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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 2 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.70%
2 years fixed
Your return on €100,000
€2,700
per year, annualised · €5,400 total over 2 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €5,400.
Interest built up over 2 years
€ 0€ 2k€ 4kstart1 yr2 yrs€5,400After 1 month: €225 rate · balance €100,225After 2 months: €450 rate · balance €100,450After 3 months: €675 rate · balance €100,675After 4 months: €900 rate · balance €100,900After 5 months: €1,125 rate · balance €101,125After 6 months: €1,350 rate · balance €101,350After 7 months: €1,575 rate · balance €101,575After 8 months: €1,800 rate · balance €101,800

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, paid out
Fees
none
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (24 mo) 2.70%

Rate checked on 19 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 9 months: €2,025 rate · balance €102,025After 10 months: €2,250 rate · balance €102,250After 11 months: €2,475 rate · balance €102,475After 12 months: €2,700 rate · balance €102,700After 13 months: €2,925 rate · balance €102,925After 14 months: €3,150 rate · balance €103,150After 15 months: €3,375 rate · balance €103,375After 16 months: €3,600 rate · balance €103,600After 17 months: €3,825 rate · balance €103,825After 18 months: €4,050 rate · balance €104,050After 19 months: €4,275 rate · balance €104,275After 20 months: €4,500 rate · balance €104,500After 21 months: €4,725 rate · balance €104,725After 22 months: €4,950 rate · balance €104,950After 23 months: €5,175 rate · balance €105,175After 24 months: €5,400 rate · balance €105,400
€ 0€ 2k€ 4kstart1 yr2 yrs€5,400After 1 month: €225 rate · balance €100,225After 2 months: €450 rate · balance €100,450After 3 months: €675 rate · balance €100,675After 4 months: €900 rate · balance €100,900After 5 months: €1,125 rate · balance €101,125After 6 months: €1,350 rate · balance €101,350After 7 months: €1,575 rate · balance €101,575After 8 months: €1,800 rate · balance €101,800After 9 months: €2,025 rate · balance €102,025After 10 months: €2,250 rate · balance €102,250After 11 months: €2,475 rate · balance €102,475After 12 months: €2,700 rate · balance €102,700After 13 months: €2,925 rate · balance €102,925After 14 months: €3,150 rate · balance €103,150After 15 months: €3,375 rate · balance €103,375After 16 months: €3,600 rate · balance €103,600After 17 months: €3,825 rate · balance €103,825After 18 months: €4,050 rate · balance €104,050After 19 months: €4,275 rate · balance €104,275After 20 months: €4,500 rate · balance €104,500After 21 months: €4,725 rate · balance €104,725After 22 months: €4,950 rate · balance €104,950After 23 months: €5,175 rate · balance €105,175After 24 months: €5,400 rate · balance €105,400
Per year
AfterInterest up to thenBalance
1 year€2,700€102,700
2 years€5,400€105,400

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct