Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
Back to the comparison

Nationale-NederlandenDepositosparen

Deposit · 6 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.45%
6 years fixed
since 2 Sep 2026
Your return on €16,800
€412
per year, annualised · €2,470 total over 6 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 6 years: €2,470.
Interest built up over 6 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.45%
Interest payout
yearly, paid out
Fees
none
Access
6 years fixed · early withdrawal with loss of interest
Term
6 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct7 years · 2.50% · Direct8 years · 2.55% · Direct9 years · · Direct
€2,470After 1 month: €34.30 rate · balance €16,834.30After 2 months: €68.60 rate · balance €16,868.60After 3 months: €102.90 rate · balance €16,902.90After 4 months: €137.20 rate · balance €16,937.20After 5 months: €171.50 rate · balance €16,971.50After 6 months: €205.80 rate · balance €17,005.80After 7 months: €240.10 rate · balance €17,040.10After 8 months: €274.40 rate · balance €17,074.40After 9 months: €308.70 rate · balance €17,108.70After 10 months: €343.00 rate · balance €17,143After 11 months: €377.30 rate · balance €17,177.30After 12 months: €411.60 rate · balance €17,211.60After 13 months: €445.90 rate · balance €17,245.90After 14 months: €480.20 rate · balance €17,280.20After 15 months: €514.50 rate · balance €17,314.50After 16 months: €548.80 rate · balance €17,348.80After 17 months: €583.10 rate · balance €17,383.10After 18 months: €617.40 rate · balance €17,417.40After 19 months: €651.70 rate · balance €17,451.70After 20 months: €686.00 rate · balance €17,486After 21 months: €720.30 rate · balance €17,520.30After 22 months: €754.60 rate · balance €17,554.60After 23 months: €788.90 rate · balance €17,588.90After 24 months: €823.20 rate · balance €17,623.20After 25 months: €857.50 rate · balance €17,657.50After 26 months: €891.80 rate · balance €17,691.80After 27 months: €926.10 rate · balance €17,726.10After 28 months: €960.40 rate · balance €17,760.40After 29 months: €994.70 rate · balance €17,794.70After 30 months: €1,029.00 rate · balance €17,829After 31 months: €1,063.30 rate · balance €17,863.30After 32 months: €1,097.60 rate · balance €17,897.60After 33 months: €1,131.90 rate · balance €17,931.90After 34 months: €1,166.20 rate · balance €17,966.20After 35 months: €1,200.50 rate · balance €18,000.50After 36 months: €1,234.80 rate · balance €18,034.80After 37 months: €1,269.10 rate · balance €18,069.10After 38 months: €1,303.40 rate · balance €18,103.40After 39 months: €1,337.70 rate · balance €18,137.70After 40 months: €1,372.00 rate · balance €18,172After 41 months: €1,406.30 rate · balance €18,206.30After 42 months: €1,440.60 rate · balance €18,240.60After 43 months: €1,474.90 rate · balance €18,274.90After 44 months: €1,509.20 rate · balance €18,309.20After 45 months: €1,543.50 rate · balance €18,343.50After 46 months: €1,577.80 rate · balance €18,377.80After 47 months: €1,612.10 rate · balance €18,412.10After 48 months: €1,646.40 rate · balance €18,446.40After 49 months: €1,680.70 rate · balance €18,480.70After 50 months: €1,715.00 rate · balance €18,515After 51 months: €1,749.30 rate · balance €18,549.30After 52 months: €1,783.60 rate · balance €18,583.60After 53 months: €1,817.90 rate · balance €18,617.90After 54 months: €1,852.20 rate · balance €18,652.20After 55 months: €1,886.50 rate · balance €18,686.50After 56 months: €1,920.80 rate · balance €18,720.80After 57 months: €1,955.10 rate · balance €18,755.10After 58 months: €1,989.40 rate · balance €18,789.40After 59 months: €2,023.70 rate · balance €18,823.70After 60 months: €2,058.00 rate · balance €18,858After 61 months: €2,092.30 rate · balance €18,892.30After 62 months: €2,126.60 rate · balance €18,926.60After 63 months: €2,160.90 rate · balance €18,960.90After 64 months: €2,195.20 rate · balance €18,995.20After 65 months: €2,229.50 rate · balance €19,029.50After 66 months: €2,263.80 rate · balance €19,063.80After 67 months: €2,298.10 rate · balance €19,098.10After 68 months: €2,332.40 rate · balance €19,132.40After 69 months: €2,366.70 rate · balance €19,166.70After 70 months: €2,401 rate · balance €19,201After 71 months: €2,435.30 rate · balance €19,235.30After 72 months: €2,469.60 rate · balance €19,269.60
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs€2,470After 1 month: €34.30 rate · balance €16,834.30After 2 months: €68.60 rate · balance €16,868.60After 3 months: €102.90 rate · balance €16,902.90After 4 months: €137.20 rate · balance €16,937.20After 5 months: €171.50 rate · balance €16,971.50After 6 months: €205.80 rate · balance €17,005.80After 7 months: €240.10 rate · balance €17,040.10After 8 months: €274.40 rate · balance €17,074.40After 9 months: €308.70 rate · balance €17,108.70After 10 months: €343.00 rate · balance €17,143After 11 months: €377.30 rate · balance €17,177.30After 12 months: €411.60 rate · balance €17,211.60After 13 months: €445.90 rate · balance €17,245.90After 14 months: €480.20 rate · balance €17,280.20After 15 months: €514.50 rate · balance €17,314.50After 16 months: €548.80 rate · balance €17,348.80After 17 months: €583.10 rate · balance €17,383.10After 18 months: €617.40 rate · balance €17,417.40After 19 months: €651.70 rate · balance €17,451.70After 20 months: €686.00 rate · balance €17,486After 21 months: €720.30 rate · balance €17,520.30After 22 months: €754.60 rate · balance €17,554.60After 23 months: €788.90 rate · balance €17,588.90After 24 months: €823.20 rate · balance €17,623.20After 25 months: €857.50 rate · balance €17,657.50After 26 months: €891.80 rate · balance €17,691.80After 27 months: €926.10 rate · balance €17,726.10After 28 months: €960.40 rate · balance €17,760.40After 29 months: €994.70 rate · balance €17,794.70After 30 months: €1,029.00 rate · balance €17,829After 31 months: €1,063.30 rate · balance €17,863.30After 32 months: €1,097.60 rate · balance €17,897.60After 33 months: €1,131.90 rate · balance €17,931.90After 34 months: €1,166.20 rate · balance €17,966.20After 35 months: €1,200.50 rate · balance €18,000.50After 36 months: €1,234.80 rate · balance €18,034.80After 37 months: €1,269.10 rate · balance €18,069.10After 38 months: €1,303.40 rate · balance €18,103.40After 39 months: €1,337.70 rate · balance €18,137.70After 40 months: €1,372.00 rate · balance €18,172After 41 months: €1,406.30 rate · balance €18,206.30After 42 months: €1,440.60 rate · balance €18,240.60After 43 months: €1,474.90 rate · balance €18,274.90After 44 months: €1,509.20 rate · balance €18,309.20After 45 months: €1,543.50 rate · balance €18,343.50After 46 months: €1,577.80 rate · balance €18,377.80After 47 months: €1,612.10 rate · balance €18,412.10After 48 months: €1,646.40 rate · balance €18,446.40After 49 months: €1,680.70 rate · balance €18,480.70After 50 months: €1,715.00 rate · balance €18,515After 51 months: €1,749.30 rate · balance €18,549.30After 52 months: €1,783.60 rate · balance €18,583.60After 53 months: €1,817.90 rate · balance €18,617.90After 54 months: €1,852.20 rate · balance €18,652.20After 55 months: €1,886.50 rate · balance €18,686.50After 56 months: €1,920.80 rate · balance €18,720.80After 57 months: €1,955.10 rate · balance €18,755.10After 58 months: €1,989.40 rate · balance €18,789.40After 59 months: €2,023.70 rate · balance €18,823.70After 60 months: €2,058.00 rate · balance €18,858After 61 months: €2,092.30 rate · balance €18,892.30After 62 months: €2,126.60 rate · balance €18,926.60After 63 months: €2,160.90 rate · balance €18,960.90After 64 months: €2,195.20 rate · balance €18,995.20After 65 months: €2,229.50 rate · balance €19,029.50After 66 months: €2,263.80 rate · balance €19,063.80After 67 months: €2,298.10 rate · balance €19,098.10After 68 months: €2,332.40 rate · balance €19,132.40After 69 months: €2,366.70 rate · balance €19,166.70After 70 months: €2,401 rate · balance €19,201After 71 months: €2,435.30 rate · balance €19,235.30After 72 months: €2,469.60 rate · balance €19,269.60
Per year
AfterInterest up to thenBalance
1 year€412€17,212
2 years€823€17,623
3 years€1,235€18,035
4 years€1,646€18,446
5 years€2,058€18,858
6 years€2,470€19,270

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.45%0.05% from 22 Jun 2021 until 13 Aug 20210.01% from 13 Aug 2021 until 18 May 20220.85% from 18 May 2022 until 29 Sep 20221.55% from 29 Sep 2022 until 4 Feb 20231.80% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 2 Sep 20262.45% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.45%current
15 Oct 20252.45%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.05%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.80%11 Apr 2023web archive
29 Sep 20221.55%4 Feb 2023web archive
18 May 20220.85%29 Sep 2022web archive
13 Aug 20210.01%18 May 2022web archive
22 Jun 20210.05%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (72 mo) 2.45%

Rate checked on 19 Sep 2026.

2.60%
10 years · 2.90% · Direct