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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nationale-Nederlanden
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Nationale-NederlandenDepositosparen

Deposit · 8 years · Nationale-Nederlanden Bank N.V. · Netherlands · Directly at the bank
Open an account at Nationale-Nederlanden
Rate
2.55%
8 years fixed
since 2 Sep 2026
Your return on €16,800
€428
per year, annualised · €3,427 total over 8 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 8 years: €3,427.
Interest built up over 8 years
€ 0€ 2kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.55%
Interest payout
yearly, paid out
Fees
none
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
€1,000
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Eenmalige inleg van € 1.000 t/m € 1.000.000 per deposito; eerder stopzetten kan, in sommige gevallen tegen kosten
  • Een internetspaarrekening bij NN is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nationale-Nederlanden Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nationale-Nederlanden Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 2024

Other offers from Nationale-Nederlanden

Instant access · 2.30% · Direct1 year · 2.00% · Direct2 years · 2.10% · Direct3 years · 2.25% · Direct4 years · 2.30% · Direct5 years · 2.40% · Direct6 years · 2.45% · Direct7 years · 2.50% · Direct9 years · · Direct
€3,427After 1 month: €35.70 rate · balance €16,835.70After 2 months: €71.40 rate · balance €16,871.40After 3 months: €107.10 rate · balance €16,907.10After 4 months: €142.80 rate · balance €16,942.80After 5 months: €178.50 rate · balance €16,978.50After 6 months: €214.20 rate · balance €17,014.20After 7 months: €249.90 rate · balance €17,049.90After 8 months: €285.60 rate · balance €17,085.60After 9 months: €321.30 rate · balance €17,121.30After 10 months: €357.00 rate · balance €17,157After 11 months: €392.70 rate · balance €17,192.70After 12 months: €428.40 rate · balance €17,228.40After 13 months: €464.10 rate · balance €17,264.10After 14 months: €499.80 rate · balance €17,299.80After 15 months: €535.50 rate · balance €17,335.50After 16 months: €571.20 rate · balance €17,371.20After 17 months: €606.90 rate · balance €17,406.90After 18 months: €642.60 rate · balance €17,442.60After 19 months: €678.30 rate · balance €17,478.30After 20 months: €714.00 rate · balance €17,514After 21 months: €749.70 rate · balance €17,549.70After 22 months: €785.40 rate · balance €17,585.40After 23 months: €821.10 rate · balance €17,621.10After 24 months: €856.80 rate · balance €17,656.80After 25 months: €892.50 rate · balance €17,692.50After 26 months: €928.20 rate · balance €17,728.20After 27 months: €963.90 rate · balance €17,763.90After 28 months: €999.60 rate · balance €17,799.60After 29 months: €1,035.30 rate · balance €17,835.30After 30 months: €1,071.00 rate · balance €17,871After 31 months: €1,106.70 rate · balance €17,906.70After 32 months: €1,142.40 rate · balance €17,942.40After 33 months: €1,178.10 rate · balance €17,978.10After 34 months: €1,213.80 rate · balance €18,013.80After 35 months: €1,249.50 rate · balance €18,049.50After 36 months: €1,285.20 rate · balance €18,085.20After 37 months: €1,320.90 rate · balance €18,120.90After 38 months: €1,356.60 rate · balance €18,156.60After 39 months: €1,392.30 rate · balance €18,192.30After 40 months: €1,428.00 rate · balance €18,228After 41 months: €1,463.70 rate · balance €18,263.70After 42 months: €1,499.40 rate · balance €18,299.40After 43 months: €1,535.10 rate · balance €18,335.10After 44 months: €1,570.80 rate · balance €18,370.80After 45 months: €1,606.50 rate · balance €18,406.50After 46 months: €1,642.20 rate · balance €18,442.20After 47 months: €1,677.90 rate · balance €18,477.90After 48 months: €1,713.60 rate · balance €18,513.60After 49 months: €1,749.30 rate · balance €18,549.30After 50 months: €1,785.00 rate · balance €18,585After 51 months: €1,820.70 rate · balance €18,620.70After 52 months: €1,856.40 rate · balance €18,656.40After 53 months: €1,892.10 rate · balance €18,692.10After 54 months: €1,927.80 rate · balance €18,727.80After 55 months: €1,963.50 rate · balance €18,763.50After 56 months: €1,999.20 rate · balance €18,799.20After 57 months: €2,034.90 rate · balance €18,834.90After 58 months: €2,070.60 rate · balance €18,870.60After 59 months: €2,106.30 rate · balance €18,906.30After 60 months: €2,142.00 rate · balance €18,942After 61 months: €2,177.70 rate · balance €18,977.70After 62 months: €2,213.40 rate · balance €19,013.40After 63 months: €2,249.10 rate · balance €19,049.10After 64 months: €2,284.80 rate · balance €19,084.80After 65 months: €2,320.50 rate · balance €19,120.50After 66 months: €2,356.20 rate · balance €19,156.20After 67 months: €2,391.90 rate · balance €19,191.90After 68 months: €2,427.60 rate · balance €19,227.60After 69 months: €2,463.30 rate · balance €19,263.30After 70 months: €2,499.00 rate · balance €19,299After 71 months: €2,534.70 rate · balance €19,334.70After 72 months: €2,570.40 rate · balance €19,370.40After 73 months: €2,606.10 rate · balance €19,406.10After 74 months: €2,641.80 rate · balance €19,441.80After 75 months: €2,677.50 rate · balance €19,477.50After 76 months: €2,713.20 rate · balance €19,513.20After 77 months: €2,748.90 rate · balance €19,548.90After 78 months: €2,784.60 rate · balance €19,584.60After 79 months: €2,820.30 rate · balance €19,620.30After 80 months: €2,856.00 rate · balance €19,656.00After 81 months: €2,891.70 rate · balance €19,691.70After 82 months: €2,927.40 rate · balance €19,727.40After 83 months: €2,963.10 rate · balance €19,763.10After 84 months: €2,998.80 rate · balance €19,798.80After 85 months: €3,034.50 rate · balance €19,834.50After 86 months: €3,070.20 rate · balance €19,870.20After 87 months: €3,105.90 rate · balance €19,905.90After 88 months: €3,141.60 rate · balance €19,941.60After 89 months: €3,177.30 rate · balance €19,977.30After 90 months: €3,213.00 rate · balance €20,013.00After 91 months: €3,248.70 rate · balance €20,048.70After 92 months: €3,284.40 rate · balance €20,084.40After 93 months: €3,320.10 rate · balance €20,120.10After 94 months: €3,355.80 rate · balance €20,155.80After 95 months: €3,391.50 rate · balance €20,191.50After 96 months: €3,427.20 rate · balance €20,227.20
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€3,427After 1 month: €35.70 rate · balance €16,835.70After 2 months: €71.40 rate · balance €16,871.40After 3 months: €107.10 rate · balance €16,907.10After 4 months: €142.80 rate · balance €16,942.80After 5 months: €178.50 rate · balance €16,978.50After 6 months: €214.20 rate · balance €17,014.20After 7 months: €249.90 rate · balance €17,049.90After 8 months: €285.60 rate · balance €17,085.60After 9 months: €321.30 rate · balance €17,121.30After 10 months: €357.00 rate · balance €17,157After 11 months: €392.70 rate · balance €17,192.70After 12 months: €428.40 rate · balance €17,228.40After 13 months: €464.10 rate · balance €17,264.10After 14 months: €499.80 rate · balance €17,299.80After 15 months: €535.50 rate · balance €17,335.50After 16 months: €571.20 rate · balance €17,371.20After 17 months: €606.90 rate · balance €17,406.90After 18 months: €642.60 rate · balance €17,442.60After 19 months: €678.30 rate · balance €17,478.30After 20 months: €714.00 rate · balance €17,514After 21 months: €749.70 rate · balance €17,549.70After 22 months: €785.40 rate · balance €17,585.40After 23 months: €821.10 rate · balance €17,621.10After 24 months: €856.80 rate · balance €17,656.80After 25 months: €892.50 rate · balance €17,692.50After 26 months: €928.20 rate · balance €17,728.20After 27 months: €963.90 rate · balance €17,763.90After 28 months: €999.60 rate · balance €17,799.60After 29 months: €1,035.30 rate · balance €17,835.30After 30 months: €1,071.00 rate · balance €17,871After 31 months: €1,106.70 rate · balance €17,906.70After 32 months: €1,142.40 rate · balance €17,942.40After 33 months: €1,178.10 rate · balance €17,978.10After 34 months: €1,213.80 rate · balance €18,013.80After 35 months: €1,249.50 rate · balance €18,049.50After 36 months: €1,285.20 rate · balance €18,085.20After 37 months: €1,320.90 rate · balance €18,120.90After 38 months: €1,356.60 rate · balance €18,156.60After 39 months: €1,392.30 rate · balance €18,192.30After 40 months: €1,428.00 rate · balance €18,228After 41 months: €1,463.70 rate · balance €18,263.70After 42 months: €1,499.40 rate · balance €18,299.40After 43 months: €1,535.10 rate · balance €18,335.10After 44 months: €1,570.80 rate · balance €18,370.80After 45 months: €1,606.50 rate · balance €18,406.50After 46 months: €1,642.20 rate · balance €18,442.20After 47 months: €1,677.90 rate · balance €18,477.90After 48 months: €1,713.60 rate · balance €18,513.60After 49 months: €1,749.30 rate · balance €18,549.30After 50 months: €1,785.00 rate · balance €18,585After 51 months: €1,820.70 rate · balance €18,620.70After 52 months: €1,856.40 rate · balance €18,656.40After 53 months: €1,892.10 rate · balance €18,692.10After 54 months: €1,927.80 rate · balance €18,727.80After 55 months: €1,963.50 rate · balance €18,763.50After 56 months: €1,999.20 rate · balance €18,799.20After 57 months: €2,034.90 rate · balance €18,834.90After 58 months: €2,070.60 rate · balance €18,870.60After 59 months: €2,106.30 rate · balance €18,906.30After 60 months: €2,142.00 rate · balance €18,942After 61 months: €2,177.70 rate · balance €18,977.70After 62 months: €2,213.40 rate · balance €19,013.40After 63 months: €2,249.10 rate · balance €19,049.10After 64 months: €2,284.80 rate · balance €19,084.80After 65 months: €2,320.50 rate · balance €19,120.50After 66 months: €2,356.20 rate · balance €19,156.20After 67 months: €2,391.90 rate · balance €19,191.90After 68 months: €2,427.60 rate · balance €19,227.60After 69 months: €2,463.30 rate · balance €19,263.30After 70 months: €2,499.00 rate · balance €19,299After 71 months: €2,534.70 rate · balance €19,334.70After 72 months: €2,570.40 rate · balance €19,370.40After 73 months: €2,606.10 rate · balance €19,406.10After 74 months: €2,641.80 rate · balance €19,441.80After 75 months: €2,677.50 rate · balance €19,477.50After 76 months: €2,713.20 rate · balance €19,513.20After 77 months: €2,748.90 rate · balance €19,548.90After 78 months: €2,784.60 rate · balance €19,584.60After 79 months: €2,820.30 rate · balance €19,620.30After 80 months: €2,856.00 rate · balance €19,656.00After 81 months: €2,891.70 rate · balance €19,691.70After 82 months: €2,927.40 rate · balance €19,727.40After 83 months: €2,963.10 rate · balance €19,763.10After 84 months: €2,998.80 rate · balance €19,798.80After 85 months: €3,034.50 rate · balance €19,834.50After 86 months: €3,070.20 rate · balance €19,870.20After 87 months: €3,105.90 rate · balance €19,905.90After 88 months: €3,141.60 rate · balance €19,941.60After 89 months: €3,177.30 rate · balance €19,977.30After 90 months: €3,213.00 rate · balance €20,013.00After 91 months: €3,248.70 rate · balance €20,048.70After 92 months: €3,284.40 rate · balance €20,084.40After 93 months: €3,320.10 rate · balance €20,120.10After 94 months: €3,355.80 rate · balance €20,155.80After 95 months: €3,391.50 rate · balance €20,191.50After 96 months: €3,427.20 rate · balance €20,227.20
Per year
AfterInterest up to thenBalance
1 year€428€17,228
2 years€857€17,657
3 years€1,285€18,085
4 years€1,714€18,514
5 years€2,142€18,942
6 years€2,570€19,370
7 years€2,999€19,799
8 years€3,427€20,227

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
0.00%0.50%1.00%1.50%2.00%2.50%3.00%3.50%4.00%22 Jun 20214 Feb 2024now2.55%0.10% from 22 Jun 2021 until 13 Aug 20210.03% from 13 Aug 2021 until 18 May 20220.95% from 18 May 2022 until 29 Sep 20221.70% from 29 Sep 2022 until 4 Feb 20231.90% from 4 Feb 2023 until 11 Apr 20232.20% from 11 Apr 2023 until 4 Jun 20232.50% from 4 Jun 2023 until 3 Dec 20233.10% from 3 Dec 2023 until 15 Apr 20242.80% from 15 Apr 2024 until 9 Dec 20242.60% from 9 Dec 2024 until 27 Mar 20252.40% from 27 Mar 2025 until 15 Oct 20252.55% from 15 Oct 2025 until 2 Sep 20262.55% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.55%current
15 Oct 20252.55%2 Sep 2026web archive
27 Mar 20252.40%15 Oct 2025web archive
9 Dec 20242.60%27 Mar 2025web archive
15 Apr 20242.80%9 Dec 2024web archive
3 Dec 20233.10%15 Apr 2024web archive
4 Jun 20232.50%3 Dec 2023web archive
11 Apr 20232.20%4 Jun 2023web archive
4 Feb 20231.90%11 Apr 2023web archive
29 Sep 20221.70%4 Feb 2023web archive
18 May 20220.95%29 Sep 2022web archive
13 Aug 20210.03%18 May 2022web archive
22 Jun 20210.10%13 Aug 2021web archive

All historic rates of Nationale-Nederlanden →All savings products of Nationale-Nederlanden →

  • 2 Sep 2026New: Nationale-Nederlanden – Depositosparen (96 mo) 2.55%

Rate checked on 19 Sep 2026.

2.60%
10 years · 2.90% · Direct