Nexent BankTermijndeposito

Deposit · 18 months · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.25%
18 months fixed
since 27 Oct 2026
Your return on €10,000
€325
per year, annualised · €488 total over 18 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 18 months: €488.
Interest built up over 18 months
€ 0€ 200€ 400start1 yr€487After 1 month: €27.08 rate · balance €10,027.08After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.08 rate · balance €10,352.08After 14 months: €379.17 rate · balance €10,379.17After 15 months: €406.25 rate · balance €10,406.25After 16 months: €433.33 rate · balance €10,433.33After 17 months: €460.42 rate · balance €10,460.42After 18 months: €487.50 rate · balance €10,487.50

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.25%1.75% from 19 Jul 2025 until 18 Sep 20252.25% from 18 Sep 2025 until 9 Feb 20262.50% from 9 Feb 2026 until 14 May 20262.60% from 14 May 2026 until 2 Sep 20262.60% from 2 Sep 2026 until 27 Oct 20263.25% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.25%current
2 Sep 20262.60%27 Oct 2026
14 May 20262.60%2 Sep 2026web archive
9 Feb 20262.50%14 May 2026web archive
18 Sep 20252.25%9 Feb 2026web archive
19 Jul 20251.75%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (18 mo): 2.60% → 3.25%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (18 mo) 2.60%

Rate checked on 2 Nov 2026.

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