Nexent BankTermijndeposito

Deposit · 2 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.30%
2 years fixed
since 27 Oct 2026
Your return on €50,000
€1,650
per year, annualised · €3,300 total over 2 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 2 years: €3,300.
Interest built up over 2 years
€ 0€ 2kstart1 yr2 yrs€3,300After 1 month: €137.50 rate · balance €50,137.50After 2 months: €275 rate · balance €50,275After 3 months: €412.50 rate · balance €50,412.50After 4 months: €550 rate · balance €50,550After 5 months: €687.50 rate · balance €50,687.50After 6 months: €825 rate · balance €50,825After 7 months: €962.50 rate · balance €50,962.50After 8 months: €1,100 rate · balance €51,100After 9 months: €1,237.50 rate · balance €51,237.50After 10 months: €1,375 rate · balance €51,375After 11 months: €1,512.50 rate · balance €51,512.50After 12 months: €1,650 rate · balance €51,650After 13 months: €1,787.50 rate · balance €51,787.50After 14 months: €1,925 rate · balance €51,925After 15 months: €2,062.50 rate · balance €52,062.50After 16 months: €2,200 rate · balance €52,200After 17 months: €2,337.50 rate · balance €52,337.50After 18 months: €2,475 rate · balance €52,475After 19 months: €2,612.50 rate · balance €52,612.50After 20 months: €2,750 rate · balance €52,750After 21 months: €2,887.50 rate · balance €52,887.50After 22 months: €3,025 rate · balance €53,025After 23 months: €3,162.50 rate · balance €53,162.50After 24 months: €3,300 rate · balance €53,300
Per year
AfterInterest up to thenBalance
1 year€1,650€51,650
2 years€3,300€53,300

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, paid out
Fees
none
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€50,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.30%1.80% from 19 Jul 2025 until 18 Sep 20252.25% from 18 Sep 2025 until 9 Feb 20262.50% from 9 Feb 2026 until 14 May 20262.70% from 14 May 2026 until 2 Sep 20262.70% from 2 Sep 2026 until 27 Oct 20263.30% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.30%current
2 Sep 20262.70%27 Oct 2026
14 May 20262.70%2 Sep 2026web archive
9 Feb 20262.50%14 May 2026web archive
18 Sep 20252.25%9 Feb 2026web archive
19 Jul 20251.80%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (24 mo): 2.70% → 3.30%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (24 mo) 2.70%

Rate checked on 2 Nov 2026.

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