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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 1 year · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.50%
1 year fixed
Your return on €16,800
€420
interest per year
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 1 year: €420.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€420After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
end of term, paid out
Fees
none
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: Einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (12 mo) 2.50%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 12 months: €420 rate · balance €17,220
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€420After 1 month: €35 rate · balance €16,835After 2 months: €70 rate · balance €16,870After 3 months: €105 rate · balance €16,905After 4 months: €140 rate · balance €16,940After 5 months: €175 rate · balance €16,975After 6 months: €210 rate · balance €17,010After 7 months: €245 rate · balance €17,045After 8 months: €280 rate · balance €17,080After 9 months: €315 rate · balance €17,115After 10 months: €350 rate · balance €17,150After 11 months: €385 rate · balance €17,185After 12 months: €420 rate · balance €17,220

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct