Nationale-NederlandenDepositosparen
Deposit · 10 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
- Rate
- 3.10%
- 10 years fixed
- since 26 Oct 2026
- Your return on €100,000
- €3,100
- per year, annualised · €31,000 total over 10 years
- Deposit guarantee
- €100,000 fully protectedDutch scheme
Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €100,000
Gross interest over 10 years: €31,000.
Interest built up over 10 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €3,100 | €103,100 |
| 2 years | €6,200 | €106,200 |
| 3 years | €9,300 | €109,300 |
| 4 years | €12,400 | €112,400 |
| 5 years | €15,500 | €115,500 |
| 6 years | €18,600 | €118,600 |
| 7 years | €21,700 | €121,700 |
| 8 years | €24,800 | €124,800 |
| 9 years | €27,900 | €127,900 |
| 10 years | €31,000 | €131,000 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.10% |
- Interest payout
- yearly, paid out
- Fees
- none
- Access
- 10 years fixed · early withdrawal with loss of interest
- Term
- 10 years
- Minimum deposit
- €1,000
- Maximum deposit
- €1,000,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
- Een internetspaarrekening bij NN is nodig als tegenrekening
Deposit guarantee
€100,000 fully protected
Dutch scheme
Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Nationale-Nederlanden Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 26 Oct 2026 | 3.10% | current |
| 2 Sep 2026 | 2.90% | 26 Oct 2026 |
| 15 Oct 2025 | 2.90% | 2 Sep 2026web archive |
| 27 Mar 2025 | 2.50% | 15 Oct 2025web archive |
| 9 Dec 2024 | 2.70% | 27 Mar 2025web archive |
| 15 Apr 2024 | 2.80% | 9 Dec 2024web archive |
| 3 Dec 2023 | 3.25% | 15 Apr 2024web archive |
| 4 Jun 2023 | 2.50% | 3 Dec 2023web archive |
| 11 Apr 2023 | 2.30% | 4 Jun 2023web archive |
| 4 Feb 2023 | 2.00% | 11 Apr 2023web archive |
| 29 Sep 2022 | 1.90% | 4 Feb 2023web archive |
| 18 May 2022 | 1.05% | 29 Sep 2022web archive |
| 13 Aug 2021 | 0.10% | 18 May 2022web archive |
| 22 Jun 2021 | 0.15% | 13 Aug 2021web archive |
All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →
- 26 Oct 2026Nationale-Nederlanden – Depositosparen (120 mo): 2.90% → 3.10%
- 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (120 mo) 2.90%
Rate checked on 3 Nov 2026.