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Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 6 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.45%
6 years fixed
since 2 Sep 2026
Your return on €10,000
€245
per year, annualised · €1,470 total over 6 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 6 years: €1,470.
Interest built up over 6 years
€ 0€ 500€ 1kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.45%
Interest payout
yearly, paid out
Fees
none
Access
6 years fixed · early withdrawal with loss of interest
Term
6 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct7 years · 2.50% · Direct8 years · 2.55% · Direct9 years · · Direct
€1,470After 1 month: €20.42 rate · balance €10,020.42After 2 months: €40.83 rate · balance €10,040.83After 3 months: €61.25 rate · balance €10,061.25After 4 months: €81.67 rate · balance €10,081.67After 5 months: €102.08 rate · balance €10,102.08After 6 months: €122.50 rate · balance €10,122.50After 7 months: €142.92 rate · balance €10,142.92After 8 months: €163.33 rate · balance €10,163.33After 9 months: €183.75 rate · balance €10,183.75After 10 months: €204.17 rate · balance €10,204.17After 11 months: €224.58 rate · balance €10,224.58After 12 months: €245.00 rate · balance €10,245.00After 13 months: €265.42 rate · balance €10,265.42After 14 months: €285.83 rate · balance €10,285.83After 15 months: €306.25 rate · balance €10,306.25After 16 months: €326.67 rate · balance €10,326.67After 17 months: €347.08 rate · balance €10,347.08After 18 months: €367.50 rate · balance €10,367.50After 19 months: €387.92 rate · balance €10,387.92After 20 months: €408.33 rate · balance €10,408.33After 21 months: €428.75 rate · balance €10,428.75After 22 months: €449.17 rate · balance €10,449.17After 23 months: €469.58 rate · balance €10,469.58After 24 months: €490.00 rate · balance €10,490.00After 25 months: €510.42 rate · balance €10,510.42After 26 months: €530.83 rate · balance €10,530.83After 27 months: €551.25 rate · balance €10,551.25After 28 months: €571.67 rate · balance €10,571.67After 29 months: €592.08 rate · balance €10,592.08After 30 months: €612.50 rate · balance €10,612.50After 31 months: €632.92 rate · balance €10,632.92After 32 months: €653.33 rate · balance €10,653.33After 33 months: €673.75 rate · balance €10,673.75After 34 months: €694.17 rate · balance €10,694.17After 35 months: €714.58 rate · balance €10,714.58After 36 months: €735.00 rate · balance €10,735.00After 37 months: €755.42 rate · balance €10,755.42After 38 months: €775.83 rate · balance €10,775.83After 39 months: €796.25 rate · balance €10,796.25After 40 months: €816.67 rate · balance €10,816.67After 41 months: €837.08 rate · balance €10,837.08After 42 months: €857.50 rate · balance €10,857.50After 43 months: €877.92 rate · balance €10,877.92After 44 months: €898.33 rate · balance €10,898.33After 45 months: €918.75 rate · balance €10,918.75After 46 months: €939.17 rate · balance €10,939.17After 47 months: €959.58 rate · balance €10,959.58After 48 months: €980.00 rate · balance €10,980.00After 49 months: €1,000.42 rate · balance €11,000.42After 50 months: €1,020.83 rate · balance €11,020.83After 51 months: €1,041.25 rate · balance €11,041.25After 52 months: €1,061.67 rate · balance €11,061.67After 53 months: €1,082.09 rate · balance €11,082.09After 54 months: €1,102.50 rate · balance €11,102.50After 55 months: €1,122.92 rate · balance €11,122.92After 56 months: €1,143.34 rate · balance €11,143.34After 57 months: €1,163.75 rate · balance €11,163.75After 58 months: €1,184.17 rate · balance €11,184.17After 59 months: €1,204.59 rate · balance €11,204.59After 60 months: €1,225.00 rate · balance €11,225.00After 61 months: €1,245.42 rate · balance €11,245.42After 62 months: €1,265.84 rate · balance €11,265.84After 63 months: €1,286.25 rate · balance €11,286.25After 64 months: €1,306.67 rate · balance €11,306.67After 65 months: €1,327.09 rate · balance €11,327.09After 66 months: €1,347.50 rate · balance €11,347.50After 67 months: €1,367.92 rate · balance €11,367.92After 68 months: €1,388.34 rate · balance €11,388.34After 69 months: €1,408.75 rate · balance €11,408.75After 70 months: €1,429.17 rate · balance €11,429.17After 71 months: €1,449.59 rate · balance €11,449.59After 72 months: €1,470.00 rate · balance €11,470.00
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs€1,470After 1 month: €20.42 rate · balance €10,020.42After 2 months: €40.83 rate · balance €10,040.83After 3 months: €61.25 rate · balance €10,061.25After 4 months: €81.67 rate · balance €10,081.67After 5 months: €102.08 rate · balance €10,102.08After 6 months: €122.50 rate · balance €10,122.50After 7 months: €142.92 rate · balance €10,142.92After 8 months: €163.33 rate · balance €10,163.33After 9 months: €183.75 rate · balance €10,183.75After 10 months: €204.17 rate · balance €10,204.17After 11 months: €224.58 rate · balance €10,224.58After 12 months: €245.00 rate · balance €10,245.00After 13 months: €265.42 rate · balance €10,265.42After 14 months: €285.83 rate · balance €10,285.83After 15 months: €306.25 rate · balance €10,306.25After 16 months: €326.67 rate · balance €10,326.67After 17 months: €347.08 rate · balance €10,347.08After 18 months: €367.50 rate · balance €10,367.50After 19 months: €387.92 rate · balance €10,387.92After 20 months: €408.33 rate · balance €10,408.33After 21 months: €428.75 rate · balance €10,428.75After 22 months: €449.17 rate · balance €10,449.17After 23 months: €469.58 rate · balance €10,469.58After 24 months: €490.00 rate · balance €10,490.00After 25 months: €510.42 rate · balance €10,510.42After 26 months: €530.83 rate · balance €10,530.83After 27 months: €551.25 rate · balance €10,551.25After 28 months: €571.67 rate · balance €10,571.67After 29 months: €592.08 rate · balance €10,592.08After 30 months: €612.50 rate · balance €10,612.50After 31 months: €632.92 rate · balance €10,632.92After 32 months: €653.33 rate · balance €10,653.33After 33 months: €673.75 rate · balance €10,673.75After 34 months: €694.17 rate · balance €10,694.17After 35 months: €714.58 rate · balance €10,714.58After 36 months: €735.00 rate · balance €10,735.00After 37 months: €755.42 rate · balance €10,755.42After 38 months: €775.83 rate · balance €10,775.83After 39 months: €796.25 rate · balance €10,796.25After 40 months: €816.67 rate · balance €10,816.67After 41 months: €837.08 rate · balance €10,837.08After 42 months: €857.50 rate · balance €10,857.50After 43 months: €877.92 rate · balance €10,877.92After 44 months: €898.33 rate · balance €10,898.33After 45 months: €918.75 rate · balance €10,918.75After 46 months: €939.17 rate · balance €10,939.17After 47 months: €959.58 rate · balance €10,959.58After 48 months: €980.00 rate · balance €10,980.00After 49 months: €1,000.42 rate · balance €11,000.42After 50 months: €1,020.83 rate · balance €11,020.83After 51 months: €1,041.25 rate · balance €11,041.25After 52 months: €1,061.67 rate · balance €11,061.67After 53 months: €1,082.09 rate · balance €11,082.09After 54 months: €1,102.50 rate · balance €11,102.50After 55 months: €1,122.92 rate · balance €11,122.92After 56 months: €1,143.34 rate · balance €11,143.34After 57 months: €1,163.75 rate · balance €11,163.75After 58 months: €1,184.17 rate · balance €11,184.17After 59 months: €1,204.59 rate · balance €11,204.59After 60 months: €1,225.00 rate · balance €11,225.00After 61 months: €1,245.42 rate · balance €11,245.42After 62 months: €1,265.84 rate · balance €11,265.84After 63 months: €1,286.25 rate · balance €11,286.25After 64 months: €1,306.67 rate · balance €11,306.67After 65 months: €1,327.09 rate · balance €11,327.09After 66 months: €1,347.50 rate · balance €11,347.50After 67 months: €1,367.92 rate · balance €11,367.92After 68 months: €1,388.34 rate · balance €11,388.34After 69 months: €1,408.75 rate · balance €11,408.75After 70 months: €1,429.17 rate · balance €11,429.17After 71 months: €1,449.59 rate · balance €11,449.59After 72 months: €1,470.00 rate · balance €11,470.00
Per year
AfterInterest up to thenBalance
1 year€245€10,245
2 years€490€10,490
3 years€735€10,735
4 years€980€10,980
5 years€1,225€11,225
6 years€1,470€11,470

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.45%current
15 Oct 20252.45%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.05%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.80%11 Apr 2023web archive
29 Sep 20221.55%4 Feb 2023web archive
18 May 20220.85%29 Sep 2022web archive
13 Aug 20210.01%18 May 2022web archive
22 Jun 20210.05%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (72 mo) 2.45%

Rate checked on 18 Sep 2026.

2.60%
10 years · 2.90% · Direct