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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 4 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.80%
4 years fixed
Your return on €100,000
€2,800
per year, annualised · €11,200 total over 4 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 4 years: €11,200.
Interest built up over 4 years
€ 0€ 5k€ 10kstart2 yrs4 yrs€11,200After 1 month: €233.33 rate · balance €100,233.33After 2 months: €466.67 rate · balance €100,466.67

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, paid out
Fees
none
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€100,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.80% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (48 mo) 2.80%

Rate checked on 19 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 3 months: €700.00 rate · balance €100,700.00After 4 months: €933.33 rate · balance €100,933.33After 5 months: €1,166.67 rate · balance €101,166.67After 6 months: €1,400.00 rate · balance €101,400.00After 7 months: €1,633.33 rate · balance €101,633.33After 8 months: €1,866.67 rate · balance €101,866.67After 9 months: €2,100.00 rate · balance €102,100.00After 10 months: €2,333.33 rate · balance €102,333.33After 11 months: €2,566.67 rate · balance €102,566.67After 12 months: €2,800.00 rate · balance €102,800.00After 13 months: €3,033.33 rate · balance €103,033.33After 14 months: €3,266.67 rate · balance €103,266.67After 15 months: €3,500.00 rate · balance €103,500.00After 16 months: €3,733.33 rate · balance €103,733.33After 17 months: €3,966.67 rate · balance €103,966.67After 18 months: €4,200.00 rate · balance €104,200.00After 19 months: €4,433.33 rate · balance €104,433.33After 20 months: €4,666.67 rate · balance €104,666.67After 21 months: €4,900.00 rate · balance €104,900.00After 22 months: €5,133.33 rate · balance €105,133.33After 23 months: €5,366.67 rate · balance €105,366.67After 24 months: €5,600.00 rate · balance €105,600.00After 25 months: €5,833.33 rate · balance €105,833.33After 26 months: €6,066.67 rate · balance €106,066.67After 27 months: €6,300.00 rate · balance €106,300.00After 28 months: €6,533.33 rate · balance €106,533.33After 29 months: €6,766.67 rate · balance €106,766.67After 30 months: €7,000.00 rate · balance €107,000.00After 31 months: €7,233.33 rate · balance €107,233.33After 32 months: €7,466.67 rate · balance €107,466.67After 33 months: €7,700.00 rate · balance €107,700.00After 34 months: €7,933.33 rate · balance €107,933.33After 35 months: €8,166.67 rate · balance €108,166.67After 36 months: €8,400.00 rate · balance €108,400.00After 37 months: €8,633.33 rate · balance €108,633.33After 38 months: €8,866.67 rate · balance €108,866.67After 39 months: €9,100.00 rate · balance €109,100.00After 40 months: €9,333.33 rate · balance €109,333.33After 41 months: €9,566.67 rate · balance €109,566.67After 42 months: €9,800.00 rate · balance €109,800.00After 43 months: €10,033.33 rate · balance €110,033.33After 44 months: €10,266.67 rate · balance €110,266.67After 45 months: €10,500.00 rate · balance €110,500.00After 46 months: €10,733.33 rate · balance €110,733.33After 47 months: €10,966.67 rate · balance €110,966.67After 48 months: €11,200.00 rate · balance €111,200.00
€ 0€ 5k€ 10kstart1 yr2 yrs3 yrs4 yrs€11,200After 1 month: €233.33 rate · balance €100,233.33After 2 months: €466.67 rate · balance €100,466.67After 3 months: €700.00 rate · balance €100,700.00After 4 months: €933.33 rate · balance €100,933.33After 5 months: €1,166.67 rate · balance €101,166.67After 6 months: €1,400.00 rate · balance €101,400.00After 7 months: €1,633.33 rate · balance €101,633.33After 8 months: €1,866.67 rate · balance €101,866.67After 9 months: €2,100.00 rate · balance €102,100.00After 10 months: €2,333.33 rate · balance €102,333.33After 11 months: €2,566.67 rate · balance €102,566.67After 12 months: €2,800.00 rate · balance €102,800.00After 13 months: €3,033.33 rate · balance €103,033.33After 14 months: €3,266.67 rate · balance €103,266.67After 15 months: €3,500.00 rate · balance €103,500.00After 16 months: €3,733.33 rate · balance €103,733.33After 17 months: €3,966.67 rate · balance €103,966.67After 18 months: €4,200.00 rate · balance €104,200.00After 19 months: €4,433.33 rate · balance €104,433.33After 20 months: €4,666.67 rate · balance €104,666.67After 21 months: €4,900.00 rate · balance €104,900.00After 22 months: €5,133.33 rate · balance €105,133.33After 23 months: €5,366.67 rate · balance €105,366.67After 24 months: €5,600.00 rate · balance €105,600.00After 25 months: €5,833.33 rate · balance €105,833.33After 26 months: €6,066.67 rate · balance €106,066.67After 27 months: €6,300.00 rate · balance €106,300.00After 28 months: €6,533.33 rate · balance €106,533.33After 29 months: €6,766.67 rate · balance €106,766.67After 30 months: €7,000.00 rate · balance €107,000.00After 31 months: €7,233.33 rate · balance €107,233.33After 32 months: €7,466.67 rate · balance €107,466.67After 33 months: €7,700.00 rate · balance €107,700.00After 34 months: €7,933.33 rate · balance €107,933.33After 35 months: €8,166.67 rate · balance €108,166.67After 36 months: €8,400.00 rate · balance €108,400.00After 37 months: €8,633.33 rate · balance €108,633.33After 38 months: €8,866.67 rate · balance €108,866.67After 39 months: €9,100.00 rate · balance €109,100.00After 40 months: €9,333.33 rate · balance €109,333.33After 41 months: €9,566.67 rate · balance €109,566.67After 42 months: €9,800.00 rate · balance €109,800.00After 43 months: €10,033.33 rate · balance €110,033.33After 44 months: €10,266.67 rate · balance €110,266.67After 45 months: €10,500.00 rate · balance €110,500.00After 46 months: €10,733.33 rate · balance €110,733.33After 47 months: €10,966.67 rate · balance €110,966.67After 48 months: €11,200.00 rate · balance €111,200.00
Per year
AfterInterest up to thenBalance
1 year€2,800€102,800
2 years€5,600€105,600
3 years€8,400€108,400
4 years€11,200€111,200

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct