rate · balance €19,493.60After 75 months: €2,730.00 rate · balance €19,530.00After 76 months: €2,766.40 rate · balance €19,566.40After 77 months: €2,802.80 rate · balance €19,602.80After 78 months: €2,839.20 rate · balance €19,639.20After 79 months: €2,875.60 rate · balance €19,675.60After 80 months: €2,912.00 rate · balance €19,712.00After 81 months: €2,948.40 rate · balance €19,748.40After 82 months: €2,984.80 rate · balance €19,784.80After 83 months: €3,021.20 rate · balance €19,821.20After 84 months: €3,057.60 rate · balance €19,857.60After 85 months: €3,094.00 rate · balance €19,894.00After 86 months: €3,130.40 rate · balance €19,930.40After 87 months: €3,166.80 rate · balance €19,966.80After 88 months: €3,203.20 rate · balance €20,003.20After 89 months: €3,239.60 rate · balance €20,039.60After 90 months: €3,276.00 rate · balance €20,076.00After 91 months: €3,312.40 rate · balance €20,112.40After 92 months: €3,348.80 rate · balance €20,148.80After 93 months: €3,385.20 rate · balance €20,185.20After 94 months: €3,421.60 rate · balance €20,221.60After 95 months: €3,458.00 rate · balance €20,258.00After 96 months: €3,494.40 rate · balance €20,294.40After 97 months: €3,530.80 rate · balance €20,330.80After 98 months: €3,567.20 rate · balance €20,367.20After 99 months: €3,603.60 rate · balance €20,403.60After 100 months: €3,640.00 rate · balance €20,440.00After 101 months: €3,676.40 rate · balance €20,476.40After 102 months: €3,712.80 rate · balance €20,512.80After 103 months: €3,749.20 rate · balance €20,549.20After 104 months: €3,785.60 rate · balance €20,585.60After 105 months: €3,822.00 rate · balance €20,622.00After 106 months: €3,858.40 rate · balance €20,658.40After 107 months: €3,894.80 rate · balance €20,694.80After 108 months: €3,931.20 rate · balance €20,731.20
Per year
AfterInterest up to thenBalance
1 year€437€17,237
2 years€874€17,674
3 years€1,310€18,110
4 years€1,747€18,547
5 years€2,184€18,984
6 years€2,621€19,421
7 years€3,058€19,858
8 years€3,494€20,294
9 years€3,931€20,731

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.60%current
15 Oct 20252.60%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.15%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.95%11 Apr 2023web archive
29 Sep 20221.80%4 Feb 2023web archive
18 May 20221.00%29 Sep 2022web archive
13 Aug 20210.05%18 May 2022web archive
22 Jun 20210.13%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (108 mo) 2.60%

Rate checked on 19 Sep 2026.

2.55%
10 years · 2.90% · Direct