Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
Back to the comparison

Nationale-NederlandenDepositosparen

Deposit · 6 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.45%
6 years fixed
since 2 Sep 2026
Your return on €16,600
€407
per year, annualised · €2,440 total over 6 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 6 years: €2,440.
Interest built up over 6 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.45%
Interest payout
yearly, paid out
Fees
none
Access
6 years fixed · early withdrawal with loss of interest
Term
6 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct7 years · 2.50% · Direct8 years · 2.55% · Direct9 years · · Direct
€2,440After 1 month: €33.89 rate · balance €16,633.89After 2 months: €67.78 rate · balance €16,667.78After 3 months: €101.68 rate · balance €16,701.68After 4 months: €135.57 rate · balance €16,735.57After 5 months: €169.46 rate · balance €16,769.46After 6 months: €203.35 rate · balance €16,803.35After 7 months: €237.24 rate · balance €16,837.24After 8 months: €271.13 rate · balance €16,871.13After 9 months: €305.03 rate · balance €16,905.03After 10 months: €338.92 rate · balance €16,938.92After 11 months: €372.81 rate · balance €16,972.81After 12 months: €406.70 rate · balance €17,006.70After 13 months: €440.59 rate · balance €17,040.59After 14 months: €474.48 rate · balance €17,074.48After 15 months: €508.38 rate · balance €17,108.38After 16 months: €542.27 rate · balance €17,142.27After 17 months: €576.16 rate · balance €17,176.16After 18 months: €610.05 rate · balance €17,210.05After 19 months: €643.94 rate · balance €17,243.94After 20 months: €677.83 rate · balance €17,277.83After 21 months: €711.73 rate · balance €17,311.73After 22 months: €745.62 rate · balance €17,345.62After 23 months: €779.51 rate · balance €17,379.51After 24 months: €813.40 rate · balance €17,413.40After 25 months: €847.29 rate · balance €17,447.29After 26 months: €881.18 rate · balance €17,481.18After 27 months: €915.08 rate · balance €17,515.08After 28 months: €948.97 rate · balance €17,548.97After 29 months: €982.86 rate · balance €17,582.86After 30 months: €1,016.75 rate · balance €17,616.75After 31 months: €1,050.64 rate · balance €17,650.64After 32 months: €1,084.53 rate · balance €17,684.53After 33 months: €1,118.43 rate · balance €17,718.43After 34 months: €1,152.32 rate · balance €17,752.32After 35 months: €1,186.21 rate · balance €17,786.21After 36 months: €1,220.10 rate · balance €17,820.10After 37 months: €1,253.99 rate · balance €17,853.99After 38 months: €1,287.88 rate · balance €17,887.88After 39 months: €1,321.78 rate · balance €17,921.78After 40 months: €1,355.67 rate · balance €17,955.67After 41 months: €1,389.56 rate · balance €17,989.56After 42 months: €1,423.45 rate · balance €18,023.45After 43 months: €1,457.34 rate · balance €18,057.34After 44 months: €1,491.23 rate · balance €18,091.23After 45 months: €1,525.13 rate · balance €18,125.13After 46 months: €1,559.02 rate · balance €18,159.02After 47 months: €1,592.91 rate · balance €18,192.91After 48 months: €1,626.80 rate · balance €18,226.80After 49 months: €1,660.69 rate · balance €18,260.69After 50 months: €1,694.58 rate · balance €18,294.58After 51 months: €1,728.48 rate · balance €18,328.48After 52 months: €1,762.37 rate · balance €18,362.37After 53 months: €1,796.26 rate · balance €18,396.26After 54 months: €1,830.15 rate · balance €18,430.15After 55 months: €1,864.04 rate · balance €18,464.04After 56 months: €1,897.94 rate · balance €18,497.94After 57 months: €1,931.83 rate · balance €18,531.83After 58 months: €1,965.72 rate · balance €18,565.72After 59 months: €1,999.61 rate · balance €18,599.61After 60 months: €2,033.50 rate · balance €18,633.50After 61 months: €2,067.39 rate · balance €18,667.39After 62 months: €2,101.29 rate · balance €18,701.29After 63 months: €2,135.18 rate · balance €18,735.18After 64 months: €2,169.07 rate · balance €18,769.07After 65 months: €2,202.96 rate · balance €18,802.96After 66 months: €2,236.85 rate · balance €18,836.85After 67 months: €2,270.74 rate · balance €18,870.74After 68 months: €2,304.64 rate · balance €18,904.64After 69 months: €2,338.53 rate · balance €18,938.53After 70 months: €2,372.42 rate · balance €18,972.42After 71 months: €2,406.31 rate · balance €19,006.31After 72 months: €2,440.20 rate · balance €19,040.20
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs€2,440After 1 month: €33.89 rate · balance €16,633.89After 2 months: €67.78 rate · balance €16,667.78After 3 months: €101.68 rate · balance €16,701.68After 4 months: €135.57 rate · balance €16,735.57After 5 months: €169.46 rate · balance €16,769.46After 6 months: €203.35 rate · balance €16,803.35After 7 months: €237.24 rate · balance €16,837.24After 8 months: €271.13 rate · balance €16,871.13After 9 months: €305.03 rate · balance €16,905.03After 10 months: €338.92 rate · balance €16,938.92After 11 months: €372.81 rate · balance €16,972.81After 12 months: €406.70 rate · balance €17,006.70After 13 months: €440.59 rate · balance €17,040.59After 14 months: €474.48 rate · balance €17,074.48After 15 months: €508.38 rate · balance €17,108.38After 16 months: €542.27 rate · balance €17,142.27After 17 months: €576.16 rate · balance €17,176.16After 18 months: €610.05 rate · balance €17,210.05After 19 months: €643.94 rate · balance €17,243.94After 20 months: €677.83 rate · balance €17,277.83After 21 months: €711.73 rate · balance €17,311.73After 22 months: €745.62 rate · balance €17,345.62After 23 months: €779.51 rate · balance €17,379.51After 24 months: €813.40 rate · balance €17,413.40After 25 months: €847.29 rate · balance €17,447.29After 26 months: €881.18 rate · balance €17,481.18After 27 months: €915.08 rate · balance €17,515.08After 28 months: €948.97 rate · balance €17,548.97After 29 months: €982.86 rate · balance €17,582.86After 30 months: €1,016.75 rate · balance €17,616.75After 31 months: €1,050.64 rate · balance €17,650.64After 32 months: €1,084.53 rate · balance €17,684.53After 33 months: €1,118.43 rate · balance €17,718.43After 34 months: €1,152.32 rate · balance €17,752.32After 35 months: €1,186.21 rate · balance €17,786.21After 36 months: €1,220.10 rate · balance €17,820.10After 37 months: €1,253.99 rate · balance €17,853.99After 38 months: €1,287.88 rate · balance €17,887.88After 39 months: €1,321.78 rate · balance €17,921.78After 40 months: €1,355.67 rate · balance €17,955.67After 41 months: €1,389.56 rate · balance €17,989.56After 42 months: €1,423.45 rate · balance €18,023.45After 43 months: €1,457.34 rate · balance €18,057.34After 44 months: €1,491.23 rate · balance €18,091.23After 45 months: €1,525.13 rate · balance €18,125.13After 46 months: €1,559.02 rate · balance €18,159.02After 47 months: €1,592.91 rate · balance €18,192.91After 48 months: €1,626.80 rate · balance €18,226.80After 49 months: €1,660.69 rate · balance €18,260.69After 50 months: €1,694.58 rate · balance €18,294.58After 51 months: €1,728.48 rate · balance €18,328.48After 52 months: €1,762.37 rate · balance €18,362.37After 53 months: €1,796.26 rate · balance €18,396.26After 54 months: €1,830.15 rate · balance €18,430.15After 55 months: €1,864.04 rate · balance €18,464.04After 56 months: €1,897.94 rate · balance €18,497.94After 57 months: €1,931.83 rate · balance €18,531.83After 58 months: €1,965.72 rate · balance €18,565.72After 59 months: €1,999.61 rate · balance €18,599.61After 60 months: €2,033.50 rate · balance €18,633.50After 61 months: €2,067.39 rate · balance €18,667.39After 62 months: €2,101.29 rate · balance €18,701.29After 63 months: €2,135.18 rate · balance €18,735.18After 64 months: €2,169.07 rate · balance €18,769.07After 65 months: €2,202.96 rate · balance €18,802.96After 66 months: €2,236.85 rate · balance €18,836.85After 67 months: €2,270.74 rate · balance €18,870.74After 68 months: €2,304.64 rate · balance €18,904.64After 69 months: €2,338.53 rate · balance €18,938.53After 70 months: €2,372.42 rate · balance €18,972.42After 71 months: €2,406.31 rate · balance €19,006.31After 72 months: €2,440.20 rate · balance €19,040.20
Per year
AfterInterest up to thenBalance
1 year€407€17,007
2 years€813€17,413
3 years€1,220€17,820
4 years€1,627€18,227
5 years€2,034€18,634
6 years€2,440€19,040

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.45%current
15 Oct 20252.45%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.05%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.80%11 Apr 2023web archive
29 Sep 20221.55%4 Feb 2023web archive
18 May 20220.85%29 Sep 2022web archive
13 Aug 20210.01%18 May 2022web archive
22 Jun 20210.05%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (72 mo) 2.45%

Rate checked on 19 Sep 2026.

2.60%
10 years · 2.90% · Direct