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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 10 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
3.65%
10 years fixed
Your return on €25,000
€913
per year, annualised · €9,125 total over 10 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €9,125.
Interest built up over 10 years
€ 0€ 5kstart3 yrs6 yrs9 yrs

Rate and conditions

BalanceRate
€0 – and up3.65%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.65% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (120 mo) 3.65%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct
€9,125After 1 month: €76.04 rate · balance €25,076.04After 2 months: €152.08 rate · balance €25,152.08After 3 months: €228.13 rate · balance €25,228.13After 4 months: €304.17 rate · balance €25,304.17After 5 months: €380.21 rate · balance €25,380.21After 6 months: €456.25 rate · balance €25,456.25After 7 months: €532.29 rate · balance €25,532.29After 8 months: €608.33 rate · balance €25,608.33After 9 months: €684.38 rate · balance €25,684.38After 10 months: €760.42 rate · balance €25,760.42After 11 months: €836.46 rate · balance €25,836.46After 12 months: €912.50 rate · balance €25,912.50After 13 months: €988.54 rate · balance €25,988.54After 14 months: €1,064.58 rate · balance €26,064.58After 15 months: €1,140.63 rate · balance €26,140.63After 16 months: €1,216.67 rate · balance €26,216.67After 17 months: €1,292.71 rate · balance €26,292.71After 18 months: €1,368.75 rate · balance €26,368.75After 19 months: €1,444.79 rate · balance €26,444.79After 20 months: €1,520.83 rate · balance €26,520.83After 21 months: €1,596.88 rate · balance €26,596.88After 22 months: €1,672.92 rate · balance €26,672.92After 23 months: €1,748.96 rate · balance €26,748.96After 24 months: €1,825.00 rate · balance €26,825.00After 25 months: €1,901.04 rate · balance €26,901.04After 26 months: €1,977.08 rate · balance €26,977.08After 27 months: €2,053.13 rate · balance €27,053.13After 28 months: €2,129.17 rate · balance €27,129.17After 29 months: €2,205.21 rate · balance €27,205.21After 30 months: €2,281.25 rate · balance €27,281.25After 31 months: €2,357.29 rate · balance €27,357.29After 32 months: €2,433.33 rate · balance €27,433.33After 33 months: €2,509.38 rate · balance €27,509.38After 34 months: €2,585.42 rate · balance €27,585.42After 35 months: €2,661.46 rate · balance €27,661.46After 36 months: €2,737.50 rate · balance €27,737.50After 37 months: €2,813.54 rate · balance €27,813.54After 38 months: €2,889.58 rate · balance €27,889.58After 39 months: €2,965.63 rate · balance €27,965.63After 40 months: €3,041.67 rate · balance €28,041.67After 41 months: €3,117.71 rate · balance €28,117.71After 42 months: €3,193.75 rate · balance €28,193.75After 43 months: €3,269.79 rate · balance €28,269.79After 44 months: €3,345.83 rate · balance €28,345.83After 45 months: €3,421.88 rate · balance €28,421.88After 46 months: €3,497.92 rate · balance €28,497.92After 47 months: €3,573.96 rate · balance €28,573.96After 48 months: €3,650.00 rate · balance €28,650.00After 49 months: €3,726.04 rate · balance €28,726.04After 50 months: €3,802.09 rate · balance €28,802.09After 51 months: €3,878.13 rate · balance €28,878.13After 52 months: €3,954.17 rate · balance €28,954.17After 53 months: €4,030.21 rate · balance €29,030.21After 54 months: €4,106.25 rate · balance €29,106.25After 55 months: €4,182.29 rate · balance €29,182.29After 56 months: €4,258.34 rate · balance €29,258.34After 57 months: €4,334.38 rate · balance €29,334.38After 58 months: €4,410.42 rate · balance €29,410.42After 59 months: €4,486.46 rate · balance €29,486.46After 60 months: €4,562.50 rate · balance €29,562.50After 61 months: €4,638.54 rate · balance €29,638.54After 62 months: €4,714.59 rate · balance €29,714.59After 63 months: €4,790.63 rate · balance €29,790.63After 64 months: €4,866.67 rate · balance €29,866.67After 65 months: €4,942.71 rate · balance €29,942.71After 66 months: €5,018.75 rate · balance €30,018.75After 67 months: €5,094.79 rate · balance €30,094.79After 68 months: €5,170.84 rate · balance €30,170.84After 69 months: €5,246.88 rate · balance €30,246.88After 70 months: €5,322.92 rate · balance €30,322.92After 71 months: €5,398.96 rate · balance €30,398.96After 72 months: €5,475.00 rate · balance €30,475.00After 73 months: €5,551.04 rate · balance €30,551.04After 74 months: €5,627.09 rate · balance €30,627.09After 75 months: €5,703.13 rate · balance €30,703.13After 76 months: €5,779.17 rate · balance €30,779.17After 77 months: €5,855.21 rate · balance €30,855.21After 78 months: €5,931.25 rate · balance €30,931.25After 79 months: €6,007.29 rate · balance €31,007.29After 80 months: €6,083.34 rate · balance €31,083.34After 81 months: €6,159.38 rate · balance €31,159.38After 82 months: €6,235.42 rate · balance €31,235.42After 83 months: €6,311.46 rate · balance €31,311.46After 84 months: €6,387.50 rate · balance €31,387.50After 85 months: €6,463.54 rate · balance €31,463.54After 86 months: €6,539.59 rate · balance €31,539.59After 87 months: €6,615.63 rate · balance €31,615.63After 88 months: €6,691.67 rate · balance €31,691.67After 89 months: €6,767.71 rate · balance €31,767.71After 90 months: €6,843.75 rate · balance €31,843.75After 91 months: €6,919.79 rate · balance €31,919.79After 92 months: €6,995.84 rate · balance €31,995.84After 93 months: €7,071.88 rate · balance €32,071.88After 94 months: €7,147.92 rate · balance €32,147.92After 95 months: €7,223.96 rate · balance €32,223.96After 96 months: €7,300.00 rate · balance €32,300.00After 97 months: €7,376.04 rate · balance €32,376.04After 98 months: €7,452.09 rate · balance €32,452.09After 99 months: €7,528.13 rate · balance €32,528.13After 100 months: €7,604.17 rate · balance €32,604.17After 101 months: €7,680.21 rate · balance €32,680.21After 102 months: €7,756.25 rate · balance €32,756.25After 103 months: €7,832.30 rate · balance €32,832.30After 104 months: €7,908.34 rate · balance €32,908.34After 105 months: €7,984.38 rate · balance €32,984.38After 106 months: €8,060.42 rate · balance €33,060.42After 107 months: €8,136.46 rate · balance €33,136.46After 108 months: €8,212.50 rate · balance €33,212.50After 109 months: €8,288.55 rate · balance €33,288.55After 110 months: €8,364.59 rate · balance €33,364.59After 111 months: €8,440.63 rate · balance €33,440.63After 112 months: €8,516.67 rate · balance €33,516.67After 113 months: €8,592.71 rate · balance €33,592.71After 114 months: €8,668.75 rate · balance €33,668.75After 115 months: €8,744.80 rate · balance €33,744.80After 116 months: €8,820.84 rate · balance €33,820.84After 117 months: €8,896.88 rate · balance €33,896.88After 118 months: €8,972.92 rate · balance €33,972.92After 119 months: €9,048.96 rate · balance €34,048.96After 120 months: €9,125.00 rate · balance €34,125.00
€ 0€ 5kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs9 yrs10 yrs€9,125After 1 month: €76.04 rate · balance €25,076.04After 2 months: €152.08 rate · balance €25,152.08After 3 months: €228.13 rate · balance €25,228.13After 4 months: €304.17 rate · balance €25,304.17After 5 months: €380.21 rate · balance €25,380.21After 6 months: €456.25 rate · balance €25,456.25After 7 months: €532.29 rate · balance €25,532.29After 8 months: €608.33 rate · balance €25,608.33After 9 months: €684.38 rate · balance €25,684.38After 10 months: €760.42 rate · balance €25,760.42After 11 months: €836.46 rate · balance €25,836.46After 12 months: €912.50 rate · balance €25,912.50After 13 months: €988.54 rate · balance €25,988.54After 14 months: €1,064.58 rate · balance €26,064.58After 15 months: €1,140.63 rate · balance €26,140.63After 16 months: €1,216.67 rate · balance €26,216.67After 17 months: €1,292.71 rate · balance €26,292.71After 18 months: €1,368.75 rate · balance €26,368.75After 19 months: €1,444.79 rate · balance €26,444.79After 20 months: €1,520.83 rate · balance €26,520.83After 21 months: €1,596.88 rate · balance €26,596.88After 22 months: €1,672.92 rate · balance €26,672.92After 23 months: €1,748.96 rate · balance €26,748.96After 24 months: €1,825.00 rate · balance €26,825.00After 25 months: €1,901.04 rate · balance €26,901.04After 26 months: €1,977.08 rate · balance €26,977.08After 27 months: €2,053.13 rate · balance €27,053.13After 28 months: €2,129.17 rate · balance €27,129.17After 29 months: €2,205.21 rate · balance €27,205.21After 30 months: €2,281.25 rate · balance €27,281.25After 31 months: €2,357.29 rate · balance €27,357.29After 32 months: €2,433.33 rate · balance €27,433.33After 33 months: €2,509.38 rate · balance €27,509.38After 34 months: €2,585.42 rate · balance €27,585.42After 35 months: €2,661.46 rate · balance €27,661.46After 36 months: €2,737.50 rate · balance €27,737.50After 37 months: €2,813.54 rate · balance €27,813.54After 38 months: €2,889.58 rate · balance €27,889.58After 39 months: €2,965.63 rate · balance €27,965.63After 40 months: €3,041.67 rate · balance €28,041.67After 41 months: €3,117.71 rate · balance €28,117.71After 42 months: €3,193.75 rate · balance €28,193.75After 43 months: €3,269.79 rate · balance €28,269.79After 44 months: €3,345.83 rate · balance €28,345.83After 45 months: €3,421.88 rate · balance €28,421.88After 46 months: €3,497.92 rate · balance €28,497.92After 47 months: €3,573.96 rate · balance €28,573.96After 48 months: €3,650.00 rate · balance €28,650.00After 49 months: €3,726.04 rate · balance €28,726.04After 50 months: €3,802.09 rate · balance €28,802.09After 51 months: €3,878.13 rate · balance €28,878.13After 52 months: €3,954.17 rate · balance €28,954.17After 53 months: €4,030.21 rate · balance €29,030.21After 54 months: €4,106.25 rate · balance €29,106.25After 55 months: €4,182.29 rate · balance €29,182.29After 56 months: €4,258.34 rate · balance €29,258.34After 57 months: €4,334.38 rate · balance €29,334.38After 58 months: €4,410.42 rate · balance €29,410.42After 59 months: €4,486.46 rate · balance €29,486.46After 60 months: €4,562.50 rate · balance €29,562.50After 61 months: €4,638.54 rate · balance €29,638.54After 62 months: €4,714.59 rate · balance €29,714.59After 63 months: €4,790.63 rate · balance €29,790.63After 64 months: €4,866.67 rate · balance €29,866.67After 65 months: €4,942.71 rate · balance €29,942.71After 66 months: €5,018.75 rate · balance €30,018.75After 67 months: €5,094.79 rate · balance €30,094.79After 68 months: €5,170.84 rate · balance €30,170.84After 69 months: €5,246.88 rate · balance €30,246.88After 70 months: €5,322.92 rate · balance €30,322.92After 71 months: €5,398.96 rate · balance €30,398.96After 72 months: €5,475.00 rate · balance €30,475.00After 73 months: €5,551.04 rate · balance €30,551.04After 74 months: €5,627.09 rate · balance €30,627.09After 75 months: €5,703.13 rate · balance €30,703.13After 76 months: €5,779.17 rate · balance €30,779.17After 77 months: €5,855.21 rate · balance €30,855.21After 78 months: €5,931.25 rate · balance €30,931.25After 79 months: €6,007.29 rate · balance €31,007.29After 80 months: €6,083.34 rate · balance €31,083.34After 81 months: €6,159.38 rate · balance €31,159.38After 82 months: €6,235.42 rate · balance €31,235.42After 83 months: €6,311.46 rate · balance €31,311.46After 84 months: €6,387.50 rate · balance €31,387.50After 85 months: €6,463.54 rate · balance €31,463.54After 86 months: €6,539.59 rate · balance €31,539.59After 87 months: €6,615.63 rate · balance €31,615.63After 88 months: €6,691.67 rate · balance €31,691.67After 89 months: €6,767.71 rate · balance €31,767.71After 90 months: €6,843.75 rate · balance €31,843.75After 91 months: €6,919.79 rate · balance €31,919.79After 92 months: €6,995.84 rate · balance €31,995.84After 93 months: €7,071.88 rate · balance €32,071.88After 94 months: €7,147.92 rate · balance €32,147.92After 95 months: €7,223.96 rate · balance €32,223.96After 96 months: €7,300.00 rate · balance €32,300.00After 97 months: €7,376.04 rate · balance €32,376.04After 98 months: €7,452.09 rate · balance €32,452.09After 99 months: €7,528.13 rate · balance €32,528.13After 100 months: €7,604.17 rate · balance €32,604.17After 101 months: €7,680.21 rate · balance €32,680.21After 102 months: €7,756.25 rate · balance €32,756.25After 103 months: €7,832.30 rate · balance €32,832.30After 104 months: €7,908.34 rate · balance €32,908.34After 105 months: €7,984.38 rate · balance €32,984.38After 106 months: €8,060.42 rate · balance €33,060.42After 107 months: €8,136.46 rate · balance €33,136.46After 108 months: €8,212.50 rate · balance €33,212.50After 109 months: €8,288.55 rate · balance €33,288.55After 110 months: €8,364.59 rate · balance €33,364.59After 111 months: €8,440.63 rate · balance €33,440.63After 112 months: €8,516.67 rate · balance €33,516.67After 113 months: €8,592.71 rate · balance €33,592.71After 114 months: €8,668.75 rate · balance €33,668.75After 115 months: €8,744.80 rate · balance €33,744.80After 116 months: €8,820.84 rate · balance €33,820.84After 117 months: €8,896.88 rate · balance €33,896.88After 118 months: €8,972.92 rate · balance €33,972.92After 119 months: €9,048.96 rate · balance €34,048.96After 120 months: €9,125.00 rate · balance €34,125.00
Per year
AfterInterest up to thenBalance
1 year€913€25,913
2 years€1,825€26,825
3 years€2,738€27,738
4 years€3,650€28,650
5 years€4,563€29,563
6 years€5,475€30,475
7 years€6,388€31,388
8 years€7,300€32,300
9 years€8,213€33,213
10 years€9,125€34,125

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

7 years · 2.90% · Direct