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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 18 months · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.60%
18 months fixed
Your return on €10,000
€260
per year, annualised · €390 total over 18 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 18 months: €390.
Interest built up over 18 months
€ 0€ 200start1 yr€390After 1 month: €21.67 rate · balance €10,021.67After 2 months: €43.33 rate · balance €10,043.33After 3 months: €65.00 rate · balance €10,065.00After 4 months: €86.67 rate · balance €10,086.67After 5 months: €108.33 rate · balance €10,108.33After 6 months: €130.00 rate · balance €10,130.00After 7 months: €151.67 rate · balance €10,151.67After 8 months: €173.33 rate · balance €10,173.33After 9 months: €195.00 rate · balance €10,195.00After 10 months: €216.67 rate · balance €10,216.67After 11 months: €238.33 rate · balance €10,238.33

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, paid out
Fees
none
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.60% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (18 mo) 2.60%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 12 months: €260.00 rate · balance €10,260.00After 13 months: €281.67 rate · balance €10,281.67After 14 months: €303.33 rate · balance €10,303.33After 15 months: €325.00 rate · balance €10,325.00After 16 months: €346.67 rate · balance €10,346.67After 17 months: €368.33 rate · balance €10,368.33After 18 months: €390.00 rate · balance €10,390.00
€ 0€ 200start1 yr€390After 1 month: €21.67 rate · balance €10,021.67After 2 months: €43.33 rate · balance €10,043.33After 3 months: €65.00 rate · balance €10,065.00After 4 months: €86.67 rate · balance €10,086.67After 5 months: €108.33 rate · balance €10,108.33After 6 months: €130.00 rate · balance €10,130.00After 7 months: €151.67 rate · balance €10,151.67After 8 months: €173.33 rate · balance €10,173.33After 9 months: €195.00 rate · balance €10,195.00After 10 months: €216.67 rate · balance €10,216.67After 11 months: €238.33 rate · balance €10,238.33After 12 months: €260.00 rate · balance €10,260.00After 13 months: €281.67 rate · balance €10,281.67After 14 months: €303.33 rate · balance €10,303.33After 15 months: €325.00 rate · balance €10,325.00After 16 months: €346.67 rate · balance €10,346.67After 17 months: €368.33 rate · balance €10,368.33After 18 months: €390.00 rate · balance €10,390.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct