Nexent BankTermijndeposito

Deposit · 10 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.65%
10 years fixed
since 2 Sep 2026
Your return on €50,000
€1,825
per year, annualised · €18,250 total over 10 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 10 years: €18,250.
Interest built up over 10 years
€ 0€ 10kstart3 yrs6 yrs9 yrs€18,250After 1 month: €152.08 rate · balance €50,152.08After 2 months: €304.17 rate · balance €50,304.17After 3 months: €456.25 rate · balance €50,456.25After 4 months: €608.33 rate · balance €50,608.33After 5 months: €760.42 rate · balance €50,760.42After 6 months: €912.50 rate · balance €50,912.50After 7 months: €1,064.58 rate · balance €51,064.58After 8 months: €1,216.67 rate · balance €51,216.67After 9 months: €1,368.75 rate · balance €51,368.75After 10 months: €1,520.83 rate · balance €51,520.83After 11 months: €1,672.92 rate · balance €51,672.92After 12 months: €1,825.00 rate · balance €51,825.00After 13 months: €1,977.08 rate · balance €51,977.08After 14 months: €2,129.17 rate · balance €52,129.17After 15 months: €2,281.25 rate · balance €52,281.25After 16 months: €2,433.33 rate · balance €52,433.33After 17 months: €2,585.42 rate · balance €52,585.42After 18 months: €2,737.50 rate · balance €52,737.50After 19 months: €2,889.58 rate · balance €52,889.58After 20 months: €3,041.67 rate · balance €53,041.67After 21 months: €3,193.75 rate · balance €53,193.75After 22 months: €3,345.83 rate · balance €53,345.83After 23 months: €3,497.92 rate · balance €53,497.92After 24 months: €3,650.00 rate · balance €53,650.00After 25 months: €3,802.08 rate · balance €53,802.08After 26 months: €3,954.17 rate · balance €53,954.17After 27 months: €4,106.25 rate · balance €54,106.25After 28 months: €4,258.33 rate · balance €54,258.33After 29 months: €4,410.42 rate · balance €54,410.42After 30 months: €4,562.50 rate · balance €54,562.50After 31 months: €4,714.58 rate · balance €54,714.58After 32 months: €4,866.67 rate · balance €54,866.67After 33 months: €5,018.75 rate · balance €55,018.75After 34 months: €5,170.83 rate · balance €55,170.83After 35 months: €5,322.92 rate · balance €55,322.92After 36 months: €5,475.00 rate · balance €55,475.00After 37 months: €5,627.08 rate · balance €55,627.08After 38 months: €5,779.17 rate · balance €55,779.17After 39 months: €5,931.25 rate · balance €55,931.25After 40 months: €6,083.33 rate · balance €56,083.33After 41 months: €6,235.42 rate · balance €56,235.42After 42 months: €6,387.50 rate · balance €56,387.50After 43 months: €6,539.58 rate · balance €56,539.58After 44 months: €6,691.67 rate · balance €56,691.67After 45 months: €6,843.75 rate · balance €56,843.75After 46 months: €6,995.83 rate · balance €56,995.83After 47 months: €7,147.92 rate · balance €57,147.92After 48 months: €7,300.00 rate · balance €57,300.00After 49 months: €7,452.08 rate · balance €57,452.08After 50 months: €7,604.17 rate · balance €57,604.17After 51 months: €7,756.25 rate · balance €57,756.25After 52 months: €7,908.33 rate · balance €57,908.33After 53 months: €8,060.41 rate · balance €58,060.41After 54 months: €8,212.50 rate · balance €58,212.50After 55 months: €8,364.58 rate · balance €58,364.58After 56 months: €8,516.66 rate · balance €58,516.66After 57 months: €8,668.75 rate · balance €58,668.75After 58 months: €8,820.83 rate · balance €58,820.83After 59 months: €8,972.91 rate · balance €58,972.91After 60 months: €9,125.00 rate · balance €59,125.00After 61 months: €9,277.08 rate · balance €59,277.08After 62 months: €9,429.16 rate · balance €59,429.16After 63 months: €9,581.25 rate · balance €59,581.25After 64 months: €9,733.33 rate · balance €59,733.33After 65 months: €9,885.41 rate · balance €59,885.41After 66 months: €10,037.50 rate · balance €60,037.50After 67 months: €10,189.58 rate · balance €60,189.58After 68 months: €10,341.66 rate · balance €60,341.66After 69 months: €10,493.75 rate · balance €60,493.75After 70 months: €10,645.83 rate · balance €60,645.83After 71 months: €10,797.91 rate · balance €60,797.91After 72 months: €10,950.00 rate · balance €60,950.00After 73 months: €11,102.08 rate · balance €61,102.08After 74 months: €11,254.16 rate · balance €61,254.16After 75 months: €11,406.25 rate · balance €61,406.25After 76 months: €11,558.33 rate · balance €61,558.33After 77 months: €11,710.41 rate · balance €61,710.41After 78 months: €11,862.50 rate · balance €61,862.50After 79 months: €12,014.58 rate · balance €62,014.58After 80 months: €12,166.66 rate · balance €62,166.66After 81 months: €12,318.75 rate · balance €62,318.75After 82 months: €12,470.83 rate · balance €62,470.83After 83 months: €12,622.91 rate · balance €62,622.91After 84 months: €12,775.00 rate · balance €62,775.00After 85 months: €12,927.08 rate · balance €62,927.08After 86 months: €13,079.16 rate · balance €63,079.16After 87 months: €13,231.25 rate · balance €63,231.25After 88 months: €13,383.33 rate · balance €63,383.33After 89 months: €13,535.41 rate · balance €63,535.41After 90 months: €13,687.50 rate · balance €63,687.50After 91 months: €13,839.58 rate · balance €63,839.58After 92 months: €13,991.66 rate · balance €63,991.66After 93 months: €14,143.75 rate · balance €64,143.75After 94 months: €14,295.83 rate · balance €64,295.83After 95 months: €14,447.91 rate · balance €64,447.91After 96 months: €14,600.00 rate · balance €64,600.00After 97 months: €14,752.08 rate · balance €64,752.08After 98 months: €14,904.16 rate · balance €64,904.16After 99 months: €15,056.25 rate · balance €65,056.25After 100 months: €15,208.33 rate · balance €65,208.33After 101 months: €15,360.41 rate · balance €65,360.41After 102 months: €15,512.50 rate · balance €65,512.50After 103 months: €15,664.58 rate · balance €65,664.58After 104 months: €15,816.66 rate · balance €65,816.66After 105 months: €15,968.75 rate · balance €65,968.75After 106 months: €16,120.83 rate · balance €66,120.83After 107 months: €16,272.91 rate · balance €66,272.91After 108 months: €16,425.00 rate · balance €66,425.00After 109 months: €16,577.08 rate · balance €66,577.08After 110 months: €16,729.16 rate · balance €66,729.16After 111 months: €16,881.25 rate · balance €66,881.25After 112 months: €17,033.33 rate · balance €67,033.33After 113 months: €17,185.41 rate · balance €67,185.41After 114 months: €17,337.50 rate · balance €67,337.50After 115 months: €17,489.58 rate · balance €67,489.58After 116 months: €17,641.66 rate · balance €67,641.66After 117 months: €17,793.75 rate · balance €67,793.75After 118 months: €17,945.83 rate · balance €67,945.83After 119 months: €18,097.91 rate · balance €68,097.91After 120 months: €18,250.00 rate · balance €68,250.00
Per year
AfterInterest up to thenBalance
1 year€1,825€51,825
2 years€3,650€53,650
3 years€5,475€55,475
4 years€7,300€57,300
5 years€9,125€59,125
6 years€10,950€60,950
7 years€12,775€62,775
8 years€14,600€64,600
9 years€16,425€66,425
10 years€18,250€68,250

Rate and conditions

BalanceRate
€0 – and up3.65%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks of maandelijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Maandelijkse renteuitbetaling mogelijk bij een inleg van € 20.000 of meer
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.50%3.00%3.50%4.00%19 Jul 202512 Mar 2026now3.65%2.50% from 19 Jul 2025 until 18 Sep 20252.75% from 18 Sep 2025 until 14 May 20263.05% from 14 May 2026 until 2 Sep 20263.65% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20263.65%current
14 May 20263.05%2 Sep 2026web archive
18 Sep 20252.75%14 May 2026web archive
19 Jul 20252.50%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (120 mo) 3.65%

Rate checked on 2 Nov 2026.

Other offers from Nexent Bank