Nexent BankTermijndeposito

Deposit · 3 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
3.35%
3 years fixed
since 27 Oct 2026
Your return on €100,000
€3,350
per year, annualised · €10,050 total over 3 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 years: €10,050.
Interest built up over 3 years
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs€10,050After 1 month: €279.17 rate · balance €100,279.17After 2 months: €558.33 rate · balance €100,558.33After 3 months: €837.50 rate · balance €100,837.50After 4 months: €1,116.67 rate · balance €101,116.67After 5 months: €1,395.83 rate · balance €101,395.83After 6 months: €1,675.00 rate · balance €101,675.00After 7 months: €1,954.17 rate · balance €101,954.17After 8 months: €2,233.33 rate · balance €102,233.33After 9 months: €2,512.50 rate · balance €102,512.50After 10 months: €2,791.67 rate · balance €102,791.67After 11 months: €3,070.83 rate · balance €103,070.83After 12 months: €3,350.00 rate · balance €103,350.00After 13 months: €3,629.17 rate · balance €103,629.17After 14 months: €3,908.33 rate · balance €103,908.33After 15 months: €4,187.50 rate · balance €104,187.50After 16 months: €4,466.67 rate · balance €104,466.67After 17 months: €4,745.83 rate · balance €104,745.83After 18 months: €5,025.00 rate · balance €105,025.00After 19 months: €5,304.17 rate · balance €105,304.17After 20 months: €5,583.33 rate · balance €105,583.33After 21 months: €5,862.50 rate · balance €105,862.50After 22 months: €6,141.67 rate · balance €106,141.67After 23 months: €6,420.83 rate · balance €106,420.83After 24 months: €6,700.00 rate · balance €106,700.00After 25 months: €6,979.17 rate · balance €106,979.17After 26 months: €7,258.33 rate · balance €107,258.33After 27 months: €7,537.50 rate · balance €107,537.50After 28 months: €7,816.67 rate · balance €107,816.67After 29 months: €8,095.83 rate · balance €108,095.83After 30 months: €8,375.00 rate · balance €108,375.00After 31 months: €8,654.17 rate · balance €108,654.17After 32 months: €8,933.33 rate · balance €108,933.33After 33 months: €9,212.50 rate · balance €109,212.50After 34 months: €9,491.67 rate · balance €109,491.67After 35 months: €9,770.83 rate · balance €109,770.83After 36 months: €10,050.00 rate · balance €110,050.00
Per year
AfterInterest up to thenBalance
1 year€3,350€103,350
2 years€6,700€106,700
3 years€10,050€110,050

Rate and conditions

BalanceRate
€0 – and up3.35%
Interest payout
yearly, paid out
Fees
none
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.75%2.25%2.75%3.25%3.75%19 Jul 202512 Mar 2026now3.35%1.90% from 19 Jul 2025 until 18 Sep 20252.25% from 18 Sep 2025 until 9 Feb 20262.50% from 9 Feb 2026 until 14 May 20262.75% from 14 May 2026 until 2 Sep 20262.75% from 2 Sep 2026 until 27 Oct 20263.35% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20263.35%current
2 Sep 20262.75%27 Oct 2026
14 May 20262.75%2 Sep 2026web archive
9 Feb 20262.50%14 May 2026web archive
18 Sep 20252.25%9 Feb 2026web archive
19 Jul 20251.90%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (36 mo): 2.75% → 3.35%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (36 mo) 2.75%

Rate checked on 2 Nov 2026.

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