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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 10 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
3.65%
10 years fixed
Your return on €16,800
€613
per year, annualised · €6,132 total over 10 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 years: €6,132.
Interest built up over 10 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.65%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.65% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (120 mo) 3.65%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€6,132After 1 month: €51.10 rate · balance €16,851.10After 2 months: €102.20 rate · balance €16,902.20After 3 months: €153.30 rate · balance €16,953.30After 4 months: €204.40 rate · balance €17,004.40After 5 months: €255.50 rate · balance €17,055.50After 6 months: €306.60 rate · balance €17,106.60After 7 months: €357.70 rate · balance €17,157.70After 8 months: €408.80 rate · balance €17,208.80After 9 months: €459.90 rate · balance €17,259.90After 10 months: €511.00 rate · balance €17,311After 11 months: €562.10 rate · balance €17,362.10After 12 months: €613.20 rate · balance €17,413.20After 13 months: €664.30 rate · balance €17,464.30After 14 months: €715.40 rate · balance €17,515.40After 15 months: €766.50 rate · balance €17,566.50After 16 months: €817.60 rate · balance €17,617.60After 17 months: €868.70 rate · balance €17,668.70After 18 months: €919.80 rate · balance €17,719.80After 19 months: €970.90 rate · balance €17,770.90After 20 months: €1,022.00 rate · balance €17,822After 21 months: €1,073.10 rate · balance €17,873.10After 22 months: €1,124.20 rate · balance €17,924.20After 23 months: €1,175.30 rate · balance €17,975.30After 24 months: €1,226.40 rate · balance €18,026.40After 25 months: €1,277.50 rate · balance €18,077.50After 26 months: €1,328.60 rate · balance €18,128.60After 27 months: €1,379.70 rate · balance €18,179.70After 28 months: €1,430.80 rate · balance €18,230.80After 29 months: €1,481.90 rate · balance €18,281.90After 30 months: €1,533.00 rate · balance €18,333After 31 months: €1,584.10 rate · balance €18,384.10After 32 months: €1,635.20 rate · balance €18,435.20After 33 months: €1,686.30 rate · balance €18,486.30After 34 months: €1,737.40 rate · balance €18,537.40After 35 months: €1,788.50 rate · balance €18,588.50After 36 months: €1,839.60 rate · balance €18,639.60After 37 months: €1,890.70 rate · balance €18,690.70After 38 months: €1,941.80 rate · balance €18,741.80After 39 months: €1,992.90 rate · balance €18,792.90After 40 months: €2,044.00 rate · balance €18,844After 41 months: €2,095.10 rate · balance €18,895.10After 42 months: €2,146.20 rate · balance €18,946.20After 43 months: €2,197.30 rate · balance €18,997.30After 44 months: €2,248.40 rate · balance €19,048.40After 45 months: €2,299.50 rate · balance €19,099.50After 46 months: €2,350.60 rate · balance €19,150.60After 47 months: €2,401.70 rate · balance €19,201.70After 48 months: €2,452.80 rate · balance €19,252.80After 49 months: €2,503.90 rate · balance €19,303.90After 50 months: €2,555.00 rate · balance €19,355.00After 51 months: €2,606.10 rate · balance €19,406.10After 52 months: €2,657.20 rate · balance €19,457.20After 53 months: €2,708.30 rate · balance €19,508.30After 54 months: €2,759.40 rate · balance €19,559.40After 55 months: €2,810.50 rate · balance €19,610.50After 56 months: €2,861.60 rate · balance €19,661.60After 57 months: €2,912.70 rate · balance €19,712.70After 58 months: €2,963.80 rate · balance €19,763.80After 59 months: €3,014.90 rate · balance €19,814.90After 60 months: €3,066.00 rate · balance €19,866.00After 61 months: €3,117.10 rate · balance €19,917.10After 62 months: €3,168.20 rate · balance €19,968.20After 63 months: €3,219.30 rate · balance €20,019.30After 64 months: €3,270.40 rate · balance €20,070.40After 65 months: €3,321.50 rate · balance €20,121.50After 66 months: €3,372.60 rate · balance €20,172.60After 67 months: €3,423.70 rate · balance €20,223.70After 68 months: €3,474.80 rate · balance €20,274.80After 69 months: €3,525.90 rate · balance €20,325.90After 70 months: €3,577.00 rate · balance €20,377.00After 71 months: €3,628.10 rate · balance €20,428.10After 72 months: €3,679.20 rate · balance €20,479.20After 73 months: €3,730.30 rate · balance €20,530.30After 74 months: €3,781.40 rate · balance €20,581.40After 75 months: €3,832.50 rate · balance €20,632.50After 76 months: €3,883.60 rate · balance €20,683.60After 77 months: €3,934.70 rate · balance €20,734.70After 78 months: €3,985.80 rate · balance €20,785.80After 79 months: €4,036.90 rate · balance €20,836.90After 80 months: €4,088.00 rate · balance €20,888.00After 81 months: €4,139.10 rate · balance €20,939.10After 82 months: €4,190.20 rate · balance €20,990.20After 83 months: €4,241.30 rate · balance €21,041.30After 84 months: €4,292.40 rate · balance €21,092.40After 85 months: €4,343.50 rate · balance €21,143.50After 86 months: €4,394.60 rate · balance €21,194.60After 87 months: €4,445.70 rate · balance €21,245.70After 88 months: €4,496.80 rate · balance €21,296.80After 89 months: €4,547.90 rate · balance €21,347.90After 90 months: €4,599.00 rate · balance €21,399After 91 months: €4,650.10 rate · balance €21,450.10After 92 months: €4,701.20 rate · balance €21,501.20After 93 months: €4,752.30 rate · balance €21,552.30After 94 months: €4,803.40 rate · balance €21,603.40After 95 months: €4,854.50 rate · balance €21,654.50After 96 months: €4,905.60 rate · balance €21,705.60After 97 months: €4,956.70 rate · balance €21,756.70After 98 months: €5,007.80 rate · balance €21,807.80After 99 months: €5,058.90 rate · balance €21,858.90After 100 months: €5,110.00 rate · balance €21,910After 101 months: €5,161.10 rate · balance €21,961.10After 102 months: €5,212.20 rate · balance €22,012.20After 103 months: €5,263.30 rate · balance €22,063.30After 104 months: €5,314.40 rate · balance €22,114.40After 105 months: €5,365.50 rate · balance €22,165.50After 106 months: €5,416.60 rate · balance €22,216.60After 107 months: €5,467.70 rate · balance €22,267.70After 108 months: €5,518.80 rate · balance €22,318.80After 109 months: €5,569.90 rate · balance €22,369.90After 110 months: €5,621.00 rate · balance €22,421.00After 111 months: €5,672.10 rate · balance €22,472.10After 112 months: €5,723.20 rate · balance €22,523.20After 113 months: €5,774.30 rate · balance €22,574.30After 114 months: €5,825.40 rate · balance €22,625.40After 115 months: €5,876.50 rate · balance €22,676.50After 116 months: €5,927.60 rate · balance €22,727.60After 117 months: €5,978.70 rate · balance €22,778.70After 118 months: €6,029.80 rate · balance €22,829.80After 119 months: €6,080.90 rate · balance €22,880.90After 120 months: €6,132.00 rate · balance €22,932.00
€ 0€ 2,5k€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€6,132After 1 month: €51.10 rate · balance €16,851.10After 2 months: €102.20 rate · balance €16,902.20After 3 months: €153.30 rate · balance €16,953.30After 4 months: €204.40 rate · balance €17,004.40After 5 months: €255.50 rate · balance €17,055.50After 6 months: €306.60 rate · balance €17,106.60After 7 months: €357.70 rate · balance €17,157.70After 8 months: €408.80 rate · balance €17,208.80After 9 months: €459.90 rate · balance €17,259.90After 10 months: €511.00 rate · balance €17,311After 11 months: €562.10 rate · balance €17,362.10After 12 months: €613.20 rate · balance €17,413.20After 13 months: €664.30 rate · balance €17,464.30After 14 months: €715.40 rate · balance €17,515.40After 15 months: €766.50 rate · balance €17,566.50After 16 months: €817.60 rate · balance €17,617.60After 17 months: €868.70 rate · balance €17,668.70After 18 months: €919.80 rate · balance €17,719.80After 19 months: €970.90 rate · balance €17,770.90After 20 months: €1,022.00 rate · balance €17,822After 21 months: €1,073.10 rate · balance €17,873.10After 22 months: €1,124.20 rate · balance €17,924.20After 23 months: €1,175.30 rate · balance €17,975.30After 24 months: €1,226.40 rate · balance €18,026.40After 25 months: €1,277.50 rate · balance €18,077.50After 26 months: €1,328.60 rate · balance €18,128.60After 27 months: €1,379.70 rate · balance €18,179.70After 28 months: €1,430.80 rate · balance €18,230.80After 29 months: €1,481.90 rate · balance €18,281.90After 30 months: €1,533.00 rate · balance €18,333After 31 months: €1,584.10 rate · balance €18,384.10After 32 months: €1,635.20 rate · balance €18,435.20After 33 months: €1,686.30 rate · balance €18,486.30After 34 months: €1,737.40 rate · balance €18,537.40After 35 months: €1,788.50 rate · balance €18,588.50After 36 months: €1,839.60 rate · balance €18,639.60After 37 months: €1,890.70 rate · balance €18,690.70After 38 months: €1,941.80 rate · balance €18,741.80After 39 months: €1,992.90 rate · balance €18,792.90After 40 months: €2,044.00 rate · balance €18,844After 41 months: €2,095.10 rate · balance €18,895.10After 42 months: €2,146.20 rate · balance €18,946.20After 43 months: €2,197.30 rate · balance €18,997.30After 44 months: €2,248.40 rate · balance €19,048.40After 45 months: €2,299.50 rate · balance €19,099.50After 46 months: €2,350.60 rate · balance €19,150.60After 47 months: €2,401.70 rate · balance €19,201.70After 48 months: €2,452.80 rate · balance €19,252.80After 49 months: €2,503.90 rate · balance €19,303.90After 50 months: €2,555.00 rate · balance €19,355.00After 51 months: €2,606.10 rate · balance €19,406.10After 52 months: €2,657.20 rate · balance €19,457.20After 53 months: €2,708.30 rate · balance €19,508.30After 54 months: €2,759.40 rate · balance €19,559.40After 55 months: €2,810.50 rate · balance €19,610.50After 56 months: €2,861.60 rate · balance €19,661.60After 57 months: €2,912.70 rate · balance €19,712.70After 58 months: €2,963.80 rate · balance €19,763.80After 59 months: €3,014.90 rate · balance €19,814.90After 60 months: €3,066.00 rate · balance €19,866.00After 61 months: €3,117.10 rate · balance €19,917.10After 62 months: €3,168.20 rate · balance €19,968.20After 63 months: €3,219.30 rate · balance €20,019.30After 64 months: €3,270.40 rate · balance €20,070.40After 65 months: €3,321.50 rate · balance €20,121.50After 66 months: €3,372.60 rate · balance €20,172.60After 67 months: €3,423.70 rate · balance €20,223.70After 68 months: €3,474.80 rate · balance €20,274.80After 69 months: €3,525.90 rate · balance €20,325.90After 70 months: €3,577.00 rate · balance €20,377.00After 71 months: €3,628.10 rate · balance €20,428.10After 72 months: €3,679.20 rate · balance €20,479.20After 73 months: €3,730.30 rate · balance €20,530.30After 74 months: €3,781.40 rate · balance €20,581.40After 75 months: €3,832.50 rate · balance €20,632.50After 76 months: €3,883.60 rate · balance €20,683.60After 77 months: €3,934.70 rate · balance €20,734.70After 78 months: €3,985.80 rate · balance €20,785.80After 79 months: €4,036.90 rate · balance €20,836.90After 80 months: €4,088.00 rate · balance €20,888.00After 81 months: €4,139.10 rate · balance €20,939.10After 82 months: €4,190.20 rate · balance €20,990.20After 83 months: €4,241.30 rate · balance €21,041.30After 84 months: €4,292.40 rate · balance €21,092.40After 85 months: €4,343.50 rate · balance €21,143.50After 86 months: €4,394.60 rate · balance €21,194.60After 87 months: €4,445.70 rate · balance €21,245.70After 88 months: €4,496.80 rate · balance €21,296.80After 89 months: €4,547.90 rate · balance €21,347.90After 90 months: €4,599.00 rate · balance €21,399After 91 months: €4,650.10 rate · balance €21,450.10After 92 months: €4,701.20 rate · balance €21,501.20After 93 months: €4,752.30 rate · balance €21,552.30After 94 months: €4,803.40 rate · balance €21,603.40After 95 months: €4,854.50 rate · balance €21,654.50After 96 months: €4,905.60 rate · balance €21,705.60After 97 months: €4,956.70 rate · balance €21,756.70After 98 months: €5,007.80 rate · balance €21,807.80After 99 months: €5,058.90 rate · balance €21,858.90After 100 months: €5,110.00 rate · balance €21,910After 101 months: €5,161.10 rate · balance €21,961.10After 102 months: €5,212.20 rate · balance €22,012.20After 103 months: €5,263.30 rate · balance €22,063.30After 104 months: €5,314.40 rate · balance €22,114.40After 105 months: €5,365.50 rate · balance €22,165.50After 106 months: €5,416.60 rate · balance €22,216.60After 107 months: €5,467.70 rate · balance €22,267.70After 108 months: €5,518.80 rate · balance €22,318.80After 109 months: €5,569.90 rate · balance €22,369.90After 110 months: €5,621.00 rate · balance €22,421.00After 111 months: €5,672.10 rate · balance €22,472.10After 112 months: €5,723.20 rate · balance €22,523.20After 113 months: €5,774.30 rate · balance €22,574.30After 114 months: €5,825.40 rate · balance €22,625.40After 115 months: €5,876.50 rate · balance €22,676.50After 116 months: €5,927.60 rate · balance €22,727.60After 117 months: €5,978.70 rate · balance €22,778.70After 118 months: €6,029.80 rate · balance €22,829.80After 119 months: €6,080.90 rate · balance €22,880.90After 120 months: €6,132.00 rate · balance €22,932.00
Per year
AfterInterest up to thenBalance
1 year€613€17,413
2 years€1,226€18,026
3 years€1,840€18,640
4 years€2,453€19,253
5 years€3,066€19,866
6 years€3,679€20,479
7 years€4,292€21,092
8 years€4,906€21,706
9 years€5,519€22,319
10 years€6,132€22,932

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.90% · Direct