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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 2 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.70%
2 years fixed
Your return on €25,000
€675
per year, annualised · €1,350 total over 2 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,350.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,350After 1 month: €56.25 rate · balance €25,056.25After 2 months: €112.50 rate · balance €25,112.50After 3 months: €168.75 rate · balance €25,168.75After 4 months: €225 rate · balance €25,225After 5 months: €281.25 rate · balance €25,281.25After 6 months: €337.50 rate · balance €25,337.50After 7 months: €393.75 rate · balance €25,393.75After 8 months: €450 rate · balance €25,450

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, paid out
Fees
none
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.70% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (24 mo) 2.70%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 9 months: €506.25 rate · balance €25,506.25After 10 months: €562.50 rate · balance €25,562.50After 11 months: €618.75 rate · balance €25,618.75After 12 months: €675 rate · balance €25,675After 13 months: €731.25 rate · balance €25,731.25After 14 months: €787.50 rate · balance €25,787.50After 15 months: €843.75 rate · balance €25,843.75After 16 months: €900 rate · balance €25,900After 17 months: €956.25 rate · balance €25,956.25After 18 months: €1,012.50 rate · balance €26,012.50After 19 months: €1,068.75 rate · balance €26,068.75After 20 months: €1,125 rate · balance €26,125After 21 months: €1,181.25 rate · balance €26,181.25After 22 months: €1,237.50 rate · balance €26,237.50After 23 months: €1,293.75 rate · balance €26,293.75After 24 months: €1,350 rate · balance €26,350
€ 0€ 500€ 1kstart1 yr2 yrs€1,350After 1 month: €56.25 rate · balance €25,056.25After 2 months: €112.50 rate · balance €25,112.50After 3 months: €168.75 rate · balance €25,168.75After 4 months: €225 rate · balance €25,225After 5 months: €281.25 rate · balance €25,281.25After 6 months: €337.50 rate · balance €25,337.50After 7 months: €393.75 rate · balance €25,393.75After 8 months: €450 rate · balance €25,450After 9 months: €506.25 rate · balance €25,506.25After 10 months: €562.50 rate · balance €25,562.50After 11 months: €618.75 rate · balance €25,618.75After 12 months: €675 rate · balance €25,675After 13 months: €731.25 rate · balance €25,731.25After 14 months: €787.50 rate · balance €25,787.50After 15 months: €843.75 rate · balance €25,843.75After 16 months: €900 rate · balance €25,900After 17 months: €956.25 rate · balance €25,956.25After 18 months: €1,012.50 rate · balance €26,012.50After 19 months: €1,068.75 rate · balance €26,068.75After 20 months: €1,125 rate · balance €26,125After 21 months: €1,181.25 rate · balance €26,181.25After 22 months: €1,237.50 rate · balance €26,237.50After 23 months: €1,293.75 rate · balance €26,293.75After 24 months: €1,350 rate · balance €26,350
Per year
AfterInterest up to thenBalance
1 year€675€25,675
2 years€1,350€26,350

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct