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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Nexent Bank
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Nexent BankTermijndeposito

Deposit · 4 years · Nexent Bank N.V. · Netherlands · Directly at the bank
Open an account at Nexent Bank
Rate
2.80%
4 years fixed
Your return on €25,000
€700
per year, annualised · €2,800 total over 4 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 4 years: €2,800.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,800After 1 month: €58.33 rate · balance €25,058.33After 2 months: €116.67 rate · balance €25,116.67

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, paid out
Fees
none
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€2,500
Maximum deposit
€1,000,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Renteuitbetaling: jaarlijks, einde looptijd (op de Nexent Bank spaarrekening)
  • Een Nexent Bank Spaarrekening is nodig als tegenrekening

Deposit guarantee

€25,000 fully protected
Dutch scheme

Nexent Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Nexent Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.80% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Nexent Bank →All savings products of Nexent Bank →

  • 2 Sep 2026New: Nexent Bank – Nexent Bank Termijndeposito (48 mo) 2.80%

Rate checked on 18 Sep 2026.

Other offers from Nexent Bank

Instant access · 3.10% · Direct3 months · 1.80% · Direct6 months · 1.85% · Direct1 year · 2.50% · Direct18 months · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct5 years · 2.85% · Direct7 years · 2.90% · Direct
After 3 months: €175.00 rate · balance €25,175.00After 4 months: €233.33 rate · balance €25,233.33After 5 months: €291.67 rate · balance €25,291.67After 6 months: €350.00 rate · balance €25,350.00After 7 months: €408.33 rate · balance €25,408.33After 8 months: €466.67 rate · balance €25,466.67After 9 months: €525.00 rate · balance €25,525.00After 10 months: €583.33 rate · balance €25,583.33After 11 months: €641.67 rate · balance €25,641.67After 12 months: €700.00 rate · balance €25,700.00After 13 months: €758.33 rate · balance €25,758.33After 14 months: €816.67 rate · balance €25,816.67After 15 months: €875.00 rate · balance €25,875.00After 16 months: €933.33 rate · balance €25,933.33After 17 months: €991.67 rate · balance €25,991.67After 18 months: €1,050.00 rate · balance €26,050.00After 19 months: €1,108.33 rate · balance €26,108.33After 20 months: €1,166.67 rate · balance €26,166.67After 21 months: €1,225.00 rate · balance €26,225.00After 22 months: €1,283.33 rate · balance €26,283.33After 23 months: €1,341.67 rate · balance €26,341.67After 24 months: €1,400.00 rate · balance €26,400.00After 25 months: €1,458.33 rate · balance €26,458.33After 26 months: €1,516.67 rate · balance €26,516.67After 27 months: €1,575.00 rate · balance €26,575.00After 28 months: €1,633.33 rate · balance €26,633.33After 29 months: €1,691.67 rate · balance €26,691.67After 30 months: €1,750.00 rate · balance €26,750.00After 31 months: €1,808.33 rate · balance €26,808.33After 32 months: €1,866.67 rate · balance €26,866.67After 33 months: €1,925.00 rate · balance €26,925.00After 34 months: €1,983.33 rate · balance €26,983.33After 35 months: €2,041.67 rate · balance €27,041.67After 36 months: €2,100.00 rate · balance €27,100.00After 37 months: €2,158.33 rate · balance €27,158.33After 38 months: €2,216.67 rate · balance €27,216.67After 39 months: €2,275.00 rate · balance €27,275.00After 40 months: €2,333.33 rate · balance €27,333.33After 41 months: €2,391.67 rate · balance €27,391.67After 42 months: €2,450.00 rate · balance €27,450.00After 43 months: €2,508.33 rate · balance €27,508.33After 44 months: €2,566.67 rate · balance €27,566.67After 45 months: €2,625.00 rate · balance €27,625.00After 46 months: €2,683.33 rate · balance €27,683.33After 47 months: €2,741.67 rate · balance €27,741.67After 48 months: €2,800.00 rate · balance €27,800.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,800After 1 month: €58.33 rate · balance €25,058.33After 2 months: €116.67 rate · balance €25,116.67After 3 months: €175.00 rate · balance €25,175.00After 4 months: €233.33 rate · balance €25,233.33After 5 months: €291.67 rate · balance €25,291.67After 6 months: €350.00 rate · balance €25,350.00After 7 months: €408.33 rate · balance €25,408.33After 8 months: €466.67 rate · balance €25,466.67After 9 months: €525.00 rate · balance €25,525.00After 10 months: €583.33 rate · balance €25,583.33After 11 months: €641.67 rate · balance €25,641.67After 12 months: €700.00 rate · balance €25,700.00After 13 months: €758.33 rate · balance €25,758.33After 14 months: €816.67 rate · balance €25,816.67After 15 months: €875.00 rate · balance €25,875.00After 16 months: €933.33 rate · balance €25,933.33After 17 months: €991.67 rate · balance €25,991.67After 18 months: €1,050.00 rate · balance €26,050.00After 19 months: €1,108.33 rate · balance €26,108.33After 20 months: €1,166.67 rate · balance €26,166.67After 21 months: €1,225.00 rate · balance €26,225.00After 22 months: €1,283.33 rate · balance €26,283.33After 23 months: €1,341.67 rate · balance €26,341.67After 24 months: €1,400.00 rate · balance €26,400.00After 25 months: €1,458.33 rate · balance €26,458.33After 26 months: €1,516.67 rate · balance €26,516.67After 27 months: €1,575.00 rate · balance €26,575.00After 28 months: €1,633.33 rate · balance €26,633.33After 29 months: €1,691.67 rate · balance €26,691.67After 30 months: €1,750.00 rate · balance €26,750.00After 31 months: €1,808.33 rate · balance €26,808.33After 32 months: €1,866.67 rate · balance €26,866.67After 33 months: €1,925.00 rate · balance €26,925.00After 34 months: €1,983.33 rate · balance €26,983.33After 35 months: €2,041.67 rate · balance €27,041.67After 36 months: €2,100.00 rate · balance €27,100.00After 37 months: €2,158.33 rate · balance €27,158.33After 38 months: €2,216.67 rate · balance €27,216.67After 39 months: €2,275.00 rate · balance €27,275.00After 40 months: €2,333.33 rate · balance €27,333.33After 41 months: €2,391.67 rate · balance €27,391.67After 42 months: €2,450.00 rate · balance €27,450.00After 43 months: €2,508.33 rate · balance €27,508.33After 44 months: €2,566.67 rate · balance €27,566.67After 45 months: €2,625.00 rate · balance €27,625.00After 46 months: €2,683.33 rate · balance €27,683.33After 47 months: €2,741.67 rate · balance €27,741.67After 48 months: €2,800.00 rate · balance €27,800.00
Per year
AfterInterest up to thenBalance
1 year€700€25,700
2 years€1,400€26,400
3 years€2,100€27,100
4 years€2,800€27,800

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

10 years · 3.65% · Direct