Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check just now·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
Back to the comparison

Nationale-NederlandenDepositosparen

Deposit · 7 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.50%
7 years fixed
since 2 Sep 2026
Your return on €16,800
€420
per year, annualised · €2,940 total over 7 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 7 years: €2,940.
Interest built up over 7 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.50%0.08% from 22 Jun 2021 until 13 Aug 20210.02% from 13 Aug 2021 until 18 May 20220.90% from 18 May 2022 until 29 Sep 20221.60% from 29 Sep 2022 until 4 Feb 20231.85% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct8 years · 2.55% · Direct9 years · · Direct
€2,940After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185After 12 months: €420 rate · balance €17,220After 13 months: €455 rate · balance €17,255After 14 months: €490 rate · balance €17,290After 15 months: €525 rate · balance €17,325After 16 months: €560 rate · balance €17,360After 17 months: €595 rate · balance €17,395After 18 months: €630 rate · balance €17,430After 19 months: €665 rate · balance €17,465After 20 months: €700 rate · balance €17,500After 21 months: €735 rate · balance €17,535After 22 months: €770 rate · balance €17,570After 23 months: €805 rate · balance €17,605After 24 months: €840 rate · balance €17,640After 25 months: €875 rate · balance €17,675After 26 months: €910 rate · balance €17,710After 27 months: €945 rate · balance €17,745After 28 months: €980 rate · balance €17,780After 29 months: €1,015 rate · balance €17,815After 30 months: €1,050 rate · balance €17,850After 31 months: €1,085 rate · balance €17,885After 32 months: €1,120 rate · balance €17,920After 33 months: €1,155 rate · balance €17,955After 34 months: €1,190 rate · balance €17,990After 35 months: €1,225 rate · balance €18,025After 36 months: €1,260 rate · balance €18,060After 37 months: €1,295 rate · balance €18,095After 38 months: €1,330 rate · balance €18,130After 39 months: €1,365 rate · balance €18,165After 40 months: €1,400 rate · balance €18,200After 41 months: €1,435 rate · balance €18,235After 42 months: €1,470 rate · balance €18,270After 43 months: €1,505 rate · balance €18,305After 44 months: €1,540 rate · balance €18,340After 45 months: €1,575 rate · balance €18,375After 46 months: €1,610 rate · balance €18,410After 47 months: €1,645 rate · balance €18,445After 48 months: €1,680 rate · balance €18,480After 49 months: €1,715 rate · balance €18,515After 50 months: €1,750 rate · balance €18,550After 51 months: €1,785 rate · balance €18,585After 52 months: €1,820 rate · balance €18,620After 53 months: €1,855 rate · balance €18,655After 54 months: €1,890 rate · balance €18,690After 55 months: €1,925 rate · balance €18,725After 56 months: €1,960 rate · balance €18,760After 57 months: €1,995 rate · balance €18,795After 58 months: €2,030 rate · balance €18,830After 59 months: €2,065 rate · balance €18,865After 60 months: €2,100 rate · balance €18,900After 61 months: €2,135 rate · balance €18,935After 62 months: €2,170 rate · balance €18,970After 63 months: €2,205 rate · balance €19,005After 64 months: €2,240 rate · balance €19,040After 65 months: €2,275 rate · balance €19,075After 66 months: €2,310 rate · balance €19,110After 67 months: €2,345 rate · balance €19,145After 68 months: €2,380 rate · balance €19,180After 69 months: €2,415 rate · balance €19,215After 70 months: €2,450 rate · balance €19,250After 71 months: €2,485 rate · balance €19,285After 72 months: €2,520 rate · balance €19,320After 73 months: €2,555 rate · balance €19,355After 74 months: €2,590 rate · balance €19,390After 75 months: €2,625 rate · balance €19,425After 76 months: €2,660 rate · balance €19,460After 77 months: €2,695 rate · balance €19,495After 78 months: €2,730 rate · balance €19,530After 79 months: €2,765 rate · balance €19,565After 80 months: €2,800 rate · balance €19,600After 81 months: €2,835 rate · balance €19,635After 82 months: €2,870 rate · balance €19,670After 83 months: €2,905 rate · balance €19,705After 84 months: €2,940 rate · balance €19,740
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€2,940After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185After 12 months: €420 rate · balance €17,220After 13 months: €455 rate · balance €17,255After 14 months: €490 rate · balance €17,290After 15 months: €525 rate · balance €17,325After 16 months: €560 rate · balance €17,360After 17 months: €595 rate · balance €17,395After 18 months: €630 rate · balance €17,430After 19 months: €665 rate · balance €17,465After 20 months: €700 rate · balance €17,500After 21 months: €735 rate · balance €17,535After 22 months: €770 rate · balance €17,570After 23 months: €805 rate · balance €17,605After 24 months: €840 rate · balance €17,640After 25 months: €875 rate · balance €17,675After 26 months: €910 rate · balance €17,710After 27 months: €945 rate · balance €17,745After 28 months: €980 rate · balance €17,780After 29 months: €1,015 rate · balance €17,815After 30 months: €1,050 rate · balance €17,850After 31 months: €1,085 rate · balance €17,885After 32 months: €1,120 rate · balance €17,920After 33 months: €1,155 rate · balance €17,955After 34 months: €1,190 rate · balance €17,990After 35 months: €1,225 rate · balance €18,025After 36 months: €1,260 rate · balance €18,060After 37 months: €1,295 rate · balance €18,095After 38 months: €1,330 rate · balance €18,130After 39 months: €1,365 rate · balance €18,165After 40 months: €1,400 rate · balance €18,200After 41 months: €1,435 rate · balance €18,235After 42 months: €1,470 rate · balance €18,270After 43 months: €1,505 rate · balance €18,305After 44 months: €1,540 rate · balance €18,340After 45 months: €1,575 rate · balance €18,375After 46 months: €1,610 rate · balance €18,410After 47 months: €1,645 rate · balance €18,445After 48 months: €1,680 rate · balance €18,480After 49 months: €1,715 rate · balance €18,515After 50 months: €1,750 rate · balance €18,550After 51 months: €1,785 rate · balance €18,585After 52 months: €1,820 rate · balance €18,620After 53 months: €1,855 rate · balance €18,655After 54 months: €1,890 rate · balance €18,690After 55 months: €1,925 rate · balance €18,725After 56 months: €1,960 rate · balance €18,760After 57 months: €1,995 rate · balance €18,795After 58 months: €2,030 rate · balance €18,830After 59 months: €2,065 rate · balance €18,865After 60 months: €2,100 rate · balance €18,900After 61 months: €2,135 rate · balance €18,935After 62 months: €2,170 rate · balance €18,970After 63 months: €2,205 rate · balance €19,005After 64 months: €2,240 rate · balance €19,040After 65 months: €2,275 rate · balance €19,075After 66 months: €2,310 rate · balance €19,110After 67 months: €2,345 rate · balance €19,145After 68 months: €2,380 rate · balance €19,180After 69 months: €2,415 rate · balance €19,215After 70 months: €2,450 rate · balance €19,250After 71 months: €2,485 rate · balance €19,285After 72 months: €2,520 rate · balance €19,320After 73 months: €2,555 rate · balance €19,355After 74 months: €2,590 rate · balance €19,390After 75 months: €2,625 rate · balance €19,425After 76 months: €2,660 rate · balance €19,460After 77 months: €2,695 rate · balance €19,495After 78 months: €2,730 rate · balance €19,530After 79 months: €2,765 rate · balance €19,565After 80 months: €2,800 rate · balance €19,600After 81 months: €2,835 rate · balance €19,635After 82 months: €2,870 rate · balance €19,670After 83 months: €2,905 rate · balance €19,705After 84 months: €2,940 rate · balance €19,740
Per year
AfterInterest up to thenBalance
1 year€420€17,220
2 years€840€17,640
3 years€1,260€18,060
4 years€1,680€18,480
5 years€2,100€18,900
6 years€2,520€19,320
7 years€2,940€19,740

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.50% from 15 Oct 2025 until 2 Sep 20262.50% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.50%0.08% from 22 Jun 2021 until 13 Aug 20210.02% from 13 Aug 2021 until 18 May 20220.90% from 18 May 2022 until 29 Sep 20221.60% from 29 Sep 2022 until 4 Feb 20231.85% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.05% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.50% from 15 Oct 2025 until 2 Sep 20262.50% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.50%current
15 Oct 20252.50%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.05%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.85%11 Apr 2023web archive
29 Sep 20221.60%4 Feb 2023web archive
18 May 20220.90%29 Sep 2022web archive
13 Aug 20210.02%18 May 2022web archive
22 Jun 20210.08%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (84 mo) 2.50%

Rate checked on 19 Sep 2026.

2.60%
10 years · 2.90% · Direct