Nexent BankTermijndeposito

Deposit · 10 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.65%
10 years fixed
since 2 Sep 2026
Your return on €10,000
€365
per year, annualised · €3,650 total over 10 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €3,650.
Interest built up over 10 years
€ 0€ 2kstart3 yrs6 yrs9 yrs€3,650After 1 month: €30.42 rate · balance €10,030.42After 2 months: €60.83 rate · balance €10,060.83After 3 months: €91.25 rate · balance €10,091.25After 4 months: €121.67 rate · balance €10,121.67After 5 months: €152.08 rate · balance €10,152.08After 6 months: €182.50 rate · balance €10,182.50After 7 months: €212.92 rate · balance €10,212.92After 8 months: €243.33 rate · balance €10,243.33After 9 months: €273.75 rate · balance €10,273.75After 10 months: €304.17 rate · balance €10,304.17After 11 months: €334.58 rate · balance €10,334.58After 12 months: €365.00 rate · balance €10,365.00After 13 months: €395.42 rate · balance €10,395.42After 14 months: €425.83 rate · balance €10,425.83After 15 months: €456.25 rate · balance €10,456.25After 16 months: €486.67 rate · balance €10,486.67After 17 months: €517.08 rate · balance €10,517.08After 18 months: €547.50 rate · balance €10,547.50After 19 months: €577.92 rate · balance €10,577.92After 20 months: €608.33 rate · balance €10,608.33After 21 months: €638.75 rate · balance €10,638.75After 22 months: €669.17 rate · balance €10,669.17After 23 months: €699.58 rate · balance €10,699.58After 24 months: €730.00 rate · balance €10,730.00After 25 months: €760.42 rate · balance €10,760.42After 26 months: €790.83 rate · balance €10,790.83After 27 months: €821.25 rate · balance €10,821.25After 28 months: €851.67 rate · balance €10,851.67After 29 months: €882.08 rate · balance €10,882.08After 30 months: €912.50 rate · balance €10,912.50After 31 months: €942.92 rate · balance €10,942.92After 32 months: €973.33 rate · balance €10,973.33After 33 months: €1,003.75 rate · balance €11,003.75After 34 months: €1,034.17 rate · balance €11,034.17After 35 months: €1,064.58 rate · balance €11,064.58After 36 months: €1,095.00 rate · balance €11,095.00After 37 months: €1,125.42 rate · balance €11,125.42After 38 months: €1,155.83 rate · balance €11,155.83After 39 months: €1,186.25 rate · balance €11,186.25After 40 months: €1,216.67 rate · balance €11,216.67After 41 months: €1,247.08 rate · balance €11,247.08After 42 months: €1,277.50 rate · balance €11,277.50After 43 months: €1,307.92 rate · balance €11,307.92After 44 months: €1,338.33 rate · balance €11,338.33After 45 months: €1,368.75 rate · balance €11,368.75After 46 months: €1,399.17 rate · balance €11,399.17After 47 months: €1,429.58 rate · balance €11,429.58After 48 months: €1,460.00 rate · balance €11,460.00After 49 months: €1,490.42 rate · balance €11,490.42After 50 months: €1,520.83 rate · balance €11,520.83After 51 months: €1,551.25 rate · balance €11,551.25After 52 months: €1,581.67 rate · balance €11,581.67After 53 months: €1,612.09 rate · balance €11,612.09After 54 months: €1,642.50 rate · balance €11,642.50After 55 months: €1,672.92 rate · balance €11,672.92After 56 months: €1,703.34 rate · balance €11,703.34After 57 months: €1,733.75 rate · balance €11,733.75After 58 months: €1,764.17 rate · balance €11,764.17After 59 months: €1,794.59 rate · balance €11,794.59After 60 months: €1,825.00 rate · balance €11,825.00After 61 months: €1,855.42 rate · balance €11,855.42After 62 months: €1,885.84 rate · balance €11,885.84After 63 months: €1,916.25 rate · balance €11,916.25After 64 months: €1,946.67 rate · balance €11,946.67After 65 months: €1,977.09 rate · balance €11,977.09After 66 months: €2,007.50 rate · balance €12,007.50After 67 months: €2,037.92 rate · balance €12,037.92After 68 months: €2,068.34 rate · balance €12,068.34After 69 months: €2,098.75 rate · balance €12,098.75After 70 months: €2,129.17 rate · balance €12,129.17After 71 months: €2,159.59 rate · balance €12,159.59After 72 months: €2,190.00 rate · balance €12,190.00After 73 months: €2,220.42 rate · balance €12,220.42After 74 months: €2,250.84 rate · balance €12,250.84After 75 months: €2,281.25 rate · balance €12,281.25After 76 months: €2,311.67 rate · balance €12,311.67After 77 months: €2,342.09 rate · balance €12,342.09After 78 months: €2,372.50 rate · balance €12,372.50After 79 months: €2,402.92 rate · balance €12,402.92After 80 months: €2,433.34 rate · balance €12,433.34After 81 months: €2,463.75 rate · balance €12,463.75After 82 months: €2,494.17 rate · balance €12,494.17After 83 months: €2,524.59 rate · balance €12,524.59After 84 months: €2,555.00 rate · balance €12,555.00After 85 months: €2,585.42 rate · balance €12,585.42After 86 months: €2,615.84 rate · balance €12,615.84After 87 months: €2,646.25 rate · balance €12,646.25After 88 months: €2,676.67 rate · balance €12,676.67After 89 months: €2,707.09 rate · balance €12,707.09After 90 months: €2,737.50 rate · balance €12,737.50After 91 months: €2,767.92 rate · balance €12,767.92After 92 months: €2,798.34 rate · balance €12,798.34After 93 months: €2,828.75 rate · balance €12,828.75After 94 months: €2,859.17 rate · balance €12,859.17After 95 months: €2,889.59 rate · balance €12,889.59After 96 months: €2,920.00 rate · balance €12,920.00After 97 months: €2,950.42 rate · balance €12,950.42After 98 months: €2,980.84 rate · balance €12,980.84After 99 months: €3,011.25 rate · balance €13,011.25After 100 months: €3,041.67 rate · balance €13,041.67After 101 months: €3,072.09 rate · balance €13,072.09After 102 months: €3,102.50 rate · balance €13,102.50After 103 months: €3,132.92 rate · balance €13,132.92After 104 months: €3,163.34 rate · balance €13,163.34After 105 months: €3,193.75 rate · balance €13,193.75After 106 months: €3,224.17 rate · balance €13,224.17After 107 months: €3,254.59 rate · balance €13,254.59After 108 months: €3,285.00 rate · balance €13,285.00After 109 months: €3,315.42 rate · balance €13,315.42After 110 months: €3,345.84 rate · balance €13,345.84After 111 months: €3,376.25 rate · balance €13,376.25After 112 months: €3,406.67 rate · balance €13,406.67After 113 months: €3,437.09 rate · balance €13,437.09After 114 months: €3,467.50 rate · balance €13,467.50After 115 months: €3,497.92 rate · balance €13,497.92After 116 months: €3,528.34 rate · balance €13,528.34After 117 months: €3,558.75 rate · balance €13,558.75After 118 months: €3,589.17 rate · balance €13,589.17After 119 months: €3,619.59 rate · balance €13,619.59After 120 months: €3,650.00 rate · balance €13,650.00
Per year
AfterInterest up to thenBalance
1 year€365€10,365
2 years€730€10,730
3 years€1,095€11,095
4 years€1,460€11,460
5 years€1,825€11,825
6 years€2,190€12,190
7 years€2,555€12,555
8 years€2,920€12,920
9 years€3,285€13,285
10 years€3,650€13,650

Rate and conditions

BalanceRate
€0 – and up3.65%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.50%3.00%3.50%4.00%19 Jul 202512 Mar 2026now3.65%2.50% from 19 Jul 2025 until 18 Sep 20252.75% from 18 Sep 2025 until 14 May 20263.05% from 14 May 2026 until 2 Sep 20263.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20263.65%current
14 May 20263.05%2 Sep 2026web archive
18 Sep 20252.75%14 May 2026web archive
19 Jul 20252.50%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (120 mo) 3.65%

Rate checked on 2 Nov 2026.

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