Nexent BankSpaarrekening
Instant access · Nexent Bank N.V. · Netherlands · Directly at the bank
Promotional rateNew customers only
- Promotional rate
- 3.10%
- then 1.25%
- since 2 Sep 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €1,000,000; after that 1.25%. Interest is compounded during the term and earns interest on interest.
- 1.72%
- for €25,000
- Your return on €25,000
- €431
- interest per year
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €431.
Existing customers do not get the promotional rate: 1.25% → €314 over 1 year.
In the calculation: 3 months promotional rate (€193.75), then the base rate.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.25% |
- Interest payout
- quarterly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 27 Aug 2026
Promotion conditions
- Promotional rate 3.10% for 3 months on at most €1,000,000
- New customers only
- *De rente van 3,10% p.j. geldt gedurende 3 maanden vanaf het openen (92 dagen),geldig per 27.08.2026.
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €1,000,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt dagelijks berekend en aan het einde van elk kwartaal bijgeschreven
- Welkomstrente geldt voor klanten die hun eerste rekening bij Nexent Bank openen; daarna de dan geldende variabele rente
Deposit guarantee
€25,000 fully protected
Dutch scheme
Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Nexent Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 2 Sep 2026 | 3.10% | current |
| 18 Sep 2025 | 2.75% | 2 Sep 2026web archive |
| 19 Jul 2025 | 2.50% | 18 Sep 2025web archive |
All historic rates of Nexent Bank →All savings products of Nexent Bank →
- 2 Sep 2026New: Nexent Bank – Nexent Bank Spaarrekening 3.10%
Rate checked on 2 Nov 2026.