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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 10 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
3.65%
10 years fixed
Your return on €100,000
€3,650
per year, annualised · €36,500 total over 10 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €36,500.
Interest built up over 10 years
€ 0€ 20kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.65%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.65% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (120 mo) 3.65%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€36,500After 1 month: €304.17 rate · balance €100,304.17After 2 months: €608.33 rate · balance €100,608.33After 3 months: €912.50 rate · balance €100,912.50After 4 months: €1,216.67 rate · balance €101,216.67After 5 months: €1,520.83 rate · balance €101,520.83After 6 months: €1,825.00 rate · balance €101,825.00After 7 months: €2,129.17 rate · balance €102,129.17After 8 months: €2,433.33 rate · balance €102,433.33After 9 months: €2,737.50 rate · balance €102,737.50After 10 months: €3,041.67 rate · balance €103,041.67After 11 months: €3,345.83 rate · balance €103,345.83After 12 months: €3,650.00 rate · balance €103,650.00After 13 months: €3,954.17 rate · balance €103,954.17After 14 months: €4,258.33 rate · balance €104,258.33After 15 months: €4,562.50 rate · balance €104,562.50After 16 months: €4,866.67 rate · balance €104,866.67After 17 months: €5,170.83 rate · balance €105,170.83After 18 months: €5,475.00 rate · balance €105,475.00After 19 months: €5,779.17 rate · balance €105,779.17After 20 months: €6,083.33 rate · balance €106,083.33After 21 months: €6,387.50 rate · balance €106,387.50After 22 months: €6,691.67 rate · balance €106,691.67After 23 months: €6,995.83 rate · balance €106,995.83After 24 months: €7,300.00 rate · balance €107,300.00After 25 months: €7,604.17 rate · balance €107,604.17After 26 months: €7,908.33 rate · balance €107,908.33After 27 months: €8,212.50 rate · balance €108,212.50After 28 months: €8,516.67 rate · balance €108,516.67After 29 months: €8,820.83 rate · balance €108,820.83After 30 months: €9,125.00 rate · balance €109,125.00After 31 months: €9,429.17 rate · balance €109,429.17After 32 months: €9,733.33 rate · balance €109,733.33After 33 months: €10,037.50 rate · balance €110,037.50After 34 months: €10,341.67 rate · balance €110,341.67After 35 months: €10,645.83 rate · balance €110,645.83After 36 months: €10,950.00 rate · balance €110,950.00After 37 months: €11,254.17 rate · balance €111,254.17After 38 months: €11,558.33 rate · balance €111,558.33After 39 months: €11,862.50 rate · balance €111,862.50After 40 months: €12,166.67 rate · balance €112,166.67After 41 months: €12,470.83 rate · balance €112,470.83After 42 months: €12,775.00 rate · balance €112,775.00After 43 months: €13,079.17 rate · balance €113,079.17After 44 months: €13,383.33 rate · balance €113,383.33After 45 months: €13,687.50 rate · balance €113,687.50After 46 months: €13,991.67 rate · balance €113,991.67After 47 months: €14,295.83 rate · balance €114,295.83After 48 months: €14,600.00 rate · balance €114,600.00After 49 months: €14,904.17 rate · balance €114,904.17After 50 months: €15,208.33 rate · balance €115,208.33After 51 months: €15,512.50 rate · balance €115,512.50After 52 months: €15,816.67 rate · balance €115,816.67After 53 months: €16,120.84 rate · balance €116,120.84After 54 months: €16,425.00 rate · balance €116,425.00After 55 months: €16,729.17 rate · balance €116,729.17After 56 months: €17,033.34 rate · balance €117,033.34After 57 months: €17,337.50 rate · balance €117,337.50After 58 months: €17,641.67 rate · balance €117,641.67After 59 months: €17,945.84 rate · balance €117,945.84After 60 months: €18,250.00 rate · balance €118,250.00After 61 months: €18,554.17 rate · balance €118,554.17After 62 months: €18,858.34 rate · balance €118,858.34After 63 months: €19,162.50 rate · balance €119,162.50After 64 months: €19,466.67 rate · balance €119,466.67After 65 months: €19,770.84 rate · balance €119,770.84After 66 months: €20,075.00 rate · balance €120,075.00After 67 months: €20,379.17 rate · balance €120,379.17After 68 months: €20,683.34 rate · balance €120,683.34After 69 months: €20,987.50 rate · balance €120,987.50After 70 months: €21,291.67 rate · balance €121,291.67After 71 months: €21,595.84 rate · balance €121,595.84After 72 months: €21,900.00 rate · balance €121,900.00After 73 months: €22,204.17 rate · balance €122,204.17After 74 months: €22,508.34 rate · balance €122,508.34After 75 months: €22,812.50 rate · balance €122,812.50After 76 months: €23,116.67 rate · balance €123,116.67After 77 months: €23,420.84 rate · balance €123,420.84After 78 months: €23,725.00 rate · balance €123,725.00After 79 months: €24,029.17 rate · balance €124,029.17After 80 months: €24,333.34 rate · balance €124,333.34After 81 months: €24,637.50 rate · balance €124,637.50After 82 months: €24,941.67 rate · balance €124,941.67After 83 months: €25,245.84 rate · balance €125,245.84After 84 months: €25,550.00 rate · balance €125,550.00After 85 months: €25,854.17 rate · balance €125,854.17After 86 months: €26,158.34 rate · balance €126,158.34After 87 months: €26,462.50 rate · balance €126,462.50After 88 months: €26,766.67 rate · balance €126,766.67After 89 months: €27,070.84 rate · balance €127,070.84After 90 months: €27,375.00 rate · balance €127,375.00After 91 months: €27,679.17 rate · balance €127,679.17After 92 months: €27,983.34 rate · balance €127,983.34After 93 months: €28,287.50 rate · balance €128,287.50After 94 months: €28,591.67 rate · balance €128,591.67After 95 months: €28,895.84 rate · balance €128,895.84After 96 months: €29,200.00 rate · balance €129,200.00After 97 months: €29,504.17 rate · balance €129,504.17After 98 months: €29,808.34 rate · balance €129,808.34After 99 months: €30,112.50 rate · balance €130,112.50After 100 months: €30,416.67 rate · balance €130,416.67After 101 months: €30,720.84 rate · balance €130,720.84After 102 months: €31,025.00 rate · balance €131,025.00After 103 months: €31,329.17 rate · balance €131,329.17After 104 months: €31,633.34 rate · balance €131,633.34After 105 months: €31,937.50 rate · balance €131,937.50After 106 months: €32,241.67 rate · balance €132,241.67After 107 months: €32,545.84 rate · balance €132,545.84After 108 months: €32,850.00 rate · balance €132,850.00After 109 months: €33,154.17 rate · balance €133,154.17After 110 months: €33,458.34 rate · balance €133,458.34After 111 months: €33,762.50 rate · balance €133,762.50After 112 months: €34,066.67 rate · balance €134,066.67After 113 months: €34,370.84 rate · balance €134,370.84After 114 months: €34,675.00 rate · balance €134,675.00After 115 months: €34,979.17 rate · balance €134,979.17After 116 months: €35,283.34 rate · balance €135,283.34After 117 months: €35,587.50 rate · balance €135,587.50After 118 months: €35,891.67 rate · balance €135,891.67After 119 months: €36,195.84 rate · balance €136,195.84After 120 months: €36,500.00 rate · balance €136,500.00
€ 0€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€36,500After 1 month: €304.17 rate · balance €100,304.17After 2 months: €608.33 rate · balance €100,608.33After 3 months: €912.50 rate · balance €100,912.50After 4 months: €1,216.67 rate · balance €101,216.67After 5 months: €1,520.83 rate · balance €101,520.83After 6 months: €1,825.00 rate · balance €101,825.00After 7 months: €2,129.17 rate · balance €102,129.17After 8 months: €2,433.33 rate · balance €102,433.33After 9 months: €2,737.50 rate · balance €102,737.50After 10 months: €3,041.67 rate · balance €103,041.67After 11 months: €3,345.83 rate · balance €103,345.83After 12 months: €3,650.00 rate · balance €103,650.00After 13 months: €3,954.17 rate · balance €103,954.17After 14 months: €4,258.33 rate · balance €104,258.33After 15 months: €4,562.50 rate · balance €104,562.50After 16 months: €4,866.67 rate · balance €104,866.67After 17 months: €5,170.83 rate · balance €105,170.83After 18 months: €5,475.00 rate · balance €105,475.00After 19 months: €5,779.17 rate · balance €105,779.17After 20 months: €6,083.33 rate · balance €106,083.33After 21 months: €6,387.50 rate · balance €106,387.50After 22 months: €6,691.67 rate · balance €106,691.67After 23 months: €6,995.83 rate · balance €106,995.83After 24 months: €7,300.00 rate · balance €107,300.00After 25 months: €7,604.17 rate · balance €107,604.17After 26 months: €7,908.33 rate · balance €107,908.33After 27 months: €8,212.50 rate · balance €108,212.50After 28 months: €8,516.67 rate · balance €108,516.67After 29 months: €8,820.83 rate · balance €108,820.83After 30 months: €9,125.00 rate · balance €109,125.00After 31 months: €9,429.17 rate · balance €109,429.17After 32 months: €9,733.33 rate · balance €109,733.33After 33 months: €10,037.50 rate · balance €110,037.50After 34 months: €10,341.67 rate · balance €110,341.67After 35 months: €10,645.83 rate · balance €110,645.83After 36 months: €10,950.00 rate · balance €110,950.00After 37 months: €11,254.17 rate · balance €111,254.17After 38 months: €11,558.33 rate · balance €111,558.33After 39 months: €11,862.50 rate · balance €111,862.50After 40 months: €12,166.67 rate · balance €112,166.67After 41 months: €12,470.83 rate · balance €112,470.83After 42 months: €12,775.00 rate · balance €112,775.00After 43 months: €13,079.17 rate · balance €113,079.17After 44 months: €13,383.33 rate · balance €113,383.33After 45 months: €13,687.50 rate · balance €113,687.50After 46 months: €13,991.67 rate · balance €113,991.67After 47 months: €14,295.83 rate · balance €114,295.83After 48 months: €14,600.00 rate · balance €114,600.00After 49 months: €14,904.17 rate · balance €114,904.17After 50 months: €15,208.33 rate · balance €115,208.33After 51 months: €15,512.50 rate · balance €115,512.50After 52 months: €15,816.67 rate · balance €115,816.67After 53 months: €16,120.84 rate · balance €116,120.84After 54 months: €16,425.00 rate · balance €116,425.00After 55 months: €16,729.17 rate · balance €116,729.17After 56 months: €17,033.34 rate · balance €117,033.34After 57 months: €17,337.50 rate · balance €117,337.50After 58 months: €17,641.67 rate · balance €117,641.67After 59 months: €17,945.84 rate · balance €117,945.84After 60 months: €18,250.00 rate · balance €118,250.00After 61 months: €18,554.17 rate · balance €118,554.17After 62 months: €18,858.34 rate · balance €118,858.34After 63 months: €19,162.50 rate · balance €119,162.50After 64 months: €19,466.67 rate · balance €119,466.67After 65 months: €19,770.84 rate · balance €119,770.84After 66 months: €20,075.00 rate · balance €120,075.00After 67 months: €20,379.17 rate · balance €120,379.17After 68 months: €20,683.34 rate · balance €120,683.34After 69 months: €20,987.50 rate · balance €120,987.50After 70 months: €21,291.67 rate · balance €121,291.67After 71 months: €21,595.84 rate · balance €121,595.84After 72 months: €21,900.00 rate · balance €121,900.00After 73 months: €22,204.17 rate · balance €122,204.17After 74 months: €22,508.34 rate · balance €122,508.34After 75 months: €22,812.50 rate · balance €122,812.50After 76 months: €23,116.67 rate · balance €123,116.67After 77 months: €23,420.84 rate · balance €123,420.84After 78 months: €23,725.00 rate · balance €123,725.00After 79 months: €24,029.17 rate · balance €124,029.17After 80 months: €24,333.34 rate · balance €124,333.34After 81 months: €24,637.50 rate · balance €124,637.50After 82 months: €24,941.67 rate · balance €124,941.67After 83 months: €25,245.84 rate · balance €125,245.84After 84 months: €25,550.00 rate · balance €125,550.00After 85 months: €25,854.17 rate · balance €125,854.17After 86 months: €26,158.34 rate · balance €126,158.34After 87 months: €26,462.50 rate · balance €126,462.50After 88 months: €26,766.67 rate · balance €126,766.67After 89 months: €27,070.84 rate · balance €127,070.84After 90 months: €27,375.00 rate · balance €127,375.00After 91 months: €27,679.17 rate · balance €127,679.17After 92 months: €27,983.34 rate · balance €127,983.34After 93 months: €28,287.50 rate · balance €128,287.50After 94 months: €28,591.67 rate · balance €128,591.67After 95 months: €28,895.84 rate · balance €128,895.84After 96 months: €29,200.00 rate · balance €129,200.00After 97 months: €29,504.17 rate · balance €129,504.17After 98 months: €29,808.34 rate · balance €129,808.34After 99 months: €30,112.50 rate · balance €130,112.50After 100 months: €30,416.67 rate · balance €130,416.67After 101 months: €30,720.84 rate · balance €130,720.84After 102 months: €31,025.00 rate · balance €131,025.00After 103 months: €31,329.17 rate · balance €131,329.17After 104 months: €31,633.34 rate · balance €131,633.34After 105 months: €31,937.50 rate · balance €131,937.50After 106 months: €32,241.67 rate · balance €132,241.67After 107 months: €32,545.84 rate · balance €132,545.84After 108 months: €32,850.00 rate · balance €132,850.00After 109 months: €33,154.17 rate · balance €133,154.17After 110 months: €33,458.34 rate · balance €133,458.34After 111 months: €33,762.50 rate · balance €133,762.50After 112 months: €34,066.67 rate · balance €134,066.67After 113 months: €34,370.84 rate · balance €134,370.84After 114 months: €34,675.00 rate · balance €134,675.00After 115 months: €34,979.17 rate · balance €134,979.17After 116 months: €35,283.34 rate · balance €135,283.34After 117 months: €35,587.50 rate · balance €135,587.50After 118 months: €35,891.67 rate · balance €135,891.67After 119 months: €36,195.84 rate · balance €136,195.84After 120 months: €36,500.00 rate · balance €136,500.00
Per year
AfterInterest up to thenBalance
1 year€3,650€103,650
2 years€7,300€107,300
3 years€10,950€110,950
4 years€14,600€114,600
5 years€18,250€118,250
6 years€21,900€121,900
7 years€25,550€125,550
8 years€29,200€129,200
9 years€32,850€132,850
10 years€36,500€136,500

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.90% · Direct