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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 8 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.55%
8 years fixed
since 2 Sep 2026
Your return on €16,600
€423
per year, annualised · €3,386 total over 8 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 8 years: €3,386.
Interest built up over 8 years
€ 0€ 2kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.55%
Interest payout
yearly, paid out
Fees
none
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct9 years · · Direct
€3,386After 1 month: €35.27 rate · balance €16,635.28After 2 months: €70.55 rate · balance €16,670.55After 3 months: €105.82 rate · balance €16,705.83After 4 months: €141.10 rate · balance €16,741.10After 5 months: €176.38 rate · balance €16,776.38After 6 months: €211.65 rate · balance €16,811.65After 7 months: €246.93 rate · balance €16,846.92After 8 months: €282.20 rate · balance €16,882.20After 9 months: €317.47 rate · balance €16,917.47After 10 months: €352.75 rate · balance €16,952.75After 11 months: €388.02 rate · balance €16,988.03After 12 months: €423.30 rate · balance €17,023.30After 13 months: €458.57 rate · balance €17,058.58After 14 months: €493.85 rate · balance €17,093.85After 15 months: €529.12 rate · balance €17,129.13After 16 months: €564.40 rate · balance €17,164.40After 17 months: €599.67 rate · balance €17,199.67After 18 months: €634.95 rate · balance €17,234.95After 19 months: €670.22 rate · balance €17,270.22After 20 months: €705.50 rate · balance €17,305.50After 21 months: €740.77 rate · balance €17,340.78After 22 months: €776.05 rate · balance €17,376.05After 23 months: €811.32 rate · balance €17,411.33After 24 months: €846.60 rate · balance €17,446.60After 25 months: €881.87 rate · balance €17,481.88After 26 months: €917.15 rate · balance €17,517.15After 27 months: €952.42 rate · balance €17,552.42After 28 months: €987.70 rate · balance €17,587.70After 29 months: €1,022.97 rate · balance €17,622.97After 30 months: €1,058.25 rate · balance €17,658.25After 31 months: €1,093.52 rate · balance €17,693.53After 32 months: €1,128.80 rate · balance €17,728.80After 33 months: €1,164.07 rate · balance €17,764.08After 34 months: €1,199.35 rate · balance €17,799.35After 35 months: €1,234.63 rate · balance €17,834.63After 36 months: €1,269.90 rate · balance €17,869.90After 37 months: €1,305.18 rate · balance €17,905.17After 38 months: €1,340.45 rate · balance €17,940.45After 39 months: €1,375.73 rate · balance €17,975.72After 40 months: €1,411.00 rate · balance €18,011After 41 months: €1,446.28 rate · balance €18,046.28After 42 months: €1,481.55 rate · balance €18,081.55After 43 months: €1,516.83 rate · balance €18,116.83After 44 months: €1,552.10 rate · balance €18,152.10After 45 months: €1,587.38 rate · balance €18,187.38After 46 months: €1,622.65 rate · balance €18,222.65After 47 months: €1,657.93 rate · balance €18,257.93After 48 months: €1,693.20 rate · balance €18,293.20After 49 months: €1,728.48 rate · balance €18,328.48After 50 months: €1,763.75 rate · balance €18,363.75After 51 months: €1,799.03 rate · balance €18,399.03After 52 months: €1,834.30 rate · balance €18,434.30After 53 months: €1,869.58 rate · balance €18,469.58After 54 months: €1,904.85 rate · balance €18,504.85After 55 months: €1,940.13 rate · balance €18,540.13After 56 months: €1,975.40 rate · balance €18,575.40After 57 months: €2,010.68 rate · balance €18,610.68After 58 months: €2,045.95 rate · balance €18,645.95After 59 months: €2,081.23 rate · balance €18,681.23After 60 months: €2,116.50 rate · balance €18,716.50After 61 months: €2,151.78 rate · balance €18,751.78After 62 months: €2,187.05 rate · balance €18,787.05After 63 months: €2,222.33 rate · balance €18,822.33After 64 months: €2,257.60 rate · balance €18,857.60After 65 months: €2,292.88 rate · balance €18,892.88After 66 months: €2,328.15 rate · balance €18,928.15After 67 months: €2,363.43 rate · balance €18,963.43After 68 months: €2,398.70 rate · balance €18,998.70After 69 months: €2,433.98 rate · balance €19,033.98After 70 months: €2,469.25 rate · balance €19,069.25After 71 months: €2,504.53 rate · balance €19,104.53After 72 months: €2,539.80 rate · balance €19,139.80After 73 months: €2,575.08 rate · balance €19,175.08After 74 months: €2,610.35 rate · balance €19,210.35After 75 months: €2,645.63 rate · balance €19,245.63After 76 months: €2,680.90 rate · balance €19,280.90After 77 months: €2,716.18 rate · balance €19,316.18After 78 months: €2,751.45 rate · balance €19,351.45After 79 months: €2,786.73 rate · balance €19,386.73After 80 months: €2,822.00 rate · balance €19,422.00After 81 months: €2,857.28 rate · balance €19,457.28After 82 months: €2,892.55 rate · balance €19,492.55After 83 months: €2,927.83 rate · balance €19,527.83After 84 months: €2,963.10 rate · balance €19,563.10After 85 months: €2,998.38 rate · balance €19,598.38After 86 months: €3,033.65 rate · balance €19,633.65After 87 months: €3,068.93 rate · balance €19,668.93After 88 months: €3,104.20 rate · balance €19,704.20After 89 months: €3,139.48 rate · balance €19,739.48After 90 months: €3,174.75 rate · balance €19,774.75After 91 months: €3,210.03 rate · balance €19,810.03After 92 months: €3,245.30 rate · balance €19,845.30After 93 months: €3,280.58 rate · balance €19,880.58After 94 months: €3,315.85 rate · balance €19,915.85After 95 months: €3,351.13 rate · balance €19,951.13After 96 months: €3,386.40 rate · balance €19,986.40
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€3,386After 1 month: €35.27 rate · balance €16,635.28After 2 months: €70.55 rate · balance €16,670.55After 3 months: €105.82 rate · balance €16,705.83After 4 months: €141.10 rate · balance €16,741.10After 5 months: €176.38 rate · balance €16,776.38After 6 months: €211.65 rate · balance €16,811.65After 7 months: €246.93 rate · balance €16,846.92After 8 months: €282.20 rate · balance €16,882.20After 9 months: €317.47 rate · balance €16,917.47After 10 months: €352.75 rate · balance €16,952.75After 11 months: €388.02 rate · balance €16,988.03After 12 months: €423.30 rate · balance €17,023.30After 13 months: €458.57 rate · balance €17,058.58After 14 months: €493.85 rate · balance €17,093.85After 15 months: €529.12 rate · balance €17,129.13After 16 months: €564.40 rate · balance €17,164.40After 17 months: €599.67 rate · balance €17,199.67After 18 months: €634.95 rate · balance €17,234.95After 19 months: €670.22 rate · balance €17,270.22After 20 months: €705.50 rate · balance €17,305.50After 21 months: €740.77 rate · balance €17,340.78After 22 months: €776.05 rate · balance €17,376.05After 23 months: €811.32 rate · balance €17,411.33After 24 months: €846.60 rate · balance €17,446.60After 25 months: €881.87 rate · balance €17,481.88After 26 months: €917.15 rate · balance €17,517.15After 27 months: €952.42 rate · balance €17,552.42After 28 months: €987.70 rate · balance €17,587.70After 29 months: €1,022.97 rate · balance €17,622.97After 30 months: €1,058.25 rate · balance €17,658.25After 31 months: €1,093.52 rate · balance €17,693.53After 32 months: €1,128.80 rate · balance €17,728.80After 33 months: €1,164.07 rate · balance €17,764.08After 34 months: €1,199.35 rate · balance €17,799.35After 35 months: €1,234.63 rate · balance €17,834.63After 36 months: €1,269.90 rate · balance €17,869.90After 37 months: €1,305.18 rate · balance €17,905.17After 38 months: €1,340.45 rate · balance €17,940.45After 39 months: €1,375.73 rate · balance €17,975.72After 40 months: €1,411.00 rate · balance €18,011After 41 months: €1,446.28 rate · balance €18,046.28After 42 months: €1,481.55 rate · balance €18,081.55After 43 months: €1,516.83 rate · balance €18,116.83After 44 months: €1,552.10 rate · balance €18,152.10After 45 months: €1,587.38 rate · balance €18,187.38After 46 months: €1,622.65 rate · balance €18,222.65After 47 months: €1,657.93 rate · balance €18,257.93After 48 months: €1,693.20 rate · balance €18,293.20After 49 months: €1,728.48 rate · balance €18,328.48After 50 months: €1,763.75 rate · balance €18,363.75After 51 months: €1,799.03 rate · balance €18,399.03After 52 months: €1,834.30 rate · balance €18,434.30After 53 months: €1,869.58 rate · balance €18,469.58After 54 months: €1,904.85 rate · balance €18,504.85After 55 months: €1,940.13 rate · balance €18,540.13After 56 months: €1,975.40 rate · balance €18,575.40After 57 months: €2,010.68 rate · balance €18,610.68After 58 months: €2,045.95 rate · balance €18,645.95After 59 months: €2,081.23 rate · balance €18,681.23After 60 months: €2,116.50 rate · balance €18,716.50After 61 months: €2,151.78 rate · balance €18,751.78After 62 months: €2,187.05 rate · balance €18,787.05After 63 months: €2,222.33 rate · balance €18,822.33After 64 months: €2,257.60 rate · balance €18,857.60After 65 months: €2,292.88 rate · balance €18,892.88After 66 months: €2,328.15 rate · balance €18,928.15After 67 months: €2,363.43 rate · balance €18,963.43After 68 months: €2,398.70 rate · balance €18,998.70After 69 months: €2,433.98 rate · balance €19,033.98After 70 months: €2,469.25 rate · balance €19,069.25After 71 months: €2,504.53 rate · balance €19,104.53After 72 months: €2,539.80 rate · balance €19,139.80After 73 months: €2,575.08 rate · balance €19,175.08After 74 months: €2,610.35 rate · balance €19,210.35After 75 months: €2,645.63 rate · balance €19,245.63After 76 months: €2,680.90 rate · balance €19,280.90After 77 months: €2,716.18 rate · balance €19,316.18After 78 months: €2,751.45 rate · balance €19,351.45After 79 months: €2,786.73 rate · balance €19,386.73After 80 months: €2,822.00 rate · balance €19,422.00After 81 months: €2,857.28 rate · balance €19,457.28After 82 months: €2,892.55 rate · balance €19,492.55After 83 months: €2,927.83 rate · balance €19,527.83After 84 months: €2,963.10 rate · balance €19,563.10After 85 months: €2,998.38 rate · balance €19,598.38After 86 months: €3,033.65 rate · balance €19,633.65After 87 months: €3,068.93 rate · balance €19,668.93After 88 months: €3,104.20 rate · balance €19,704.20After 89 months: €3,139.48 rate · balance €19,739.48After 90 months: €3,174.75 rate · balance €19,774.75After 91 months: €3,210.03 rate · balance €19,810.03After 92 months: €3,245.30 rate · balance €19,845.30After 93 months: €3,280.58 rate · balance €19,880.58After 94 months: €3,315.85 rate · balance €19,915.85After 95 months: €3,351.13 rate · balance €19,951.13After 96 months: €3,386.40 rate · balance €19,986.40
Per year
AfterInterest up to thenBalance
1 year€423€17,023
2 years€847€17,447
3 years€1,270€17,870
4 years€1,693€18,293
5 years€2,117€18,717
6 years€2,540€19,140
7 years€2,963€19,563
8 years€3,386€19,986

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.55%current
15 Oct 20252.55%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.10%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.90%11 Apr 2023web archive
29 Sep 20221.70%4 Feb 2023web archive
18 May 20220.95%29 Sep 2022web archive
13 Aug 20210.03%18 May 2022web archive
22 Jun 20210.10%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (96 mo) 2.55%

Rate checked on 19 Sep 2026.

2.60%
10 years · 2.90% · Direct