Nationale-NederlandenDepositosparen
Deposit · 5 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
- Rate
- 2.80%
- 5 years fixed
- since 26 Oct 2026
- Your return on €25,000
- €700
- per year, annualised · €3,500 total over 5 years
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 5 years: €3,500.
Interest built up over 5 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €700 | €25,700 |
| 2 years | €1,400 | €26,400 |
| 3 years | €2,100 | €27,100 |
| 4 years | €2,800 | €27,800 |
| 5 years | €3,500 | €28,500 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.80% |
- Interest payout
- yearly, paid out
- Fees
- none
- Access
- 5 years fixed · early withdrawal with loss of interest
- Term
- 5 years
- Minimum deposit
- €1,000
- Maximum deposit
- €1,000,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
- Een internetspaarrekening bij NN is nodig als tegenrekening
Deposit guarantee
€25,000 fully protected
Dutch scheme
Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Nationale-Nederlanden Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 26 Oct 2026 | 2.80% | current |
| 2 Sep 2026 | 2.40% | 26 Oct 2026 |
| 15 Oct 2025 | 2.40% | 2 Sep 2026web archive |
| 27 Mar 2025 | 2.35% | 15 Oct 2025web archive |
| 9 Dec 2024 | 2.60% | 27 Mar 2025web archive |
| 15 Apr 2024 | 2.80% | 9 Dec 2024web archive |
| 3 Dec 2023 | 3.05% | 15 Apr 2024web archive |
| 4 Jun 2023 | 2.40% | 3 Dec 2023web archive |
| 11 Apr 2023 | 2.10% | 4 Jun 2023web archive |
| 4 Feb 2023 | 1.75% | 11 Apr 2023web archive |
| 29 Sep 2022 | 1.50% | 4 Feb 2023web archive |
| 18 May 2022 | 0.80% | 29 Sep 2022web archive |
| 22 Jun 2021 | 0.02% | 18 May 2022web archive |
All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →
- 26 Oct 2026Nationale-Nederlanden – Depositosparen (60 mo): 2.40% → 2.80%
- 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (60 mo) 2.40%
Rate checked on 2 Nov 2026.