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Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 8 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.55%
8 years fixed
since 2 Sep 2026
Your return on €10,000
€255
per year, annualised · €2,040 total over 8 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 8 years: €2,040.
Interest built up over 8 years
€ 0€ 1k€ 2kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.55%
Interest payout
yearly, paid out
Fees
none
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct9 years · · Direct
€2,040After 1 month: €21.25 rate · balance €10,021.25After 2 months: €42.50 rate · balance €10,042.50After 3 months: €63.75 rate · balance €10,063.75After 4 months: €85 rate · balance €10,085After 5 months: €106.25 rate · balance €10,106.25After 6 months: €127.50 rate · balance €10,127.50After 7 months: €148.75 rate · balance €10,148.75After 8 months: €170 rate · balance €10,170After 9 months: €191.25 rate · balance €10,191.25After 10 months: €212.50 rate · balance €10,212.50After 11 months: €233.75 rate · balance €10,233.75After 12 months: €255 rate · balance €10,255After 13 months: €276.25 rate · balance €10,276.25After 14 months: €297.50 rate · balance €10,297.50After 15 months: €318.75 rate · balance €10,318.75After 16 months: €340 rate · balance €10,340After 17 months: €361.25 rate · balance €10,361.25After 18 months: €382.50 rate · balance €10,382.50After 19 months: €403.75 rate · balance €10,403.75After 20 months: €425 rate · balance €10,425After 21 months: €446.25 rate · balance €10,446.25After 22 months: €467.50 rate · balance €10,467.50After 23 months: €488.75 rate · balance €10,488.75After 24 months: €510 rate · balance €10,510After 25 months: €531.25 rate · balance €10,531.25After 26 months: €552.50 rate · balance €10,552.50After 27 months: €573.75 rate · balance €10,573.75After 28 months: €595 rate · balance €10,595After 29 months: €616.25 rate · balance €10,616.25After 30 months: €637.50 rate · balance €10,637.50After 31 months: €658.75 rate · balance €10,658.75After 32 months: €680 rate · balance €10,680After 33 months: €701.25 rate · balance €10,701.25After 34 months: €722.50 rate · balance €10,722.50After 35 months: €743.75 rate · balance €10,743.75After 36 months: €765 rate · balance €10,765After 37 months: €786.25 rate · balance €10,786.25After 38 months: €807.50 rate · balance €10,807.50After 39 months: €828.75 rate · balance €10,828.75After 40 months: €850 rate · balance €10,850After 41 months: €871.25 rate · balance €10,871.25After 42 months: €892.50 rate · balance €10,892.50After 43 months: €913.75 rate · balance €10,913.75After 44 months: €935 rate · balance €10,935After 45 months: €956.25 rate · balance €10,956.25After 46 months: €977.50 rate · balance €10,977.50After 47 months: €998.75 rate · balance €10,998.75After 48 months: €1,020 rate · balance €11,020After 49 months: €1,041.25 rate · balance €11,041.25After 50 months: €1,062.50 rate · balance €11,062.50After 51 months: €1,083.75 rate · balance €11,083.75After 52 months: €1,105 rate · balance €11,105After 53 months: €1,126.25 rate · balance €11,126.25After 54 months: €1,147.50 rate · balance €11,147.50After 55 months: €1,168.75 rate · balance €11,168.75After 56 months: €1,190 rate · balance €11,190After 57 months: €1,211.25 rate · balance €11,211.25After 58 months: €1,232.50 rate · balance €11,232.50After 59 months: €1,253.75 rate · balance €11,253.75After 60 months: €1,275 rate · balance €11,275After 61 months: €1,296.25 rate · balance €11,296.25After 62 months: €1,317.50 rate · balance €11,317.50After 63 months: €1,338.75 rate · balance €11,338.75After 64 months: €1,360 rate · balance €11,360After 65 months: €1,381.25 rate · balance €11,381.25After 66 months: €1,402.50 rate · balance €11,402.50After 67 months: €1,423.75 rate · balance €11,423.75After 68 months: €1,445 rate · balance €11,445After 69 months: €1,466.25 rate · balance €11,466.25After 70 months: €1,487.50 rate · balance €11,487.50After 71 months: €1,508.75 rate · balance €11,508.75After 72 months: €1,530 rate · balance €11,530After 73 months: €1,551.25 rate · balance €11,551.25After 74 months: €1,572.50 rate · balance €11,572.50After 75 months: €1,593.75 rate · balance €11,593.75After 76 months: €1,615 rate · balance €11,615After 77 months: €1,636.25 rate · balance €11,636.25After 78 months: €1,657.50 rate · balance €11,657.50After 79 months: €1,678.75 rate · balance €11,678.75After 80 months: €1,700 rate · balance €11,700After 81 months: €1,721.25 rate · balance €11,721.25After 82 months: €1,742.50 rate · balance €11,742.50After 83 months: €1,763.75 rate · balance €11,763.75After 84 months: €1,785 rate · balance €11,785After 85 months: €1,806.25 rate · balance €11,806.25After 86 months: €1,827.50 rate · balance €11,827.50After 87 months: €1,848.75 rate · balance €11,848.75After 88 months: €1,870 rate · balance €11,870After 89 months: €1,891.25 rate · balance €11,891.25After 90 months: €1,912.50 rate · balance €11,912.50After 91 months: €1,933.75 rate · balance €11,933.75After 92 months: €1,955 rate · balance €11,955After 93 months: €1,976.25 rate · balance €11,976.25After 94 months: €1,997.50 rate · balance €11,997.50After 95 months: €2,018.75 rate · balance €12,018.75After 96 months: €2,040 rate · balance €12,040
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€2,040After 1 month: €21.25 rate · balance €10,021.25After 2 months: €42.50 rate · balance €10,042.50After 3 months: €63.75 rate · balance €10,063.75After 4 months: €85 rate · balance €10,085After 5 months: €106.25 rate · balance €10,106.25After 6 months: €127.50 rate · balance €10,127.50After 7 months: €148.75 rate · balance €10,148.75After 8 months: €170 rate · balance €10,170After 9 months: €191.25 rate · balance €10,191.25After 10 months: €212.50 rate · balance €10,212.50After 11 months: €233.75 rate · balance €10,233.75After 12 months: €255 rate · balance €10,255After 13 months: €276.25 rate · balance €10,276.25After 14 months: €297.50 rate · balance €10,297.50After 15 months: €318.75 rate · balance €10,318.75After 16 months: €340 rate · balance €10,340After 17 months: €361.25 rate · balance €10,361.25After 18 months: €382.50 rate · balance €10,382.50After 19 months: €403.75 rate · balance €10,403.75After 20 months: €425 rate · balance €10,425After 21 months: €446.25 rate · balance €10,446.25After 22 months: €467.50 rate · balance €10,467.50After 23 months: €488.75 rate · balance €10,488.75After 24 months: €510 rate · balance €10,510After 25 months: €531.25 rate · balance €10,531.25After 26 months: €552.50 rate · balance €10,552.50After 27 months: €573.75 rate · balance €10,573.75After 28 months: €595 rate · balance €10,595After 29 months: €616.25 rate · balance €10,616.25After 30 months: €637.50 rate · balance €10,637.50After 31 months: €658.75 rate · balance €10,658.75After 32 months: €680 rate · balance €10,680After 33 months: €701.25 rate · balance €10,701.25After 34 months: €722.50 rate · balance €10,722.50After 35 months: €743.75 rate · balance €10,743.75After 36 months: €765 rate · balance €10,765After 37 months: €786.25 rate · balance €10,786.25After 38 months: €807.50 rate · balance €10,807.50After 39 months: €828.75 rate · balance €10,828.75After 40 months: €850 rate · balance €10,850After 41 months: €871.25 rate · balance €10,871.25After 42 months: €892.50 rate · balance €10,892.50After 43 months: €913.75 rate · balance €10,913.75After 44 months: €935 rate · balance €10,935After 45 months: €956.25 rate · balance €10,956.25After 46 months: €977.50 rate · balance €10,977.50After 47 months: €998.75 rate · balance €10,998.75After 48 months: €1,020 rate · balance €11,020After 49 months: €1,041.25 rate · balance €11,041.25After 50 months: €1,062.50 rate · balance €11,062.50After 51 months: €1,083.75 rate · balance €11,083.75After 52 months: €1,105 rate · balance €11,105After 53 months: €1,126.25 rate · balance €11,126.25After 54 months: €1,147.50 rate · balance €11,147.50After 55 months: €1,168.75 rate · balance €11,168.75After 56 months: €1,190 rate · balance €11,190After 57 months: €1,211.25 rate · balance €11,211.25After 58 months: €1,232.50 rate · balance €11,232.50After 59 months: €1,253.75 rate · balance €11,253.75After 60 months: €1,275 rate · balance €11,275After 61 months: €1,296.25 rate · balance €11,296.25After 62 months: €1,317.50 rate · balance €11,317.50After 63 months: €1,338.75 rate · balance €11,338.75After 64 months: €1,360 rate · balance €11,360After 65 months: €1,381.25 rate · balance €11,381.25After 66 months: €1,402.50 rate · balance €11,402.50After 67 months: €1,423.75 rate · balance €11,423.75After 68 months: €1,445 rate · balance €11,445After 69 months: €1,466.25 rate · balance €11,466.25After 70 months: €1,487.50 rate · balance €11,487.50After 71 months: €1,508.75 rate · balance €11,508.75After 72 months: €1,530 rate · balance €11,530After 73 months: €1,551.25 rate · balance €11,551.25After 74 months: €1,572.50 rate · balance €11,572.50After 75 months: €1,593.75 rate · balance €11,593.75After 76 months: €1,615 rate · balance €11,615After 77 months: €1,636.25 rate · balance €11,636.25After 78 months: €1,657.50 rate · balance €11,657.50After 79 months: €1,678.75 rate · balance €11,678.75After 80 months: €1,700 rate · balance €11,700After 81 months: €1,721.25 rate · balance €11,721.25After 82 months: €1,742.50 rate · balance €11,742.50After 83 months: €1,763.75 rate · balance €11,763.75After 84 months: €1,785 rate · balance €11,785After 85 months: €1,806.25 rate · balance €11,806.25After 86 months: €1,827.50 rate · balance €11,827.50After 87 months: €1,848.75 rate · balance €11,848.75After 88 months: €1,870 rate · balance €11,870After 89 months: €1,891.25 rate · balance €11,891.25After 90 months: €1,912.50 rate · balance €11,912.50After 91 months: €1,933.75 rate · balance €11,933.75After 92 months: €1,955 rate · balance €11,955After 93 months: €1,976.25 rate · balance €11,976.25After 94 months: €1,997.50 rate · balance €11,997.50After 95 months: €2,018.75 rate · balance €12,018.75After 96 months: €2,040 rate · balance €12,040
Per year
AfterInterest up to thenBalance
1 year€255€10,255
2 years€510€10,510
3 years€765€10,765
4 years€1,020€11,020
5 years€1,275€11,275
6 years€1,530€11,530
7 years€1,785€11,785
8 years€2,040€12,040

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.55%current
15 Oct 20252.55%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.10%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.90%11 Apr 2023web archive
29 Sep 20221.70%4 Feb 2023web archive
18 May 20220.95%29 Sep 2022web archive
13 Aug 20210.03%18 May 2022web archive
22 Jun 20210.10%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (96 mo) 2.55%

Rate checked on 18 Sep 2026.

2.60%
10 years · 2.90% · Direct