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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 4 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.80%
4 years fixed
Your return on €10,000
€280
per year, annualised · €1,120 total over 4 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 4 years: €1,120.
Interest built up over 4 years
€ 0€ 500€ 1kstart2 yrs4 yrs€1,120After 1 month: €23.33 rate · balance €10,023.33After 2 months: €46.67 rate · balance €10,046.67

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, paid out
Fees
none
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€10,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.80% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (48 mo) 2.80%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 3 months: €70.00 rate · balance €10,070.00After 4 months: €93.33 rate · balance €10,093.33After 5 months: €116.67 rate · balance €10,116.67After 6 months: €140.00 rate · balance €10,140.00After 7 months: €163.33 rate · balance €10,163.33After 8 months: €186.67 rate · balance €10,186.67After 9 months: €210.00 rate · balance €10,210.00After 10 months: €233.33 rate · balance €10,233.33After 11 months: €256.67 rate · balance €10,256.67After 12 months: €280.00 rate · balance €10,280.00After 13 months: €303.33 rate · balance €10,303.33After 14 months: €326.67 rate · balance €10,326.67After 15 months: €350.00 rate · balance €10,350.00After 16 months: €373.33 rate · balance €10,373.33After 17 months: €396.67 rate · balance €10,396.67After 18 months: €420.00 rate · balance €10,420.00After 19 months: €443.33 rate · balance €10,443.33After 20 months: €466.67 rate · balance €10,466.67After 21 months: €490.00 rate · balance €10,490.00After 22 months: €513.33 rate · balance €10,513.33After 23 months: €536.67 rate · balance €10,536.67After 24 months: €560.00 rate · balance €10,560.00After 25 months: €583.33 rate · balance €10,583.33After 26 months: €606.67 rate · balance €10,606.67After 27 months: €630.00 rate · balance €10,630.00After 28 months: €653.33 rate · balance €10,653.33After 29 months: €676.67 rate · balance €10,676.67After 30 months: €700.00 rate · balance €10,700.00After 31 months: €723.33 rate · balance €10,723.33After 32 months: €746.67 rate · balance €10,746.67After 33 months: €770.00 rate · balance €10,770.00After 34 months: €793.33 rate · balance €10,793.33After 35 months: €816.67 rate · balance €10,816.67After 36 months: €840.00 rate · balance €10,840.00After 37 months: €863.33 rate · balance €10,863.33After 38 months: €886.67 rate · balance €10,886.67After 39 months: €910.00 rate · balance €10,910.00After 40 months: €933.33 rate · balance €10,933.33After 41 months: €956.67 rate · balance €10,956.67After 42 months: €980.00 rate · balance €10,980.00After 43 months: €1,003.33 rate · balance €11,003.33After 44 months: €1,026.67 rate · balance €11,026.67After 45 months: €1,050.00 rate · balance €11,050.00After 46 months: €1,073.33 rate · balance €11,073.33After 47 months: €1,096.67 rate · balance €11,096.67After 48 months: €1,120.00 rate · balance €11,120.00
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs4 yrs€1,120After 1 month: €23.33 rate · balance €10,023.33After 2 months: €46.67 rate · balance €10,046.67After 3 months: €70.00 rate · balance €10,070.00After 4 months: €93.33 rate · balance €10,093.33After 5 months: €116.67 rate · balance €10,116.67After 6 months: €140.00 rate · balance €10,140.00After 7 months: €163.33 rate · balance €10,163.33After 8 months: €186.67 rate · balance €10,186.67After 9 months: €210.00 rate · balance €10,210.00After 10 months: €233.33 rate · balance €10,233.33After 11 months: €256.67 rate · balance €10,256.67After 12 months: €280.00 rate · balance €10,280.00After 13 months: €303.33 rate · balance €10,303.33After 14 months: €326.67 rate · balance €10,326.67After 15 months: €350.00 rate · balance €10,350.00After 16 months: €373.33 rate · balance €10,373.33After 17 months: €396.67 rate · balance €10,396.67After 18 months: €420.00 rate · balance €10,420.00After 19 months: €443.33 rate · balance €10,443.33After 20 months: €466.67 rate · balance €10,466.67After 21 months: €490.00 rate · balance €10,490.00After 22 months: €513.33 rate · balance €10,513.33After 23 months: €536.67 rate · balance €10,536.67After 24 months: €560.00 rate · balance €10,560.00After 25 months: €583.33 rate · balance €10,583.33After 26 months: €606.67 rate · balance €10,606.67After 27 months: €630.00 rate · balance €10,630.00After 28 months: €653.33 rate · balance €10,653.33After 29 months: €676.67 rate · balance €10,676.67After 30 months: €700.00 rate · balance €10,700.00After 31 months: €723.33 rate · balance €10,723.33After 32 months: €746.67 rate · balance €10,746.67After 33 months: €770.00 rate · balance €10,770.00After 34 months: €793.33 rate · balance €10,793.33After 35 months: €816.67 rate · balance €10,816.67After 36 months: €840.00 rate · balance €10,840.00After 37 months: €863.33 rate · balance €10,863.33After 38 months: €886.67 rate · balance €10,886.67After 39 months: €910.00 rate · balance €10,910.00After 40 months: €933.33 rate · balance €10,933.33After 41 months: €956.67 rate · balance €10,956.67After 42 months: €980.00 rate · balance €10,980.00After 43 months: €1,003.33 rate · balance €11,003.33After 44 months: €1,026.67 rate · balance €11,026.67After 45 months: €1,050.00 rate · balance €11,050.00After 46 months: €1,073.33 rate · balance €11,073.33After 47 months: €1,096.67 rate · balance €11,096.67After 48 months: €1,120.00 rate · balance €11,120.00
Per year
AfterInterest up to thenBalance
1 year€280€10,280
2 years€560€10,560
3 years€840€10,840
4 years€1,120€11,120

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct