Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
Back to the comparison

Nationale-NederlandenDepositosparen

Deposit · 9 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.60%
9 years fixed
since 2 Sep 2026
Your return on €25,000
€650
per year, annualised · €5,850 total over 9 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 years: €5,850.
Interest built up over 9 years
€ 0€ 2k€ 4kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, paid out
Fees
none
Access
9 years fixed · early withdrawal with loss of interest
Term
9 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct8 years · · Direct
€5,850After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00After 7 months: €379.17 rate · balance €25,379.17After 8 months: €433.33 rate · balance €25,433.33After 9 months: €487.50 rate · balance €25,487.50After 10 months: €541.67 rate · balance €25,541.67After 11 months: €595.83 rate · balance €25,595.83After 12 months: €650.00 rate · balance €25,650.00After 13 months: €704.17 rate · balance €25,704.17After 14 months: €758.33 rate · balance €25,758.33After 15 months: €812.50 rate · balance €25,812.50After 16 months: €866.67 rate · balance €25,866.67After 17 months: €920.83 rate · balance €25,920.83After 18 months: €975.00 rate · balance €25,975.00After 19 months: €1,029.17 rate · balance €26,029.17After 20 months: €1,083.33 rate · balance €26,083.33After 21 months: €1,137.50 rate · balance €26,137.50After 22 months: €1,191.67 rate · balance €26,191.67After 23 months: €1,245.83 rate · balance €26,245.83After 24 months: €1,300.00 rate · balance €26,300.00After 25 months: €1,354.17 rate · balance €26,354.17After 26 months: €1,408.33 rate · balance €26,408.33After 27 months: €1,462.50 rate · balance €26,462.50After 28 months: €1,516.67 rate · balance €26,516.67After 29 months: €1,570.83 rate · balance €26,570.83After 30 months: €1,625.00 rate · balance €26,625.00After 31 months: €1,679.17 rate · balance €26,679.17After 32 months: €1,733.33 rate · balance €26,733.33After 33 months: €1,787.50 rate · balance €26,787.50After 34 months: €1,841.67 rate · balance €26,841.67After 35 months: €1,895.83 rate · balance €26,895.83After 36 months: €1,950.00 rate · balance €26,950.00After 37 months: €2,004.17 rate · balance €27,004.17After 38 months: €2,058.33 rate · balance €27,058.33After 39 months: €2,112.50 rate · balance €27,112.50After 40 months: €2,166.67 rate · balance €27,166.67After 41 months: €2,220.83 rate · balance €27,220.83After 42 months: €2,275.00 rate · balance €27,275.00After 43 months: €2,329.17 rate · balance €27,329.17After 44 months: €2,383.33 rate · balance €27,383.33After 45 months: €2,437.50 rate · balance €27,437.50After 46 months: €2,491.67 rate · balance €27,491.67After 47 months: €2,545.83 rate · balance €27,545.83After 48 months: €2,600.00 rate · balance €27,600.00After 49 months: €2,654.17 rate · balance €27,654.17After 50 months: €2,708.34 rate · balance €27,708.34After 51 months: €2,762.50 rate · balance €27,762.50After 52 months: €2,816.67 rate · balance €27,816.67After 53 months: €2,870.84 rate · balance €27,870.84After 54 months: €2,925.00 rate · balance €27,925.00After 55 months: €2,979.17 rate · balance €27,979.17After 56 months: €3,033.34 rate · balance €28,033.34After 57 months: €3,087.50 rate · balance €28,087.50After 58 months: €3,141.67 rate · balance €28,141.67After 59 months: €3,195.84 rate · balance €28,195.84After 60 months: €3,250.00 rate · balance €28,250.00After 61 months: €3,304.17 rate · balance €28,304.17After 62 months: €3,358.34 rate · balance €28,358.34After 63 months: €3,412.50 rate · balance €28,412.50After 64 months: €3,466.67 rate · balance €28,466.67After 65 months: €3,520.84 rate · balance €28,520.84After 66 months: €3,575.00 rate · balance €28,575.00After 67 months: €3,629.17 rate · balance €28,629.17After 68 months: €3,683.34 rate · balance €28,683.34After 69 months: €3,737.50 rate · balance €28,737.50After 70 months: €3,791.67 rate · balance €28,791.67After 71 months: €3,845.84 rate · balance €28,845.84After 72 months: €3,900.00 rate · balance €28,900.00After 73 months: €3,954.17 rate · balance €28,954.17After 74 months: €4,008.34 rate · balance €29,008.34After 75 months: €4,062.50 rate · balance €29,062.50After 76 months: €4,116.67 rate · balance €29,116.67After 77 months: €4,170.84 rate · balance €29,170.84After 78 months: €4,225.00 rate · balance €29,225.00After 79 months: €4,279.17 rate · balance €29,279.17After 80 months: €4,333.34 rate · balance €29,333.34After 81 months: €4,387.50 rate · balance €29,387.50After 82 months: €4,441.67 rate · balance €29,441.67After 83 months: €4,495.84 rate · balance €29,495.84After 84 months: €4,550.00 rate · balance €29,550.00After 85 months: €4,604.17 rate · balance €29,604.17After 86 months: €4,658.34 rate · balance €29,658.34After 87 months: €4,712.50 rate · balance €29,712.50After 88 months: €4,766.67 rate · balance €29,766.67After 89 months: €4,820.84 rate · balance €29,820.84After 90 months: €4,875.00 rate · balance €29,875.00After 91 months: €4,929.17 rate · balance €29,929.17After 92 months: €4,983.34 rate · balance €29,983.34After 93 months: €5,037.50 rate · balance €30,037.50After 94 months: €5,091.67 rate · balance €30,091.67After 95 months: €5,145.84 rate · balance €30,145.84After 96 months: €5,200.00 rate · balance €30,200.00After 97 months: €5,254.17 rate · balance €30,254.17After 98 months: €5,308.34 rate · balance €30,308.34After 99 months: €5,362.50 rate · balance €30,362.50After 100 months: €5,416.67 rate · balance €30,416.67After 101 months: €5,470.84 rate · balance €30,470.84After 102 months: €5,525.00 rate · balance €30,525.00After 103 months: €5,579.17 rate · balance €30,579.17After 104 months: €5,633.34 rate · balance €30,633.34After 105 months: €5,687.50 rate · balance €30,687.50After 106 months: €5,741.67 rate · balance €30,741.67After 107 months: €5,795.84 rate · balance €30,795.84After 108 months: €5,850.00 rate · balance €30,850.00
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs€5,850After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67After 5 months: €270.83 rate · balance €25,270.83After 6 months: €325.00 rate · balance €25,325.00After 7 months: €379.17 rate · balance €25,379.17After 8 months: €433.33 rate · balance €25,433.33After 9 months: €487.50 rate · balance €25,487.50After 10 months: €541.67 rate · balance €25,541.67After 11 months: €595.83 rate · balance €25,595.83After 12 months: €650.00 rate · balance €25,650.00After 13 months: €704.17 rate · balance €25,704.17After 14 months: €758.33 rate · balance €25,758.33After 15 months: €812.50 rate · balance €25,812.50After 16 months: €866.67 rate · balance €25,866.67After 17 months: €920.83 rate · balance €25,920.83After 18 months: €975.00 rate · balance €25,975.00After 19 months: €1,029.17 rate · balance €26,029.17After 20 months: €1,083.33 rate · balance €26,083.33After 21 months: €1,137.50 rate · balance €26,137.50After 22 months: €1,191.67 rate · balance €26,191.67After 23 months: €1,245.83 rate · balance €26,245.83After 24 months: €1,300.00 rate · balance €26,300.00After 25 months: €1,354.17 rate · balance €26,354.17After 26 months: €1,408.33 rate · balance €26,408.33After 27 months: €1,462.50 rate · balance €26,462.50After 28 months: €1,516.67 rate · balance €26,516.67After 29 months: €1,570.83 rate · balance €26,570.83After 30 months: €1,625.00 rate · balance €26,625.00After 31 months: €1,679.17 rate · balance €26,679.17After 32 months: €1,733.33 rate · balance €26,733.33After 33 months: €1,787.50 rate · balance €26,787.50After 34 months: €1,841.67 rate · balance €26,841.67After 35 months: €1,895.83 rate · balance €26,895.83After 36 months: €1,950.00 rate · balance €26,950.00After 37 months: €2,004.17 rate · balance €27,004.17After 38 months: €2,058.33 rate · balance €27,058.33After 39 months: €2,112.50 rate · balance €27,112.50After 40 months: €2,166.67 rate · balance €27,166.67After 41 months: €2,220.83 rate · balance €27,220.83After 42 months: €2,275.00 rate · balance €27,275.00After 43 months: €2,329.17 rate · balance €27,329.17After 44 months: €2,383.33 rate · balance €27,383.33After 45 months: €2,437.50 rate · balance €27,437.50After 46 months: €2,491.67 rate · balance €27,491.67After 47 months: €2,545.83 rate · balance €27,545.83After 48 months: €2,600.00 rate · balance €27,600.00After 49 months: €2,654.17 rate · balance €27,654.17After 50 months: €2,708.34 rate · balance €27,708.34After 51 months: €2,762.50 rate · balance €27,762.50After 52 months: €2,816.67 rate · balance €27,816.67After 53 months: €2,870.84 rate · balance €27,870.84After 54 months: €2,925.00 rate · balance €27,925.00After 55 months: €2,979.17 rate · balance €27,979.17After 56 months: €3,033.34 rate · balance €28,033.34After 57 months: €3,087.50 rate · balance €28,087.50After 58 months: €3,141.67 rate · balance €28,141.67After 59 months: €3,195.84 rate · balance €28,195.84After 60 months: €3,250.00 rate · balance €28,250.00After 61 months: €3,304.17 rate · balance €28,304.17After 62 months: €3,358.34 rate · balance €28,358.34After 63 months: €3,412.50 rate · balance €28,412.50After 64 months: €3,466.67 rate · balance €28,466.67After 65 months: €3,520.84 rate · balance €28,520.84After 66 months: €3,575.00 rate · balance €28,575.00After 67 months: €3,629.17 rate · balance €28,629.17After 68 months: €3,683.34 rate · balance €28,683.34After 69 months: €3,737.50 rate · balance €28,737.50After 70 months: €3,791.67 rate · balance €28,791.67After 71 months: €3,845.84 rate · balance €28,845.84After 72 months: €3,900.00 rate · balance €28,900.00After 73 months: €3,954.17 rate · balance €28,954.17After 74 months: €4,008.34 rate · balance €29,008.34After 75 months: €4,062.50 rate · balance €29,062.50After 76 months: €4,116.67 rate · balance €29,116.67After 77 months: €4,170.84 rate · balance €29,170.84After 78 months: €4,225.00 rate · balance €29,225.00After 79 months: €4,279.17 rate · balance €29,279.17After 80 months: €4,333.34 rate · balance €29,333.34After 81 months: €4,387.50 rate · balance €29,387.50After 82 months: €4,441.67 rate · balance €29,441.67After 83 months: €4,495.84 rate · balance €29,495.84After 84 months: €4,550.00 rate · balance €29,550.00After 85 months: €4,604.17 rate · balance €29,604.17After 86 months: €4,658.34 rate · balance €29,658.34After 87 months: €4,712.50 rate · balance €29,712.50After 88 months: €4,766.67 rate · balance €29,766.67After 89 months: €4,820.84 rate · balance €29,820.84After 90 months: €4,875.00 rate · balance €29,875.00After 91 months: €4,929.17 rate · balance €29,929.17After 92 months: €4,983.34 rate · balance €29,983.34After 93 months: €5,037.50 rate · balance €30,037.50After 94 months: €5,091.67 rate · balance €30,091.67After 95 months: €5,145.84 rate · balance €30,145.84After 96 months: €5,200.00 rate · balance €30,200.00After 97 months: €5,254.17 rate · balance €30,254.17After 98 months: €5,308.34 rate · balance €30,308.34After 99 months: €5,362.50 rate · balance €30,362.50After 100 months: €5,416.67 rate · balance €30,416.67After 101 months: €5,470.84 rate · balance €30,470.84After 102 months: €5,525.00 rate · balance €30,525.00After 103 months: €5,579.17 rate · balance €30,579.17After 104 months: €5,633.34 rate · balance €30,633.34After 105 months: €5,687.50 rate · balance €30,687.50After 106 months: €5,741.67 rate · balance €30,741.67After 107 months: €5,795.84 rate · balance €30,795.84After 108 months: €5,850.00 rate · balance €30,850.00
Per year
AfterInterest up to thenBalance
1 year€650€25,650
2 years€1,300€26,300
3 years€1,950€26,950
4 years€2,600€27,600
5 years€3,250€28,250
6 years€3,900€28,900
7 years€4,550€29,550
8 years€5,200€30,200
9 years€5,850€30,850

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.60%0.13% from 22 Jun 2021 until 13 Aug 20210.05% from 13 Aug 2021 until 18 May 20221.00% from 18 May 2022 until 29 Sep 20221.80% from 29 Sep 2022 until 4 Feb 20231.95% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.15% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.60% from 15 Oct 2025 until 2 Sep 20262.60% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.60%current
15 Oct 20252.60%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.15%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.95%11 Apr 2023web archive
29 Sep 20221.80%4 Feb 2023web archive
18 May 20221.00%29 Sep 2022web archive
13 Aug 20210.05%18 May 2022web archive
22 Jun 20210.13%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (108 mo) 2.60%

Rate checked on 18 Sep 2026.

2.55%
10 years · 2.90% · Direct