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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 3 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.75%
3 years fixed
Your return on €16,600
€457
per year, annualised · €1,370 total over 3 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 years: €1,370.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,370After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, paid out
Fees
none
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,600 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (36 mo) 2.75%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €494.54 rate · balance €17,094.54After 14 months: €532.58 rate · balance €17,132.58After 15 months: €570.63 rate · balance €17,170.63After 16 months: €608.67 rate · balance €17,208.67After 17 months: €646.71 rate · balance €17,246.71After 18 months: €684.75 rate · balance €17,284.75After 19 months: €722.79 rate · balance €17,322.79After 20 months: €760.83 rate · balance €17,360.83After 21 months: €798.88 rate · balance €17,398.88After 22 months: €836.92 rate · balance €17,436.92After 23 months: €874.96 rate · balance €17,474.96After 24 months: €913.00 rate · balance €17,513.00After 25 months: €951.04 rate · balance €17,551.04After 26 months: €989.08 rate · balance €17,589.08After 27 months: €1,027.13 rate · balance €17,627.13After 28 months: €1,065.17 rate · balance €17,665.17After 29 months: €1,103.21 rate · balance €17,703.21After 30 months: €1,141.25 rate · balance €17,741.25After 31 months: €1,179.29 rate · balance €17,779.29After 32 months: €1,217.33 rate · balance €17,817.33After 33 months: €1,255.38 rate · balance €17,855.38After 34 months: €1,293.42 rate · balance €17,893.42After 35 months: €1,331.46 rate · balance €17,931.46After 36 months: €1,369.50 rate · balance €17,969.50
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,370After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €494.54 rate · balance €17,094.54After 14 months: €532.58 rate · balance €17,132.58After 15 months: €570.63 rate · balance €17,170.63After 16 months: €608.67 rate · balance €17,208.67After 17 months: €646.71 rate · balance €17,246.71After 18 months: €684.75 rate · balance €17,284.75After 19 months: €722.79 rate · balance €17,322.79After 20 months: €760.83 rate · balance €17,360.83After 21 months: €798.88 rate · balance €17,398.88After 22 months: €836.92 rate · balance €17,436.92After 23 months: €874.96 rate · balance €17,474.96After 24 months: €913.00 rate · balance €17,513.00After 25 months: €951.04 rate · balance €17,551.04After 26 months: €989.08 rate · balance €17,589.08After 27 months: €1,027.13 rate · balance €17,627.13After 28 months: €1,065.17 rate · balance €17,665.17After 29 months: €1,103.21 rate · balance €17,703.21After 30 months: €1,141.25 rate · balance €17,741.25After 31 months: €1,179.29 rate · balance €17,779.29After 32 months: €1,217.33 rate · balance €17,817.33After 33 months: €1,255.38 rate · balance €17,855.38After 34 months: €1,293.42 rate · balance €17,893.42After 35 months: €1,331.46 rate · balance €17,931.46After 36 months: €1,369.50 rate · balance €17,969.50
Per year
AfterInterest up to thenBalance
1 year€457€17,057
2 years€913€17,513
3 years€1,370€17,970

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct