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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 3 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.75%
3 years fixed
Your return on €25,000
€688
per year, annualised · €2,063 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,063.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,063After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, paid out
Fees
none
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (36 mo) 2.75%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €744.79 rate · balance €25,744.79After 14 months: €802.08 rate · balance €25,802.08After 15 months: €859.38 rate · balance €25,859.38After 16 months: €916.67 rate · balance €25,916.67After 17 months: €973.96 rate · balance €25,973.96After 18 months: €1,031.25 rate · balance €26,031.25After 19 months: €1,088.54 rate · balance €26,088.54After 20 months: €1,145.83 rate · balance €26,145.83After 21 months: €1,203.13 rate · balance €26,203.13After 22 months: €1,260.42 rate · balance €26,260.42After 23 months: €1,317.71 rate · balance €26,317.71After 24 months: €1,375.00 rate · balance €26,375.00After 25 months: €1,432.29 rate · balance €26,432.29After 26 months: €1,489.58 rate · balance €26,489.58After 27 months: €1,546.88 rate · balance €26,546.88After 28 months: €1,604.17 rate · balance €26,604.17After 29 months: €1,661.46 rate · balance €26,661.46After 30 months: €1,718.75 rate · balance €26,718.75After 31 months: €1,776.04 rate · balance €26,776.04After 32 months: €1,833.33 rate · balance €26,833.33After 33 months: €1,890.63 rate · balance €26,890.63After 34 months: €1,947.92 rate · balance €26,947.92After 35 months: €2,005.21 rate · balance €27,005.21After 36 months: €2,062.50 rate · balance €27,062.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,063After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €744.79 rate · balance €25,744.79After 14 months: €802.08 rate · balance €25,802.08After 15 months: €859.38 rate · balance €25,859.38After 16 months: €916.67 rate · balance €25,916.67After 17 months: €973.96 rate · balance €25,973.96After 18 months: €1,031.25 rate · balance €26,031.25After 19 months: €1,088.54 rate · balance €26,088.54After 20 months: €1,145.83 rate · balance €26,145.83After 21 months: €1,203.13 rate · balance €26,203.13After 22 months: €1,260.42 rate · balance €26,260.42After 23 months: €1,317.71 rate · balance €26,317.71After 24 months: €1,375.00 rate · balance €26,375.00After 25 months: €1,432.29 rate · balance €26,432.29After 26 months: €1,489.58 rate · balance €26,489.58After 27 months: €1,546.88 rate · balance €26,546.88After 28 months: €1,604.17 rate · balance €26,604.17After 29 months: €1,661.46 rate · balance €26,661.46After 30 months: €1,718.75 rate · balance €26,718.75After 31 months: €1,776.04 rate · balance €26,776.04After 32 months: €1,833.33 rate · balance €26,833.33After 33 months: €1,890.63 rate · balance €26,890.63After 34 months: €1,947.92 rate · balance €26,947.92After 35 months: €2,005.21 rate · balance €27,005.21After 36 months: €2,062.50 rate · balance €27,062.50
Per year
AfterInterest up to thenBalance
1 year€688€25,688
2 years€1,375€26,375
3 years€2,063€27,063

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct