Nexent BankTermijndeposito

Deposit · 3 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.35%
3 years fixed
since 27 Oct 2026
Your return on €10,000
€335
per year, annualised · €1,005 total over 3 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €1,005.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,005After 1 month: €27.92 rate · balance €10,027.92After 2 months: €55.83 rate · balance €10,055.83After 3 months: €83.75 rate · balance €10,083.75After 4 months: €111.67 rate · balance €10,111.67After 5 months: €139.58 rate · balance €10,139.58After 6 months: €167.50 rate · balance €10,167.50After 7 months: €195.42 rate · balance €10,195.42After 8 months: €223.33 rate · balance €10,223.33After 9 months: €251.25 rate · balance €10,251.25After 10 months: €279.17 rate · balance €10,279.17After 11 months: €307.08 rate · balance €10,307.08After 12 months: €335.00 rate · balance €10,335.00After 13 months: €362.92 rate · balance €10,362.92After 14 months: €390.83 rate · balance €10,390.83After 15 months: €418.75 rate · balance €10,418.75After 16 months: €446.67 rate · balance €10,446.67After 17 months: €474.58 rate · balance €10,474.58After 18 months: €502.50 rate · balance €10,502.50After 19 months: €530.42 rate · balance €10,530.42After 20 months: €558.33 rate · balance €10,558.33After 21 months: €586.25 rate · balance €10,586.25After 22 months: €614.17 rate · balance €10,614.17After 23 months: €642.08 rate · balance €10,642.08After 24 months: €670.00 rate · balance €10,670.00After 25 months: €697.92 rate · balance €10,697.92After 26 months: €725.83 rate · balance €10,725.83After 27 months: €753.75 rate · balance €10,753.75After 28 months: €781.67 rate · balance €10,781.67After 29 months: €809.58 rate · balance €10,809.58After 30 months: €837.50 rate · balance €10,837.50After 31 months: €865.42 rate · balance €10,865.42After 32 months: €893.33 rate · balance €10,893.33After 33 months: €921.25 rate · balance €10,921.25After 34 months: €949.17 rate · balance €10,949.17After 35 months: €977.08 rate · balance €10,977.08After 36 months: €1,005.00 rate · balance €11,005.00
Per year
AfterInterest up to thenBalance
1 year€335€10,335
2 years€670€10,670
3 years€1,005€11,005

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, paid out
Fees
none
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.35%1.90% from 19 Jul 2025 until 18 Sep 20252.25% from 18 Sep 2025 until 9 Feb 20262.50% from 9 Feb 2026 until 14 May 20262.75% from 14 May 2026 until 2 Sep 20262.75% from 2 Sep 2026 until 27 Oct 20263.35% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.35%current
2 Sep 20262.75%27 Oct 2026
14 May 20262.75%2 Sep 2026web archive
9 Feb 20262.50%14 May 2026web archive
18 Sep 20252.25%9 Feb 2026web archive
19 Jul 20251.90%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (36 mo): 2.75% → 3.35%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (36 mo) 2.75%

Rate checked on 2 Nov 2026.

Other offers from Nexent Bank