Nexent BankTermijndeposito

Deposit · 3 months · Nexent Bank N.V. · Netherlands · Directly at the bank
Rate
2.00%
3 months fixed
since 27 Oct 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.02%
for €16,800
Your return on €16,800
€339
per year, annualised · €84 total over 3 months
Deposit guarantee
€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 months: €84.
Interest built up over 3 months
€ 0€ 50start€84After 1 month: €28 rate · balance €16,828After 2 months: €56 rate · balance €16,856After 3 months: €84 rate · balance €16,884

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
end of term, paid out
Fees
none
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: Einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€16,800 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%19 Jul 202512 Mar 2026now2.00%2.05% from 19 Jul 2025 until 18 Sep 20251.80% from 18 Sep 2025 until 2 Sep 20261.80% from 2 Sep 2026 until 27 Oct 20262.00% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20262.00%current
2 Sep 20261.80%27 Oct 2026
18 Sep 20251.80%2 Sep 2026web archive
19 Jul 20252.05%18 Sep 2025web archive

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 27 Oct 2026Nexent Bank – Nexent Bank Termijndeposito (3 mo): 1.80% → 2.00%
  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (3 mo) 1.80%

Rate checked on 2 Nov 2026.

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