Nexent BankTermijndeposito

Deposit · 1 year · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.25%
1 year fixed
since 27 Oct 2026
Your return on €16,600
€540
interest per year
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €540.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€539After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
end of term, paid out
Fees
none
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: Einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.25%1.80% from 19 Jul 2025 until 18 Sep 20252.25% from 18 Sep 2025 until 9 Feb 20262.50% from 9 Feb 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 27 Oct 20263.25% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.25%current
2 Sep 20262.50%27 Oct 2026
9 Feb 20262.50%2 Sep 2026web archive
18 Sep 20252.25%9 Feb 2026web archive
19 Jul 20251.80%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (12 mo): 2.50% → 3.25%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (12 mo) 2.50%

Rate checked on 2 Nov 2026.

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